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Barclaycard ppi charges

Is PPI Included in Barclaycard Interest charges?

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No...

    Interest is interest

    Ppi is ppi

    They would be onseperate lines on your statement.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    You're not going to ask the same question for every card are you?

    https://forums.moneysavingexpert.com/discussion/5990989/egg-credit-card-ppi-charges
  • WENDYWOO
    WENDYWOO Posts: 7 Forumite
    Could be a different answer depending on Credit card. You can't claim back the interest charge but you can claim back the PPI element depending on your circumstances.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    WENDYWOO wrote: »
    Could be a different answer depending on Credit card.
    That's simply not the case. PPI was never included in Interest Charges by any card provider, it was itemised each month on a separate line. Please don't spam the forum, stick to one thread on this topic.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    WENDYWOO wrote: »
    Could be a different answer depending on Credit card.

    You can use my automated card checker here. Just insert the card of your choice and it will generate the answer for you.


    QUESTION: Is PPI included in ___________ interest charges?

    ANSWER: No.
  • dunstonh
    dunstonh Posts: 120,005 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Could be a different answer depending on Credit card.

    No it could not be.
    You can't claim back the interest charge but you can claim back the PPI element depending on your circumstances.

    Interest is a cost. Not a charge. PPi is a premium. Not a charge.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • -taff
    -taff Posts: 15,388 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WENDYWOO wrote: »
    ...you can claim back the PPI element depending on your circumstances.


    Nope. No-one 'claims' anything back. You are not owed it back, you do not deserve it back, you are not entitled to have it back.


    You make a complaint of misselling. Your complaint is upheld or not.


    Stop listening to claims companies who are only interested in your finances if it can make a buck for them. They do not have your interests at heart, they do not have special powers, they will lie to make money out of you. If you've already made financial mistakes before, stop compounding them with belief in claims companies.
    Non me fac calcitrare tuum culi
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