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PPI whilst in an IVA
looking for some advice on claiming PPI whilst in an IVA. My IVA finished a few years ago, I think feb 2016, during the 5 year term the company claimed back almost £26,000 PPI. My total debt was £13,000 and for the length of the IVA I paid £100 a month. After they had taken their supervisors fees, paid legal expenses and…
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Personal Accident Insurance with Alliance and Leciester
Is Personal Accident Insurance a form of PPI? If it is who would you send a complaint to, would it be Alliance & Leicester or Santander? Thank you.
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PPI refunds (payment question)
Hi sorry to ask if it has already been asked (did search beforehand) but when a complaint is upheld and you have requested a direct payment into a bank does this take another 28 days or is that sooner ? This is my first refund due from Lloyds Tsb and i was successful with £3224 :D thankyou
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Finding info of previous accounts for claiming back PPI
I’m trying to help my mum claim back PPI but she doesn’t seem to have a lot of details about her accounts. I think this might be because they are over 6 years ago and she no longer has the paperwork, so don’t think she will have any success, but we will try. Is there anything with any of the credit rating agencies that…
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PPI One Account Interest Query
Hi, I've had a PPI offer of redress from RBS regarding our One Account mortgage. They offered refund of premiums + statutory interest at 8%. These two calculations on the offer seem correct to me. However, the policy was paid for directly from the mortgage account, so therefore the monthly premiums were being added to the…
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PPI refund I don't agree with
Recently I received letter from Barclays confirming missold PPI for around 18 years. A cheque for £700 approx was attached. I don't think this can be correct. I intend appealing to the Ombudsman. What should I do with the payment I have received in the interim? Should I return it, hold on to it and do nothing with it (with…
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New to forum help claiming ppi
Hi guys and girls im new to forum and would like to say hello first so "HELLO". I am wanting to find out how i go about claiming ppi but this topic is just going over my head. Can any of you guys give me a heads up on how to do this as not 100% sure. What do i need to do first i have had numerous catalogues over the years…
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Barclaycard ppi charges
Is PPI Included in Barclaycard Interest charges?
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reclaiming tax from a PPI claim
Hi, I am wanting to fill in the online form for my dad who is retired, however straight away I have hit a brick wall asking for Total pay from all employments, before tax is taken off (gross pay) From P60/P45 My dad does not have either, he has been retired for over 10 years. The only thing i can find from HMRC, is a PAYE…
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Reclaiming tax paid on PPI (confused)
Hi, I got a PPI payout from RBS in February 2018 and another in March 2019. I tried to claim back the tax online but it doesn't explain how to claim for PPI tax. Do I need to make 2 separate claims? Has anyone claimed online or is it better to claim by post? Thank you.
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Life Assured
Hi. I took out a mortgage through the Halifax 10 years ago and was told that as it finished after I had retired I needed to take out a Life Assured Policy to cover me in case I died. I don’t really understand PPI and wondered if this would be eligible to claim for under PPI? Thank you
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New Look Store Card - Ikano Say No Account Found
My wife 100% had a store card in about 2004 and probably had PPI on it. However when we've written to the Ikano with past address and names they came back saying no account found. Which isn't true at all as I had to bail her out to pay it off!! Is there something we can do?
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Vanquis ppi
Hi. I contacted vanquis about reclaiming ppi, I had a reply with a cheque for £41 and a letter saying as I'm aware the account was sold to a debt recovery company. Now can I do anything about the fact that if I knew I had payment protection insurance I would have used it rather than let it go to debt collection?
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Car insurance want me to pay £830
I had a car which was damaged by a leak caused by heavy rainfall after 2 months of me owning it. So i made a claim to my insurance but a few days after they said my car was valued below my excess so my claim wasn't viable but they would still come and collect my car for scrap free of charge. I was quite annoyed about this…
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HFC refund debt collection charges
Ive received a letter from HSBC stating I may be entitled to a refund of Debt Collection Charges if I held a store card, credit card or loan provided by HFC Bank. (I did). However it wants me to provide evidence of these charges which will be before 2009 and I don't have anything or Reston's who the debt was passed to will…
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Original ppi rejected but pelvin is approved
Hi, I had a search through the forum for similar issues but couldn't find clear answers to my queries, I today received an offer from Rbs for a pelvin payout for my credit card by using RESOLVER but my query is that when I originally tried to claim ppi from them it was rejected because of contradictions in statements which…
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please advise on 1996 ppi issue
Hello, firstly thankyou for having me on this forum. I have been trying to cliam back my mortgage PPI covered by norwich union way back in 1996. my issue is neither norwich union or aviva that own norwich union will help me. i took my mortgage out throu an estate agent underwritten by the sequence group owned by RSA. in…
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Welcome finance PPI
Hi can anyone assist me (this is the first time I've posted a thread on here). I had 3 loans with Welcome finance in 1999 (in my careless days). Since the issue with PPI mis-selling has come out I thought I would check and see if my Welcome Finance loans had this on them (as I would never agree to anything like that) When…
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Using a third party to try to reclaim PPI (which are the best services)
Hi everyone - I know I should do this myself but I really don't have the patience to do it so would prefer a 3rd party (even if it means giving up 20-30% of any money to them) - I am in 30's so I doubt I had any PPI but cannot be 100% certain Which third party is the best to use and ideally who take the smallest chunk of…
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Asked for ID
I submitted a claim letter in mid March to NRAM for PPI on a mortgage taken out in 2004. It seems there were two insurances mis-sold. I was always adamant that I didn't have any PPI (ever) so was surprised when I saw this on an old mortgage statement when I was checking it for something else. Around 2 weeks later I…