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Nationwide PPI & Redundancy
Back in 2005 I took out a personal loan with Nationwide and was mis-sold PPI. In 2007 I was made redundant. After the sale of my house I paid a settlement on the loan to close the account (i.e. not in full) as I didn't realise that I had PPI and could have claimed it through that insurance. I spoke to Nationwide directly…
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Should I accept the offer?
Hi, I wrote to Black Horse about 18mths ago for a PPI claim on car finance and it was declined. After going to the F.Ombudsman, I've been offered £1128.40. £928.40 from the PPI and £200 compensation. The original cost of the PPI was £995.45. I made 13 repayments of 60 as closed the loan early. I paid £413.42. Interest was…
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PPI success but need advice
I found some old paperwork from Lloyd Tsb so rang them to check whether any loans had PPI on them. They sent me 2 claim forms which I completed as best I could as the loans where 18 years old! Anyway to cut a long story short they were both up held however I received 2 cheques - one in my name and one in joint names with…
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PPI claim re-opened and still refused.
Hi all, My husband was contacted by halifax regarding his PPI credit card claim from 2013 which was refused saying they wished to Re-open the case. He has since had discussions with them regarding their mis - selling of this PPI and today has had a refusal letter from them. Again! They state in the letter that he has no…
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Rubbish
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barclays PPI claim reopened
Barclays wrote to me this week saying my rejected PPI application has been reopened and have asked me to provide employment status the time the loan was taken out, and anything else I can remember when the bank sold me the loan in branch. When I took the loan I had signed a contracted to start my graduate job on 21 August…
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Tax on PPI
Has anyone applied to HMRC for tax deducted at 20% from their refund of premiums plus interest ..? If so how prompt are they on paying it back ? Obviously there are some refunds with no withholding tax and there are time limits hope people are aware of ?
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HSBC GM Card - 8 weeks, no communication
I sent my PPI complaint for GM Platinum Card to HSBC on 18th February by recorded delivery to: HSBC, PPI Complaints PO BOX 6177 COVENTRY CV3 9HP Despite there detailed diagram: I have never received a letter of acknowledgement. It is now past the 8 week deadline and so I called them. The call centre were pretty useless as…
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PPi Reassesment - Halifax
I tired to reclaim the PPI on my Halifax Visa card back in 2012 and it was turned down, however I received a phone call about 5 weeks ago to say that they were reassessing claims and they needed to ask a few questions, so I provided the information that she requested and promptly forgot all about it because I didn't think…
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PPI - First Direct
Hi All, Does anyone know, or have any experience of using First Directs PPI claim form - (I would post a link - but I'm not allowed to as a new member!) or would it be better to approach a claim with the template letters provided here on Money Saving Expert...? thanks for any help, J
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Why do they keep calling me?
Can someone please explain why all these PPI claims firms keep on phoning me about my being owed compensation or making a PPI claim? I have never bought PPI - I always thought it was terrible value and always refused it. How can any of these firms make any money from me? Are they hoping the banks, CC whatever dont have the…
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Cpp claims
Hello, I am new to the forums here, and I have some queries. I may have been silly but I never followed through the CPP claim process after I received the documents. It was fear I suppose, I now think I am too late, however any advice would be great. I have all the correspondence from CPP and my policy began in 2007, it…
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PPI claim on behalf of a relative
Hi, A close relative of mine was planning on signing up with a PPI claim service but I'd read that it is easy to do it yourself so I begged them to let me do it for them instead. A few weeks later all I've managed to do is a bit of research here and there and get a bit confused. They don't know whether they have definately…
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compensation, no win no fee
Hi, not sure this is the right place to be asking this but I recieved sexual harrassment with a previous employer about five mounths ago and have filed a complaint about the occurances, they have denied what occured and refuse to compensate me due to "limited information" being provided, I also injured my wrist whilst…
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Interesting telephone conversation with YB
I had been a little tardy getting my YB Visa card payment away last month because of work committments, which I accept, I'd missed the cut off day by a day or so and hold my hand up too. I got a phone call this morning from YB making me aware I missed the date and the consequences of that, fair enough I thought. Then the…
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PPI, GE Money, and how to ignore the 8 week "rule".
I sent what I thought was all necessary documentation to GE Money when making a complaint re mis selling of PPI on a personal loan. GE Money acknowledged the letter etc and told me they would complete their investigations within 8 weeks. So far so good. 2 days before the 8 weeks ran out I had a letter from GE. As the loan…
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Rejected claim 1 year ago
Hi, I had a claim rejected last year by clydesdale. I absolutely should have taken it to the ombudsman, but was preparing credit file for mortgage and moving job and... didn't happen. Is there a way for me to reopen this or has this run its course now? Could kick myself, but life took over.
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Blackhorse PPI - Questions
Hi Last week I got a letter from Blackhorse saying they have upheld my claim that I made back in 2011 and are sending me a check for 4.2k Which was very good to read. However on this Blackhorse loan I now have a charging order on my property as I couldnt keep up the payments. The charging order is with Ascent Legal. What…
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MSE News: Look out for Sentinel letters asking you to vote for redress
Affinion (often branded Sentinel) customers sold worthless card protection are being sent letters from today... Read the full story: Look out for Sentinel letters asking you to vote for redress Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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Info on royal pay monthly?
trying to claim a loan from rbs from 1990, have bank statements from then and the loan going into the account.. looking for the ppi separately. I do have a direct debit saying ROYAL PAY MONTHLY, has ANYONE HEARD OF THIS? any info would be welcomed. thanks
