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Life Insurance-Living with Parents, No Children
Hi all My partner has a life insurance policy. He is living with parents and has no dependents (this has been the case throughout the time he has had the policy). The policy information we know is: Level Term Policy taken out in 2004 and matures in 2019. His premium is only £6.50pm which covers him in the event of death…
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TSB PPI claim
So I had a loan with Halifax in 2005 which I took out a TSB loan to pay off along with a store card. TSB knew I was going to be paying out more each month but didn't question it or tell me I didn't need to take out PPI. The loan is due to fall off my file next July, I don't remember the loan or PPI details and I have moved…
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U can car credit ppi?
ive been in touch with welcome finance about ppi reclaim but they have said i need to contact you can car credit??? can anyone help xx
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genuine claim?
Hi, I'm looking for some advice in regards to a PPI issue that I'm unsure how to tackle.. I took out a mortgage when I was 25 based on a 25 year plan,i was advised at the time I had to get life insurance and PPI to borrow the money on the initial 5 year fixed term, I then took out a further 5 year fixed term which reduced…
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Lender can't provide copy of agreement
Hi I have a number of loans and credit card debts from about 2000. I defaulted on them and am currently paying them off via various debt collection agencies. I have written to the agencies asking for copies of the original agreement so that I can check if I had taken out any PPI and if I might be able to make a claim. One…
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Question about PPI
Hi I have been having problems with claiming PPI with Lloyds bank. I used to bank with Lloyds TSB, I contacted Lloyds about claiming PPI, they said that I would have to log it as a complaint and they have sent out forms for me to fill in asking me about the account numbers, repayments and repayment dates, but as it has…
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PPI win but will I see any of the money?
With apologies for the fact that this may have been asked 150 times already.. A couple of years ago I put in a PPI claim and was successful. Job done I thought (and no third party rip off merchants to pay off either). So imagine my surprise when I get home tonight to see that they have reviewed my case and awarded me…
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Mortgage protection
Evening all I've a quick query I had mppi that was sold through a mortgage advisor I was told it covered me for unemployment cover, yet when I went to make a claim I was told I couldn't claim as I was in a sales role yet this was the job I was in when I took out the mortgage Does anyone have any guidance on whether it's…
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Capital one home owner loans!
In the past I had a secured loan on my mortgage which was brokered by Capital one home owner loans. I am currently trying to complain to these people but I do not know if they are still trading. Are they part of Capital one and can I put my complaint to them or would I have to complain to the under writer? Any information…
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Beneficial Finance Credit Card application Form PPI
Hi, Im wondering if anyone on here can help. In 2002 I applied for a Beneficial Finance credit card which has long since closed. I didnt have any records relating to the application to check if I had PPI and I requested a copy of the application form from them. I have received a print out of a scan of the application form.…
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PPI and debt
Hi,I am looking for some advice please.My mum has had a couple of letters from a Glasgow accounting firm.They say that since her notification of discharge from sequestration she is now entitled to claim for PPI,or any other mis sold financial products.They say,if they are successful they will charge 30%.My brother's…
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Payplan keeping post closure ppi
Hi guys. Ok some help needed if possible. 1. I had an IVA. 2. Payplan tried to claim PPI from Barclay's in 2011 3. Barclay's told payplan no money was owed and the case is closed. 4. Payplan did not appeal. 5. I completed my IVA and have my completion certificate since 2013 6. A month ago Barclay's wrote to me saying they…
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Affinion Scheme & PPI
Help! Please, with two enquiries! I've recently received a letter from Lloyds Bank about a claim I made apparently to the Affinion Scheme of Arrangement whereby I've received a rebate of £242.00. I had thought the Affinion Scheme was only relevant to the Sentinel group and various schemes it managed. I've now received a…
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Mbna
I had an MBNA credit card a few years ago on which I paid PPI and never used. Am I able to claim in back? If so, how do I go about it properly and efficiently? Thank you.
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Is there any legs in a claim
Hi guys, Just thought I would throw this out there. In 2007 I moved into a new home with my wife, got a mortgage with the Abbey National who then became Santander Divorced my wife, eventually and in 2010 my now fianc! moved in and we went down the process of buying the out the ex-share. The Santander took around 9 months…
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Mortgage Protection Insurance - Is your lender notified of a claim?
Hi, We have applied for an additional mortgage and have had this approved (as we are moving). However a week ago I was told that I was at risk of redundancy. I have mortgage protection so I'm happy to proceed with the purchase, however I was wondering whether the insurance company when dealing with a claim would notify the…
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Bos preference account
Just wondered if any ome had success on Bank of scotland preference account card ppi. I sent off a claim some 7weeks ago, and ive called up again today, and they said they are still investigating the case. I sent the a copy of credit agreement which was also for a loan applied for at same time. I ticked box for loan ppi,…
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Newbie question! - Capital One claim, their form?
Hi all, sorry in advance for this newbie question. Having just moved house and come across some paperwork of my wifes from 10 years ago, it shows that she paid PPI with both Capital One and loans.co.uk I've read through the step by step guide, but having gone to Capital One's website they have a form to fill in, which asks…
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Have the banks been told to review cases ?
Hello there. So a while ago (4+ years ago) I claimed on my LLoyds and Barclays accounts for PPI Both were upheld and I got some money back. Today I get a letter from lloyds saying that they reviewed my claim and have given me even more money back (great stuff). I don't recall asking them to review my case so I'm wondering…
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How much is a claim worth
Hi, Back in 2003 my partner took out a personal loan for £5,000 with HSBC.We can't recall whether it was for 3 or 5 years. We have lodged a PPI claim and the Financial Ombudsman has upheld it (twice - as the Bank appealed the original decision!) - received a letter today confirming that. I am trying to find out (in the…
