firstplus ppi

kittyvw

Hi everyone just after a bit of advice.
In 2006 i took a secured loan with firstplus it was costing about £400 a month. I was pressured into taking this so after my partner was made redundant in 2008 i called them 17th september 2008 and told them i was miss sold . They came back a few weeks later and said i was not.
Partner had a new job all fine. still paying firstplus. 5th January partner paid off again.
We decided to go bankrupt as could not afford all the bills on one wage.
Three weeks ago i got a letter from firstplus saying they had miss sold the policy and could we confirm with a call our new address.
I called them and so did my now ex partner.
A letter came this morning to say 2 cheques have been sent to the official reciever.
What i would like to know is how after me putting a claim in sept 2008 5 month before i went bankrupt they have paid out now and the receiver gets the cheques.
Could anybody tell me if i have a case here please.

Nearlyold

You can ask Firstplus why they paid out.

What is it you think you might have a case for?

dunstonh

What i would like to know is how after me putting a claim in sept 2008 5 month before i went bankrupt they have paid out now and the receiver gets the cheques.

A number of lenders have been reviewing old complaints and some have led to new decisions.

Any refund is treated as a pre-bankruptcy asset where the premium was paid prior to bankruptcy. So, the OR receives the money. This is the position laid out by the Govt. its not a choice of the lender.

Could anybody tell me if i have a case here please.

You dont. Just as your creditors didnt went you went bankrupt.