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Mortgage protection

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Evening all I've a quick query

I had mppi that was sold through a mortgage advisor I was told it covered me for unemployment cover, yet when I went to make a claim I was told I couldn't claim as I was in a sales role yet this was the job I was in when I took out the mortgage

Does anyone have any guidance on whether it's worth trying to claim back for this ?

Cheers

Comments

  • dunstonh
    dunstonh Posts: 119,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I had mppi that was sold through a mortgage advisor I was told it covered me for unemployment cover, yet when I went to make a claim I was told I couldn't claim as I was in a sales role yet this was the job I was in when I took out the mortgage

    Being in a sales role does not invalidate your ability to claim on the policy. I suggest you go back to the insurer can confirm the actual reason you are unable to claim.
    Does anyone have any guidance on whether it's worth trying to claim back for this ?

    As it stands you appear to have a complaint about the claim. Although further information may change that.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • What was your employment status in this sales role? Was it temporary / zero hours / commission only / fixed term etc?
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