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U can car credit ppi?

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ive been in touch with welcome finance about ppi reclaim but they have said i need to contact you can car credit??? can anyone help xx
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Comments

  • Nasqueron
    Nasqueron Posts: 10,756 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You have to put in your complaint to the company that sold it to you, not the finance provider

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • dunstonh
    dunstonh Posts: 119,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The PPi issue is not actually about the PPI itself but the sale of the PPI. Welcome didnt sell it to you. The car dealer did. So, you complain to the car dealer (assuming its post 14th Jan 2005).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • s777lna
    s777lna Posts: 15 Forumite
    Can't find the company can anyone help x
  • forgotmyname
    forgotmyname Posts: 32,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The company you bought the car from no longer exist?
    Censorship Reigns Supreme in Troll City...

  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Where did you get the car from?, they are the ones you need to contact.
    If this was pre Jan 2005, you may not have any comeback as dunstonh said in his post.
    What year did you take this out?.
  • s777lna
    s777lna Posts: 15 Forumite
    The company has ceased trading and it was 2008
  • forgotmyname
    forgotmyname Posts: 32,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Checked their details on teh comapnies house website? Ceased, bankrupt, changed names, moved or other?
    Censorship Reigns Supreme in Troll City...

  • jellie
    jellie Posts: 884 Forumite
    Part of the Furniture 500 Posts Name Dropper
    s777lna wrote: »
    The company has ceased trading and it was 2008

    Contact the Financial Services Compensation Scheme, details on their website.
  • anyone claimed from u can car credit xx
  • Nasqueron
    Nasqueron Posts: 10,756 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 18 November 2015 at 12:44PM
    s777lna wrote: »
    anyone claimed from u can car credit xx

    You have already been advised what to do. You complain to the dealer who sold you the finance. As they are not trading you will have to try the FSCS and see where you get.

    The finance provider did not sell you anything so don't waste your time with them.

    Remember you are COMPLAINING you were miss-sold, not CLAIMING, as the sale was the issue, the dealer would have been responsible were they still trading

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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