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HSBC PPI help
Jermimerbob
Posts: 1 Newbie
Hi
Can anyone offer advice. I am trying to see if I am entitled to any PPI from HSBC. They have asked me to write to them why I think I was missold PPI. However I am unsure if I even had PPI or would you think with this email that they are suggesting that I did?
All advice welcome
Thank you
Can anyone offer advice. I am trying to see if I am entitled to any PPI from HSBC. They have asked me to write to them why I think I was missold PPI. However I am unsure if I even had PPI or would you think with this email that they are suggesting that I did?
All advice welcome
Thank you
0
Comments
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There is nothing wrong with having PPI. it isnt about the product as such. It is about how it was sold to you. So, you have to put in a complaint stating why you think it was missold.
There is a form at the FOS website which you can fill in and send. I believe its on this site too in the PPI article.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Has this email definitely been sent by HSBC? Have you filled in their online PPI enquiry form supplying your email address.
If you had a PPI policy from approx 1999 onwards and you are still a customer, it is possible HSBC have a record of it. Or else, they ask everyone who contacts them, the same questions.
If you phone their PPI helpline they probably won't confirm it one way or the other, so it's probably best to send a DSAR, which is now free, for a more in depth search of their systems.0 -
Has this email definitely been sent by HSBC? Have you filled in their online PPI enquiry form supplying your email address.
If you had a PPI policy from approx 1999 onwards and you are still a customer, it is possible HSBC have a record of it. Or else, they ask everyone who contacts them, the same questions.
If you phone their PPI helpline they probably won't confirm it one way or the other, so it's probably best to send a DSAR, which is now free, for a more in depth search of their systems.
I suspect that OP sent a contact asking if they did have PPI or not, which has triggered the letter from HSBC. There is no need for a SAR at the moment if they have acknowledged the letter and asked the OP to complain about a policy (lot depends on the wording of the letter and indeed, if it was from HSBC not a claims firm)Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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