-
PPI from over 6 years - do I use a company
Hi all, A friend of mine recently used a company for her ppi and although they take 30% she was happy. I've claimed my own in the past but my debts from when I was younger are years and years ago and I have no records and no clue if I had ppi so it's not something I can do myself. Is it worth using a company to look into…
-
PPI Refund First Step
I've been reading the information on how to reclaim mis-sold PPI but I'm not sure when you get to the initial step of writing to your lender for a refund are you supposed to complete the Financial Ombudsman Service complaint form at this time or is this later on in the process?What does the initial letter to the lender…
-
Capital One
Hi can anybody help please? I have sent letter to Capital One asking for list of all charges but I am convinced I had PPI they said I did not,,I do not have any paperwork, does anybody know who the insurers were so I can contact them? Thanks ps would like to say a big thanks to this forum as I asked the Ombundsman 3 years…
-
Potential PPI payment (discharged trust deed)
Hi looking for an answer if poss please. I signed my trust deed in Sep 2011 and was discharged in Jan 2015 but my trustee has not been discharged from the creditors yet due to ppi investigations. Anyway I received a letter from lloyds yesterday explaining they were reviewing a ppi claim I made in 2009 for an £8000 loan I…
-
Mobile insurance
Well, back in 1998 I bought my first mobile. I remember at the time that I had phone insurance for 3.99 a month. Over the months and years I forgot about this insurance and it was only a month ago I was looking at my direct debit lists and to my amazement, it was still being taken out of my account!! I immediately…
-
3rd party
I was going through a ppi claims company. I have reclaimed years ago on my own, but thought I would use a company to have a final sweep. Anyway, they found a loan from years back where I was mis sold. And I was as I never ever wanted ppi for anything unless I was forced into. Anyway, the bank have contacted me, saying they…
-
quick question
firstly, i am sorry if this has been asked a million times before........... ok so i have lots of old debts that i am in the process of dealing with, part of the reason i got into debt is because i had a drastic fall in income and became seriously unwell. lots of debts are with debt collection agencies etc ok, so i know…
-
PPI claimed but receiving calls still
Hi has anyone else had any calls from Brunnel Franklin about miss claimed PPI. We are being inundated with phone calls on our mobiles and landline. When I answered a call I was told that when I had received the ppi claim money previously the bank had not returned all the moneys that we were entitled to so they would look…
-
Claim on behalf of deceased
My step-daughter's husband has just passed away and we find that he has been paying a loan to NatWest for several years. Given his general awareness of money matters I am fairly certain he will have been mis-sold PPI. Can his widow claim even though she was not a signatory to the loan agreement?
-
Legal and General MPI, ppi and reducing work hours
Hi all May not have named my post well. Anyway I have a Mortgage Protection Policy to cover Accident and Sickness for 12 months should I be ill, deferred for 60 days, with Legal and General. I think I took it out with one of the mortgage shops. I have had the policy since 2008. I rang to change my address a couple of weeks…
-
Halifax PPI
Keep being pursued by PPI claims companies. MSE recommends DIY. So today I contacted Halifax about a credit card and mortgage I took out with them several years ago (credit card still in use, mortgage paid off 14 months ago), and the Post Office about a credit card I have with them, enquiring if there was PPI on the…
-
PPI - Mortgage Misold
Hi, Can someone provide some advice ? I applied for PPI being Misold via my Royal Bank of Scotland Mortgage Pre 2005. Due to the mortgage and PPI being sold via a broker they have told me they can't uphold my complaint but yes PPI was paid for !! Does anyone know where I stand with this ? Not sure who the broker was or…
-
Arcadia store card. PPI claim
My wife had an Arcadia Store card originally taken out at Principles in 1993. As a staff member she was told that she had no option than to purchase PPI. She held this card until August 2004 when the balance was settled and the account closed. When taking out the agreement the finance company was GE Bank; then the porfolio…
-
Evans Halshaw/Alianz
Hello there Im wanting to reclaim my PPI and don't want to via companies that charge fees. Im a little stuck. I bought a car via finance with PPI attached and I believe I was mis-sold. The finance was through Santander and the PPI was through Allianz but the car being bought from Evans Halshaw. Who would I contact to claim…
-
Checking to claim ppi, any help
looking at doing this for my oh (was going to use company but going to try myself) have sorted old agreement numbers, all of loans which have been paid of. So is my first step to get dh to phone the company and ask if ppi was on the loan.
-
Capital One Rejection 18th April 2013
Hi Guys, I submitted a PPI Claim against Capital One, as at the time I genuinely felt it was missold to me when I took it out. I couldn't even remember agreeing to it in the first place, and having submitted a claim they responded in April 2013 saying that they felt it was not mis-sold. I was recently clearing out my old…
-
packaged HBOS ultimate reward account
i have had a look at the informatiuon provided with my HBOS ultimate reward account .I see that when i opened the account part of the monthly charges was for card protection ppolicy up to £75,000 for fraud after the card was reported missing . My question is does the inclusion of card protection insurance that has been…
-
Claim for bank packages RESOLVE.
Hi, I have used the tool to claim for reclaimed bank packages on Martin Money tips using the tool Resolve. Since I used this I have had two phone calls(today) and tex message from Lloyds bank saying they are dealing with it.IM not with that bank.On investigation the number is 01422868895 they are not the bank even when I…
-
Advice please re claims guys
Hi I am just wanting a bit of advice please.We have filled forms in with the claims guys and after reading all the posts on here I wish we hadn't . We are now out of our cooling off period and have received a txt last week to say that they are sending out further paperwork regarding ppi that we paid with Nat west. We don't…
-
banks not willing to help us
we have had numerous credit cards, loans etc over the years, all with ppi I suspect but we cant remember any details, ive claimed using the form on here and now the banks are all claiming I havnt got a claim and that I need to supply the policy details, that I simply do not have, only mbna have come back with policy…
