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Multiple names for PPI
The reason I have never tried to reclaim PPI is that I have been married twice before and each time had to leave the paperwork behind and, most important, I had a different surname. All I can give are my full name at that time, the fact it was the Halifax and the approximate dates. Is that enough or should I just ignore it…
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Forgotten information!
Hi. New on here today. I had a mortgage from about 1995 until 2003 which was then paid off fully. I also had a credit card from 1990 until 2002 and maybe a car loan at some stage during this time. Sadly, I have no records concerning the above and can’t actually remember who they were with!! Do you think a claim is worth…
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Jenners store card
I had an old jenners store card, but I can't find out who administers it.. Anyone know how to find out? They are part of frasers now so it's all changed. Ps. It's not on my experian report along with bunch of old car loans that don't appear.
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MPPI cover from Nationwide
In 1995/1996 my wife and I took out two mortgages with Nationwide. They suggested that we buy MPPI to cover us for unemployment. They were offering two products, either 12 or 24 months cover. They told us they were offering free cover (no premium payments) for the first twelve months. We accepted their free offer but…
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RBS Set off following completed IVA
Can RBS use a completed Lombard Loan, PPI refund to"set off" against a Nat West account that was part of a completed IVA. The Lombard loan was years before the IVA.
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MBNA PPI advice
Hello I'm new here :) Just after some advice on MBNA complaint please.... I was just 18 when I took out a credit card in 1995, genuinely do not recall any discussion about PPI, never spotted it added to my statements until maybe 2003/2004 when I called them up and told them that I want it removed, never wanted it, happy to…
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Advice on PPI claim for deceased father
I have been reading on this forum and other websites and wanted to ask some advice on the below. My dad died 5 and a half years ago. He was never the greatest with money and so had a few too many credit cards and other borrowing. I don’t know if he had PPI, but bearing in mind how much borrowing he had I feel there is a…
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PPI FirstPlus?
I've just received a phone call off a company saying I am entitled to money from a PPI from a loan off FirstPlus back in 2008. I couldn't remember taking a loan out from anyone called FirstPlus but I did take one out with Lloyds, could this be the same loan? They said I took out a £15k loan however the one I took with…
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Overdraft Protection - Can I reclaim?
Hi All I'm in the middle of going through old bank statements, there is one old (now closed) current account that I was paying "Overdraft Protection" on. I wasn't aware of this. At the time I was in financial hardship. I believe this was miss sold. I was going to put in a claim for old bank charges (the statements I have…
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Reclaiming PPI after divorce
My mum and dad are divorced and both have said I can claim back PPI owed to both of them from previous personal loans, joint loans and their joint mortgages. I am not sure if you can have PPO for life insurance policies also? So the agreement is that whatever money os awarded of any is to be shared evenly between me, and…
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jd2000
I am currently attempting to reclaim old credit card charges from M.B.N.A. . I have received all of my account information relating to my account that i cleared in 2004. i have sent all the template letters provided by this site. I have had the usual refusal letters. i know that my request is covered by a time limitation…
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"Insurances" on Black Horse car credit agreement
I was recently looking over my PCP car credit agreement. Where the repayment details are it has the cost of goods per month + insurances which equals my total monthly repayment. Does anybody know what "insurances" mean? The only explanation it gives is: "If any of the insurances costs more than £100 and less than £30,000…
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PPI Claim
Hi, I don't seem to be getting anywhere with my PPI claim. The reason is that the company I initially had the loan from have sold the policies onto a company and that company have now sold on again to Santander. I have got the Ombudsman involved and they have sent a letter to Santander but they say they have no case to…
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Gregory Pennington PPI
Advice appreciated please for my next step... 18 months ago I tried to claim PPI from GP (gregory pennington). I had found an old statement dated 2012, showing I had been paying PPI. I had no recollection of discussing this and as I have a degenerative muscle wasting condition I suspected I had been mis-sold. I certainly…
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Interest Refund
My son received a letter from Barclaycard today refunding him over £800 in interest fees even though he didn't ask for it. They have knocked it off the money he owes and is paying back each month as he got into difficulties. They have said they don't feel they gave him the service they should have done when he told them he…
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Ppi charges increase
Hi. I used a company and their charges clearly state 20% plus vat on the website. I recieved their invoice and the bill is 30% plus vat. Surely this is not right. Regards.
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OPUS upheld PPI Claim
Hello everyone, I have received an answer from Opus in which they offer me a payment for misold PPI. At first I got pretty excited, but now I wondered, why they are so quick to jump to an offer? Should I maybe seek advice from an Omudsman to see if I can squeeze out more of them? I am not being greedy here. Considering…
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PPI Rejected - Is this fair?
Hello, I recently realised that I had PPI with MBNA which started in Jan 2009. 2 months (June 2018), I made a PPI complaint to them which was rejected (although they paid Plevin). This was the reason given: "I've checked our records and they show that we wrote to you on 14th May 2013 inviting you to raise any concerns you…
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Claiming ppi for deceased
I've been told I can claim ppi for my late husband who passed away 10 years ago. Has anyone successfully claimed on behalf of someone who has died? I've been told to send a certified copy of the grant of probate but I only have the original document. does anyone know how I can get a certified copy without having to go…
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PPI Argos Mastercard Can I Reclaim
I had an Argos mastercard in the early 200's which I paid PPI on I have found the policy for this PPI while clearing out. Am I able to claim this back the insurance is by Barclays Dublin.
