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Advice needed for PPI that didn't pay off loan for cancer sufferer
Complicated one but here goes.... Friend has asked me to look at his PPI on a natwest loan During the loan he was diagnosed with bowel cancer & subsequently operated on. He telephoned the Insurance co to tell them he had cancer diagnosis & had to take involuntary redundancy but they did not pay off the loan (which…
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Claiming when unsure of credit card & loan history
I’ve been persuaded that I should investigate making a PPI claim. My credit card and loan history stretches back to the late ’90s and I’m not sure I can actually even recall all of the lenders involved. I’ve had both personal loans and credit cards which have been sold from one lender to another multiple times – and I’ve…
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Lloyds PPI help
I have had a credit card with Lloyds and I know it had PPI on it. I got into financial difficulty with Lloyds so have paid my credit card back on a debt plan agreed directly with Lloyds. I finished paying the credit card last year. I have submitted a PPI claim with Lloyds who state that they have no records of my PPI or…
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time limit on packaged accounts but not ppi?
Hi, I was wondering if anybody knows why there is a 3 year time limit to claim on miss-sold packaged bank accounts but not on PPI? Thanks!
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AI Scheme pre-2005 reclaiming query
Hi, I am one of the many who have received the AI Scheme letter which has a claim form enclosed. My issue is that my 'product' was card protection on a Lloyds credit card from Nov1999-Dec2005. I have read the MSE advice about claiming from the bank as it was sold pre-2005, but I don't have any paperwork/statements relating…
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PPI Claim but Broker has disappeared
I've just discovered that I was missold a Critical Illness policy with my endowment mortgage (1999) but the broker who sold it to me has disappeared. I tried to contact him back in 2002 when I moved house again, regarding getting hold of the paperwork in order to carry it forward. I have only recently noticed that the…
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Locate list of closed credit card accounts to claim
Hi there, Apologies if this is in the incorrect place in the forum. I'm looking to start claiming PPI for all the credit cards I've had over the years, stemming back to the year 2000. Unfortunately my credit file only goes back to 2010 for credit cards. I was wondering if there is a way to locate a list of all my previous…
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firstplus ppi
Hi everyone just after a bit of advice. In 2006 i took a secured loan with firstplus it was costing about £400 a month. I was pressured into taking this so after my partner was made redundant in 2008 i called them 17th september 2008 and told them i was miss sold . They came back a few weeks later and said i was not.…
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PPI and correct addresses
Hi I wonder of anybody can help me, I've come across a credit report and fortunately it has all the companies who I took loans/ cards out with and I know at the time I was told PPI was compulsory. I've been putting off claiming as I didn't know who to contact however finding this report has made my day. I'm looking at…
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Broker freedom finance help
Hi I need advice on how to claim back PPI which was miss old by freedom finance as a broker. We were told we had to have it and could not have the loan with out it as the loan was secured against the house. Freedom fiance were acting as a broker for first national who have gone out of business and taken over by G EMoney. G…
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PPI refund
Just to say a REALLY BIG THANK YOU to Martin and the team. Like many others I have been bombarded with e-mails and phone calls for many months. So as I have had fixed rate bank loans for many years I thought maybe I am owed something, and the decider was the latest radio ads saying " all we need is the name of your bank".…
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PPI - Tightening?
Hi all.I claimed back some PPI on two Nationwide products from approx 5 yrs ago now; did it myself and found it pretty straightforward and from what I remember they admitted they were at fault from the off. We've just taken hold of a PPI claim for my wife (Nationwide again) and I don't know if it's just me, but they seem…
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Advice on an overpaid PPI please
Hi, I am after some advice for my parents that are on state pension. They have just received a call from Lloyds advising that the PPI payment they had received just under a year ago was an incorrect amount. They received over £5000 and the bank has advised the payment should of actually been around £500. They asked my…
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Old Black Horse Car Finance .. They will not acknowledge me as I can't find any paper
I had really large car finance loans with Black Horse . They were settled up about five years ago . Now I'm not sure if I had PPI but I would like to check as I was paying nearly £850 a month . I have moved a few times and unfortunately not kept any paperwork as it was all settled up. I have asked Barclays as that's where…
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successful ppi claim?? welcome finance
Anyone who has had a successful ppi claim had there money offset off the balance as I'm being paying mine back monthly??
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PPI sold by 3rd party
I know it's against all the advice but I've enlisted the help of a claims handling company to assist with my mis-sold ppi claims. They took info of all previous lenders but wouldn't entertain a mortgage from The Mortgage Company ( now The Mortgage Company) as they said any ppi would have been sold by third party. Can…
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kensington mortgages
I was bulldozed out of my property by these people by excessive charges on a loan repayment connected to my mortgage etc etc (long story)..in 2006. I believe they got fined by Financial Ombuddy. What is the timescale for redress. When all this was going on I was out of the country. The only reason why I'm asking is all the…
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2.5 years wait with FOS. Help
I have a case against RBS credit cards. Initially they were going to pay out, however at the last minute they contested the payout. At the time this case had been with FOS for about 3 months. This was then referred to another ombudsman for adjudication. Now a new court ruling has been set and this is going to delay…
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Reclaiming ppi without an account no
Just wondering if anyone can help. I had a joint mortgage with my ex husband a few years ago. The account was closed in 2009. I'm pretty sure I had ppi on it and would like to make a claim but I have no way of finding out the account no. The ex has or had all the paperwork and there is no chance of getting the account no…
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Claiming for a PBA
Hi, Would anyone be able to have a read through this letter and tell me if it sounds okay? Is there anything I should include or exclude to increase my chances of getting a refund? ******** ****** *** ********* **** ******* ***** ******* **** *** 12th August 2015 Barclays Bank Manchester Universities Branch Leicestershire…
