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PPI payout dilemma - please help?
HI I wrote to my credit card co way back and they rejected my claim based on the details provided. So I went to a PPI claims agency and they took on my case but heard nothing from them so far. Yesterday, I received a letter direct from my credit card co saying they had 'reassessed" my original claim and in the interests of…
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PPI Angst with Lloyds
I am currently in week 5 of my complaint against LLoyds loan PPI. I phoned to see how my complaint was going this morning and was told by the bank that it was resolved and I was going to "get some good news". The line broke up quite badly at the end of the call so I phoned back this evening to clarify details and was…
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MSE News: Rogue claims firms face fines in Government clampdown
Rogue claims management companies that bombard people with nuisance calls and provide a bad service face big fines... Read the full story: Rogue claims firms face fines in Government clampdown Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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estate agents sold ppi policy can i claim?
Very naive when i took out my mortgage back in 1998. Connells estate agents basically set everything up for me, mortgage, life insurance, house insurance and payment protection insurance on my mortgage. They told me i had to have mortgage payment protection insurance. So i took this out with them, it was debited from my…
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Valid Claim ???
Hi, yesterday I received a letter from RBS about a loan I had with direct line regarding a PPI claim. I paid PPI on this loan and looking back I was not asked about my circumstances at work. The company has a very good benefit scheme - If I was sick or had an accident I will receive full pay for a period of time dependant…
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Natwest PPI Response - No Obligation
Hi, I recently requested information on a loan agreement which was paid off approx 2008, as there was PPI on it but my partner cannot remember the full details. Natwest responded with a letter stating : ' as the loan has ended we have no obligation to provide the information you request.' They have put a 'PPI Customer…
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MSE News: Are you throwing £100s in the bin by dumping CPP reclaim forms
Over five million people could be missing out on £100s by chucking away their CPP reminder letters... Read the full story: Are you throwing £100s in the bin by dumping CPP reclaim forms? Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Lloyds Bank Health Insurance reclaim ?
In the past I paid for health insurance from Lloyds Bank but my employer also provided Health insurance as a benefit. Is this something that is possible to reclaim ?
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ppi can the bank keep payout
New to this hope someone can help I had 10 claims of ppi with rbs won 7 which is good news down side I owe rbs money for a loan which is now with debt company but have found out the loan I owe money to that claim was refused as no ppi can rbs keep the money from the other claims to pay this debt off Hope someone can help…
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Discharged from bankruptcy and PPI
Hi guys My other half has just been refunded some PPI money, and was discharged from his bankruptcy order last year. It states in his letter that if he is subject to bankruptcy the money will be taken off any outstanding amounts that he owes the bank. My question is as he has been discharged over a year now, will this…
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PPI - Ombudsman & IVA
Hello, We have a complaint in with the ombudsman for a good few months now and we are in an IVA, they have come back to ask for additional information and also we had to sign the forms again and our IVA company too. Today we have received another letter from the Ombudsman asking to see a copy of our IVA agreement, does…
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PPI misselling
I took out a loan in 1994/5 but would only be accepted if I took out insurance. I was also giving a Visa card and a MasterCard both also had insurance and that if I ever became unemployed that I would be covered. In 1996 I applied for another loan for home improvement as I was moving house. This amount - not exact figures…
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income protection
I purchased income protection online in 2006. Last year I was off work for 6 months with stress and depression. When I made a claim I'm told I'm not covered as my condition has not been diagnosed by a consultant psychiatrist. I am am still medicated and have seen several councillors. Any advice would be appreciated
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RBS Card Info PPI
Hi I did an Equifax search which showed I had a RBS Card (Mint) which was satisfied in 2006. It only gives last 4 digits of the card number and I have no paperwork to get the full card number from. RBS have advised they can only proceed if I give them the 16 digit number. Is there anyway around this?? Thanks in advance.
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RBS letter
Hi everyone (New here so please be gentle!) I recently received a lettter from RBS regarding "Policies associated with loans set out at the end of this letter" (covers 4 loans taken out since 2001) I responded using the template that was provided In the same letter and have just received a response (pretty much within 2…
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Details for PPI
I have a letter from the bank asking for details regarding PPI on a loan. Over the years my ex and I have had a few loans but generally refused all insurance as he was self employed and in any case it would push the price up too much, so surprised to find out one slipped through. Anyway the bank who have the policy number…
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HSBC deduction
I received an offer from HSBC today for PPI repayment, however they have deducted over 3K for an outstanding loan? This seems to be left from 2004 when I paid off my loan after asking for a settlement figure and paying said settlement figure. They have said on the phone that because I was offered a settlement figure after…
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Littlewoods PPI Reclaim
Hi All, Sorry to drag this up again but have been round the site and can't find an answer. I have had PPI on a now closed Littlewoods account. I have some statements with amounts paid and my account number and the last address the account was at. I do not have the dates the PPI started or ended. My question is do I need a…
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RBS PPI claim.
Hi there, Hoping someone can shed some light please? After a very lengthy claim against RBS for PPI, I received my settlement figure, was then told that the payment had been dispatched in the form of 6 cheques and I would receive them by 23/6/2014. (Still no sign of any cheques) today they have decided that I'm not…
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Contact by reclaim company after contacting bank direct - how!?
Hello everyone, I sent a letter to Northern Rock very recently, asking them for details on the loan I had with them a few years back. I have just this morning received a letter from i-Smart to say that, as agreed, they are handling my claim for me and that, should I receive contact from Northern Rock, I need to simply…
