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Can I re-open PPI case?
Hello everyone, Looking for some advice. I put a PPI claim into RBS in 2012 on the basis that I didn't think I'd get the visa without it and I would have full pay if off work sick so would never have needed it. I was rejected because it was an online application in July 2007 and I had ticked the box and onus was on me.…
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Computer Support service agreement
[Resolved] Not sure if this is the right place to post this, as it's a product service insurance reclaim, but hope it will be moved if not. A WARNING FOR OTHERS:- So I thought I was up to speed on my bank & credit card statements. Turns out I was not. For the last fourteen months I have been charged £8.50/month for a…
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Good claim but 'Time Barred'!
Thanks to MSE I've been able to get a couple of grand from 4 PPI claims. I also have a clear claim with full original documentation from First National Bank, but it was taken out in the mid 1980s. GE who are now responsible for the claim says that the claim is Time Barred and they will not enter into further discussion…
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Reclaiming PPI & Overdraft Charges on Statute Barred Accounts
Hi there, In my younger years I had credit cards and loans with quite a few banks, eventually I became unemployed and I couldn't pay the debts off and they became statute barred after 6 years. This was quite a while ago now and I can't find any record of who I had loans and credit cards with. Is there anyway to find out?…
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Old TSB Trustcard
Hi, I had a TSB Trustcard credit card and was told I could not have the card without agreeing to the monthly payment protection. The account was taken out in 1988 and was closed in 1999. I found myself out of work when the company I was working for went into liquidation. I was on a labour only subcontract arrangement at…
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Still waiting for hsbc to pay me ppi
I am owed £1440 by hsbc, they informed me about a month ago i had won the claim. I no longer bank with them so had to fill a form in with bank details and ID and take it to the local branch which i did straight away. Still waiting for the payment to go in my account, how long did everyone else wait for the payment?
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All of Life Policy
ALL OF LIFE POLICY. MISSOLD? Do I have a claim? If so, what is my loss? Can anybody advise. In 1993 I bought a Midland Bank “All of Life” Navigator Policy. The monthly premium was £200 and has not risen since. The assured sum if £400,000. I bought it to secure, in the early years, my family's security if anything happened…
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Reclaim PPI - but virtually no info
My mum has tried to reclaim PPI she was mis sold, without much progress. These are the details: - She took out a personal loan for home improvement - Some time between 1987 - 1995 - She believes she was mis-sold PPI - She was an NHS employee at the time (so had sick pay, death in service, etc) - Wasn't given the option to…
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Bank made mistake with my offer.
On March 18th 2016 the Halifax sent me a letter to my old address to say they had made a mistake with my original Ppi and I was due a further £600.i thought great as I still have a few debts to pay. My dad gave me £600 and I was to give him this money back once I got the cheque. I contacted the Halifax on mon as cheque has…
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Very old PPI claim
In 1986, as a single woman, I took out a mortgage on a small house with NatWest. At the time I was told I had to have an insurance policy for the mortgage. I argued that I could not see the point of the policy but in the end I was told 'no policy, no mortgage' (I remember this because I was so cross). I had the mortgage…
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Old cards - PPI
I'm interested in claiming PPI but I cant remember many details. I had a few credit cards and loans back in 2004 after uni but dont remember many of the details. Would a PPI company be better at finding this information than I would and better chance of getting the money back, I had lots of different addresses over short…
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First National Bank
Having to jump through hoops regarding PPI sold to me when l took out a loan for a kitchen installed and provided by Space Kitchens, this was 1999. As FNB is now a part of GE Money GE are washing there hands of the claim stating that l should be chasing Space Kitchens. Space Kitchens are now out of business. lm sure this…
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Citifinancial PPI Claim Battle
Hi everyone, Hopefully someone can help. I sent off my claim back in Novermber last year to Citifinancial, signed their offer and sent it back with proof of change of address and a certified copy of my driving licence as I am now married. They keep sending the documents back, they have kept copies for their records and…
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Store cards
Diesanyone know if i can claim back PPI on old store cards? X
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PPI with Morgan Stanley
Hi, apologies if this is a repeat question, but I can only find "old" threads on this. I had a loan with Advantage, then owned by Morgan Stanley, since taken over by Barclaycard. I completed the standard Barclaycard form and in January received a letter from Barclaycard saying that as my loan was with Morgan Stanley they…
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Mortgage PPI
I took out a PPI in just my own name on a joint mortgage. I was the only one who could claim on that policy. I am now divorced. My mortgage lender has offered me a settlement but states that half of the money should go to my ex husband. This does not seem right as it was me who was mis-sold the policy and not my…
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Santander says my claim is time barred?
Hello, I think I have a large ppi claim with Santander for a "Beneficial Bank" card I had years ago, I actually have all my statements which show the PPI Being paid monthly. I filled in the questionnaire and sent it off to them; they replied and said they sent me a letter years ago asking if I wished to complain about my…
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PPI refund
Surprisingly, I have received a letter from Lloyds stating that I am to be refunded further to previous claims made in 2013. However I note there is a small paragraph saying that they can use the refund to pay any outstanding balances. What is their criteria on this? My credit card is paid each month and my current account…
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PPI paid without claiming?
My MiL has had £1800 paid into her account by Lloyds, all the details regarding the claim seems above board. She's never claimed and really wouldn't know where to start, we've got no idea why she's had this money. On her behalf about two years ago I reclaimed some unfair banks charges for her, I got back £2500 as they had…
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PPI, Death and Bankruptcy
I'm not sure where my friend stands with this. Herself and her husband went bankrupt in 2009. He has since passed away in 2010. She claimed on PPI from one of his credit cards and had been made an offer, however, it has been sent to the official receiver. Can anyone shed some light as we are unsure of where she stands
