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Claim PPI from abroad
I'll try to keep this succinct. Roughly between 2001 to 2005 I had: 1. A Lloyd bank credit card 2. An overdraft facility up to I think 2K on my Lloyds current account. 2. An Egg credit card 3. A personal Loan - for the life of me I can't recall who provided it, it was either Lloyds or Egg, more likely Egg. I think it was…
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PPI complaint dates?
I've raised a PPI case against the Halifax for a mortgage I had with them from 1998 - 2003. They have not up held my complaint. They state...In relation to the mortgage ending 64-5, the FCA's rules governing this type of complaint confirm that only a PPI policy that protects a credit agreement which falls with-in a…
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PPI Advice Please
Hi All I have received emails and text messages from a company called Claim Hunters saying they were looking into ppi for me but I didn't want them to and so just deleted all emails and texts. This week I received a letter from Lloyds saying that they owed me £8,809 in ppi (nice) however I've not received this yet, today I…
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PPI Claim advice
Hi, I am new to this site and have no idea if I am in the right place so if I am not, please advise! So... I had a credit card back in 2005 with Barclays, I decided to just give it a shot and see if I had PPI so I sent letters and so on. After a few attempts at them refusing to accept I existed even after being sent copies…
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Can I reclaim PPI paid to Prudential/Payment Shield
Hi, We took out PPI when we had a mortgage with Northern Rock/NRAM and then later our mortgage was with the Chelsea Building Society. We did have PPI but not through the banks, rather PPI was taken out separately as this was the cheaper way to go. But we got PPI because we were under the impression that it was one of those…
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PPIs on mortgages
Hi, The only "loans" I've had are mortgages and I thought I would take a look through the paperwork to see if any referenced PPI. Initially I can't see that they do, but could I still enquire with the relevant banks and see what they say? I think I read on here that mortgage PPI is not as common as that on credit cards and…
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PPI consequential loss rules ?
I've been looking through the PPI redress compensation rules which sumarise that you should be put in the situation you would have been in had you not taken out the mis-sold PPI. I had Mortgage PPI and during the monthly payment period I was running in agreed overdraught mode with my bank. With my mis-sold PPI I also have…
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Strange PPI Situation
Hi all I’d really appreciate any advice and many thanks in advance. Strange call today from Lloyd’s in respect to my PPI claim. First call - I was informed I had PPI from 2003-2007 on a Halifax Cc. I was told that the application for the credit card was made over the phone. I explained, truthfully, I didn’t recall taking…
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need someone's memory power or knowledge
I have recently come across some old (2004) bank statements on which is stated a regular monthly payment to a company called 'PPL XI LTD' there is a reference number with it but this is a company I do not recognise. an internet search was unhelpful offering multiple music companies. does anyone recognise what this could be…
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Relax finance
Hi there. Has anyone had any dealings with paragon finance ltd. myself and my husband were encouraged to consolidate our debt in a secured loan brokered by relax finance ltd. The loan was with Patagon who confirmed PPI however claim we took it with Relax Finance who are now dissolved. Does this mean I cannot claim any ppi…
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Lloyds tsb reject 1990
Hi, I today have received a letter from lloyds TSB rejecting my claim for ppi mis selling due to the fact I have no details and neither do they as they dont have to keep them for 1990. I am looking for anyone else who has had success or failure with a similar time issue and if its worth going to the ombudman. Thank you in…
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PPI repayment but told bank will charge unless I have life insurance
Hi I've had a call about a ppi repayment the cheque will be sent in the post in 2/3 days but he said the bank will charge to put the cheque in so my payment will go from over £1000 to £200/£300 unless I have life insurance. I've given no details of my bank details only address and dob. I have alarm bells ringing but I have…
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Bank rejects MPPI claim - it does not keep records beyond the year 2000
My bank rejected our claim for mortgage PPI mis-selling since it does not keep records beyond the year 2000 and has no record of an account. I have written proof that we had the policy so does anyone know the best course of action we can take to bring this to a positive outcome?
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Which company to use for PPI?
I know you should do it yourself but first, I am busy and secondly, I doubt i will be due anything but worth a shot if it doesnt cost me anything. So is there a better company to use than others which will do the search and have the lowest percentage (I know it's around 30% anyway). I got a junk mail from Consumer Refund…
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Which company to use for PPI?
I know you should do it yourself but first, I am busy and secondly, I doubt i will be due anything but worth a shot if it doesnt cost me anything. So is there a better company to use than others which will do the search and have the lowest percentage (I know it's around 30% anyway). I got a junk mail from Consumer Refund…
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PPI with ex
Hello all I have had a look through previous posts but I cannot find anything similar to my situation so here's my question: I have started to look at claiming PPI back and after filling all ALL the fields in the Santander form, they require bank details in the event of a refund. My ex and I are still in talking terms and…
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Halifax PPI advice please.
Have recently received reply from Halifax re PPI claim, they have decided that although we did have PPI on our mortgage felt it was correctly sold and it met our needs, I am confused as during the time we had this PPI we both had periods of unemployment and no claims made. Does this mean that it was potentially sold…
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HSBC PPI help
Hi Can anyone offer advice. I am trying to see if I am entitled to any PPI from HSBC. They have asked me to write to them why I think I was missold PPI. However I am unsure if I even had PPI or would you think with this email that they are suggesting that I did? All advice welcome Thank you
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Ppi amount difference
I was recently sent a ppi claim invitation from Natwest bank giving a figure of £847 premium, I sent off the form and have now received an offer of £144, when I phoned their PPI team, I was told that the £847 was just an estimate and that when it was examined further the figure was £144, is there anyway I can get this…
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Plevin & mortgage protection insurance
I took out a mortgage in the late 1990’s with National & Provincial it was a 100% mortgage and a condition was that I took out Mortgage protection insurance this was a monthly payment which carried on through Abbey National take over & finally Santander - the mortgage was paid off a couple of years ago I never made a claim…
