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Reclaiming CPP
Hi, I received a letter a few months back regarding CPP but I thought it was junk so I've binned it then when watching Martin Lewis I realised it wasn't junk and got a new one delivered but my credit card account was shut down a number of years ago and I can't seem to find any documents relating to it such as account…
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Where do I start?
Hello I need to start re-claiming but I just don't know where to start, I've read the guides a million times but just get more and more confused! We took out a loan with First National in 2001 - Payment protection was added to the loan, we couldn't get the loan without taking this. Brokers name Central Marketing Ltd. WHO…
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IVA with ppi's
Hi can any one help, we are in a personal IVA at the moment and we have a business was wondering if we claimed ppi's from our business would our creditors be untitled to any of the business ppi's. Thanks for any help
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Firstplus wont pay Ombudsman award
The Financial Ombudsman ordered Firstplus to pay me £200 compensation after my PPI claim was upheld, they refused to pay up and haven't done to this day, I'm about to pay off my final payment to Firstplus and I'm seriously considering withholding that £200 and informing them that as they were told to compensate me for this…
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Claims Advisory Group
Hello I am writing to ask for help from people here about Claims Advisory Group. I know very little about PPI and have never taken out a loan or a mortgage, all I have is some credit cards, one of them received a limited increase sometime in 2012. On Friday the 13th I was called by the Claims Advisory Group who said I may…
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Stamp duty refund, woo hoo!
Martin and Team, I don't know if you'll ever see this, but just wanted to say a huge THANK YOU! A few weeks ago, I stumbled across your message about reclaiming stamp duty if you live in a deprived area. We were like, "whaat?!" - had no idea we could do that! We filled out all the paperwork - a bit of a faff, but so worth…
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Ombudsman Timescales
Hi, I don't know if anyone can advise. We were contacted 3 years ago by a company called Claims Advice Bureau who took on a PPI against Santander for us. I know that in hind sight we should have gone direct to the Ombudsman ourselves. 18 months ago the Ombudsman rules in our favour but Santander appealed the decision. I…
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johnnyev
Hi I recently bit the bullet and approached my bank to see if I had a PPI claim against them. They gave me an advice line number which I rang who then advised me that the loans I had did indeed have PPI insurance on them. I completed the form when I received it, following Martin's guide on how to answer, and within four…
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Highest CMC Percentage
I am currently looking at a case where a CMC took 74.9985% of the redress amount. This wasn't for PPI so there were no arrears or defaults - it was all paid out by the business. I wonder if that is a record.
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Just had a random call.. confused
Just had a call from a company claiming they had all the info from my mortgage company (was livingstone mortgages who were a sub prime) and that im entitled to payment protection payment from that mortgage. They had all my details, amount owed on the loan, both our names and dates we took it out etc. They said they were…
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Can I claim back the money I paid into Barclays Accident Plan
When I opened my Barclays account in either 2000 or 2001, I was offered Barclays Accident Plan. I was told that many people had accidents doing the job that I had just started ( Care Assistant ) and that with the insurance I would be covered if I had an accident and was unable to work. I accepted the cover believing that I…
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Oceam Money PPI
Hi All, Back in December 2013, my parents applied to Ocean Finance for PPI refund, their loan were taken out in 2004 with Marlborough Loans via Ocean Finance. I also sent paperwork to the named Insurance Company , Premier Writers of Bradford. They since received a letter from Ocean Finance & Mortgages Ltd, stating that…
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PPI and Bankruptcy
Hello, My husband and I were both bankrupt and were discharged four years ago in 2010. Since then I contacted my accountant in bankruptcy to ask if they would have any interest in any of the PPI claims that I was making and I was told no, they were not interested. I have made a few successful claims with no problems at…
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PPI reclaim from Debenhams
Hi. I took a debenhams store card in 1987. It was implied to me that I needed to take ppi in order to get card. It was then GE capital. Have just got snooty rejection letter from Santander. Does anyone know where I go from here as they were not regulated at that time. Many thanks
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Cold calls re: Unclaimed ppi
Hi I have received a number of cold calls from companies telling me that I have unpaid PPI to claim. I have never taken them up on their offers, but it did make me wonder if I do have unclaimed PPI? Is there a way that these companies check against our names. I'm only wondering because the last person who called me was…
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PPI on interest free purchases?
I've just remembered we bought our current suite of furniture about ten years ago. I also remember that the deal was: advertised purchase price split into 24 payments over two years, i.e. a 'zero interest deal'. Now, am I naive in thinking that there could not possibly have been any hidden PPI in this situation..?
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Income protection
I'm not sure if this is covered in this forum, as all I can see is PPI. However, I was unfairly dismissed from my job last Feb 2013 from a solicitors and could not get another solicitor to take the case. Therefore, I have had no help from my bank on my mortgage etc. I have now cancelled my Mortgage Protection Plan, and am…
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PPI from BarclayCard
Hello, I had a Barclaycard which I took out a few years ago. I had an egg card which was transferred to Barclaycard. I had PPI on the Egg card and claimed this back. Barclays wrote to me saying that there my be PPI on this card and that I could claim. I spoke to them by phone last year about this and they said that they…
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No details about accounts
I have not done anything about reclaiming PPI as I have very little information on any of the credit cards I had or the loan. I have just checked my credit report and got names of credit cards and the dates they were held that is all. I don't even know if I had PPI or not. How do I proceed?
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Identity Theft
I am in the process of putting in a claim against CPP for two card protection policies (for me and husband). I also have 2 Identity Theft policies, which are also with CPP, but when I spoke to them last week, I was told that the Identity Theft policies were taken out with TMobile (when we bought or upgraded our…
