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Claiming ppi back but loan not repayed
Hello My husband had a loan for 5k in about 1999-2000 but he dosent think he fully repayed it. Also he only knows what bank the loan was with no account numbers etc. Would it be worth checking if he can claim ppi back or would it open a whole can of worms ie the debt coming back to bite him on the bum ? If he can reclaim…
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Rejection Letter For Financial Hardship Letter From Lloyds
I have just had the normal rejection letter for charges from six years ago for my husbands account from Lloyds. After the letter I sent for my husband for the total charges and interest they sent an email asking my husband to ring them or email them of why he thinks its unfair. He did so but now they have sent the letter…
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Interest on loan does not add up. Could it be hidden PPI?
Could someone please tell me if I'm being completely stupid or could there be PPI hidden in my loan repayments. The loan amount was for £10,717 at an interest rate of 4.19% over 48 months. As per a loan calculator the repayments should have been £242.89, total repayment of £11,658.72. As per my statements my repayments…
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Is my PPI claim impossible?
I took out an unsecured loan around 18 years ago with Lloyds, which included a monthly "loan insurance" payment. 3 years later, I renegotiated my loan minus the monthly "loan insurance" payments, as I had realised that they were very expensive, and I continued to pay the renegotiated loan. About 13 years ago, my debts got…
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Clydesdale Bank MasterCard PPI new claim
Help - CB sent me final letter claim refused six months have passed and I found out recently about their fine and that they have to revisit all claims - Clydesdale will be reviewing all PPI complaints handled prior to August 2014 and offering redress to any customers impacted by these failings. Customers do not need to…
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Welcome Finance / Direct Car Finance
Hi all, I've got an interesting situation that I'd like some help or advice on. I made a claim to Welcome Finance for PPI on a hire purchase agreement for a car, agreement dated 24 July 2002. Welcome's reply: "The PPI associated with this account was sold to you by a broker and not by Welcome Finance. This being the case,…
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Claiming PPI on car finance from years ago?!!
So I'm looking at claiming PPI . The main thing im looking at claiming back on is car finance. The big problem is it is mainly from around 10 years ago,before the whole recession thing. Anyone have any advice? Is 10 years too far back to claim? Can you claim for car finance? Thanks in advance to anyone that gives good…
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How far back can I claim ppi ?
Hi folks I had around £10.000 pounds in loans from the co-operative bank from 1990-2000 , all with ppi , I was told to take it out if I lost my job etc, I have no lettes of proof , But I still have the same account number , when I phoned them they said they only go back 10 years? Is this true ? I have posted a claim form…
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Endeavour personal finance
Hi Trying to reclaim ppi of around £3400 that was preloaded to a secured loan.. That I paid fully 3 months after taking loan out with the ppi charge I don't know can't remember the broker if there was one I have the original agreement along with solicitors papers stating payment made to finalise loan I know epf no longer…
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Bank-Smart
A few years ago I was contacted by Bank-Smart who are based in Truro, Cornwall about miss sold PPI. My understanding was that their service would be free ,however if a claim was successful they would take a percentage. I completed the forms and over the years answered their questions via the postal service. To date there…
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Gladstone brookes
Hi, I'm new to the forum and I've been trawling the posts looking for answers. Basically I enquieed with my bank theough their PPI claims line if I had a case but they more or less stated I had no case. Thinking I was in for a battle I (stupidly) contacted Gladstone brookes who took on the case. To cut a long story short,…
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Confused Claiming Bank Charges Back
I complained to the Financial Ombudsman back in November, and they have only just come to the conclusion I can't claim any bank charges back on my account as they believe it wasn't mis-sold. I got into financial difficulty a few times over the years which forced me into my overdraft, and I was looking to claim back the…
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Is this PPI?
I hope someone can help me, as I may be barking up the wrong tree, as I am not certain that my situation qualifies for PPI reclaim or not. I'll try to be brief: - In 1999 we (my husband & I) took out a mortgage, along with 2 policies called 'Progressive Protection Assurance' or as the person who sold/mis-sold them to us…
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PPI Do I Make 1 Claim or Multiple Claims ???
I have had a credit card where I have had continuous statements throughout from the start (December 2003 until closure in September 2013), but the card details have changed over that period. Do I claim on one form (for PPI) or every time the card/financial institute detail changes? I have had 3 different credit card…
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Barclays saying they have no loan records prior to 1999?
I spoke to Barclays PPI reclaims his afternoon who have given me the reference number of a loan with PPI I had between Jan 1997-Dec 1998 but they say they can't investigate any further as they cannot find the details from 'so long ago'. They say it's down to me to produce the paperwork otherwise they will not look at it?…
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Do I have to pay CMC charges on an old claim?
About 4 years ago a CMC company looked into various old accounts of ours to see if we were due any compensation for mis-sold PPI. Gradually, over the space of the following couple of years, they confirmed that after looking into each account, we weren't eligible to make a claim, either because no PPI had been paid or the…
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Can I not appeal PPI
Around 18 months ago I applied for a PPI claim against Nationwide stating I was unaware of having held PPI on my mortgage. They wrote back saying tough you signed the form in two places that's the end of that claim denied. So I thought oh well that's the end of that. Recently I heard Martin saying I should take it to the…
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PPI advice please
Hi, I have held several store cards over the years, most of which I was pressured into signing up for by retail staff to get an instore discount on the day. I have never really used them since. I've also used credit companies to get 0% finance when I have purchased sofas from the likes of DFS and taken out extended…
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help needed
my mother received a letter a few weeks ago from barclays stating that the account she currently has is closing,it is a packaged account currently costing her around 6-7 pounds a month [ she is 73 years old and is slowly going deaf blind ,cannot remember,ect ] but she is still my mother & we love her so she gave me the…
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Is it single premium PPI and ? PPI rebate??
My partner took out a loan back in 2004. This loan was refinanced several times, but he has limited amount of info on the first loan. The loans all had PPI which were single premium (added at the start of the loan, along with interest, and to be paid with the general loan). Briefly his loans were: Loan 1 - taken out Aug…
