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Finding info of previous accounts for claiming back PPI
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jackie_w
Posts: 1,077 Forumite


I’m trying to help my mum claim back PPI but she doesn’t seem to have a lot of details about her accounts. I think this might be because they are over 6 years ago and she no longer has the paperwork, so don’t think she will have any success, but we will try.
Is there anything with any of the credit rating agencies that will have this info, or do they only keep records for 6 years too?
Is there anything with any of the credit rating agencies that will have this info, or do they only keep records for 6 years too?
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Your credit record is only stored for 6 years, beyond that it's down to your memory or sending out enquiries to anyone you think likely.
Do remember due to DPA/GDPR laws, any accounts closed over 6 years ago are subject to record deletion with older accounts increasingly likely to be removed or archived so without account numbers it may be hard to track down.
If she has been with the same bank for a number of years they might be able to give you details of payments for loans, cards etc though of course this is not proof of PPI or miss-sellingSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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