-
PPI on euro mortgage??
Hi all, I have a euro mortgage for our home in france with UCB, now BNP Paribas and for some reason it just didn't occur to me before now to wonder if we might have paid PPI on it. Is there a way to check :eek: Thanks and sorry if this question has been asked and answered before - having claimed on my other PPI payments…
-
Time for the next one!
Morning, I have had a claim against Egg upheld after many years of wondering whether to go for it. I am still paying the debt but with the payout (£8,800) I may be able to get Marlin to agree a f&f. Fingers are crossed!! My question is...Years ago I had a Barclaycard and OH had a capital one credit card. Neither of us…
-
Bos ppi payment made to ex in error
Hi, looking for advice. I had a 25k 10 year term joint loan with my ex and when we separated a year and a half into the term, as part of the Minute of Agreement, I took on the loan myself. Successfully claimed PPI and was informed payment of 38k would be made. However, they sent a cheque to me for half and a cheque to me…
-
Barclays SAR explanation
Hi All, My dad has today received his SAR response from Barclays of which I am going through for him. Your help will be greatly appreciated in answering my queries. 1. On the Prequal PPI under BID policies my dad has one for First Plus, does my dad complain to Barclays about this? 2. On the retail account details it lists…
-
Welcome Finance
Hi New to this but I contacted welcome finance about four polices I had with them back in 1998 and they said that they will not be investigating my claims going back more than 10 years. So I called them and asked for the name and contact details for the Insurance companies that provided me with the PPI and Health cover,…
-
Maybe an obvious question regarding PPI
Hi, If I am on a DMP & my credit cards debts have been sold on, some of them more than once or twice, who should I contact with regards to a PPI claim, the original creditor or the company that brought the debt? Many thanks Sophie x
-
PPI and self-employment
Hi All, I've been putting off trying to claim PPI -partly because I'm not sure if I'm eligible. I've had the same credit card since at least 2001 and was paying PPI then (Have all statements). I've been self employed since 2002 and have been paying the PPI ever since even though I'm now aware I'd be unable to claim on it…
-
Starting off a PPI claim
Without trawling through the hundreds of threads, can someone point me in the right direction to start a PPI claim? i think i would need a sort of template letter, is that correct? thanks
-
FCA investigating insurance add-ons
Great that the Financial Conduct Authority (FCA) is investigating the UK's add-on insurance market. This is where a general insurance product (e.g. travel insurance) is sold alongside another related product (such as a passenger flight). Earlier this year the FCA published the provisional findings of a market study that…
-
Mortgage PPI
Hi, I have just realised I have an on going ppi monthly payment going out of my account which when I enquired was told it was for a previous mortgage and provided insurance in circumstances if I lost my job or was made redundant. I was not aware that I had this and have since been told that many of these policies don't pay…
-
Ocean Finance question PPI
Hi, My husband and I had a £25k loan with Ocean Finance back in 2002, it was over 10 years but we paid it off early. We don't have the original paperwork to see if we are due a refund on any PPI we may of had, so I rung them regarding this & they had all of the details on computer, I was asked to write a letter to the old…
-
PPI Query
I've had several credit cards/over draft agreements etc since 1998 but did not keep a record of all. Is there a way I can find this info out? Should the bank (Barclays) be able to provide me with this info?
-
IVA Completed but an error in PPI claim was made? Am I entitled to the money?
Hi all and firstly thanks in advance to anyone who has any advice they can offer me. I had a IVA that completed in 2013, and was finally settled in January 2014 with all creditors satisfied and my account closed, this has now all fallen off of my credit report also. The problem is I have just received a letter from MBNA…
-
Capital One / Ombudsman PPI
*Sorry if I have posted in the wrong place* Looking for some help or advice. We took out a Credit Card with Capital One in 1999, and when applying for the card we did NOT tick the box for payment protect. We got a phone call from Capital One a little while after the card arrived and we had used it a bit, saying in the…
-
Egg Card - Sale of Card Repayment Protection (CRP) 2001
Hi folks I have no paperwork relating back to the original agreement so completed & sent off to Egg the PPI questionnaire as I was sure I had CRP on this old account which I no longer have, the cover was inappropriate to me as I had alternative means to make contractual payments (my employer pays up to 12 months sick pay).…
-
PPI Claim success!
A big thank you to this website. I took out a loan just over 3 years ago and took the insurance as well. I advised the bank I had 2 part-time jobs and was also self-employed. At the end of March this year I was made redundant from one of my jobs and when I phoned to put in a claim they said I would have to register as…
-
Ppi help please
Hi everyone I wonder if anyone can help me! I ended up with several debt after splitting with my x about 8 years ago. I have managed to pay several off any I still owe and am paying others ( through creditors) I am sure that I had ppi missold to me with santander egg mbna and Lloyd's i don't have any original paperwork…
-
PPI Records Query
Hi, I had a vehicle finance agreement back in 1997, which I am pretty sure had PPI, however, I can't remember which company the finance was with. I've spoken to a few companies regarding this, but have been informed that because I don't have the account/agreement number and that it's more than 6 years old, most companies…
-
lloyds tsb gold atm card account
hi all I had a 'Select Gold' account this was for my atm card from lloydstsb I was paying £12 a month for approx 7 years can I claim on that as I know it was miss sold to me 2 I did have a load out approx. £1500 and I have payed that off and I did my own ppi and got back £1100 myself 3 when I took out the load they done me…
-
Legal & General and record retention
Hi This is my first post to the forum, so please be kind to me. I have read other threads and haven't found an answer to my problem :) I took out a mortgage with Alliance & Leicester in 2004 and was sold a policy with Legal & General to cover me if I couldn't pay the mortgage. I later found out this policy wasn't necessary…
