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Maybe an obvious question regarding PPI
minisoph
Posts: 28 Forumite
Hi,
If I am on a DMP & my credit cards debts have been sold on, some of them more than once or twice, who should I contact with regards to a PPI claim, the original creditor or the company that brought the debt?
Many thanks
Sophie x
If I am on a DMP & my credit cards debts have been sold on, some of them more than once or twice, who should I contact with regards to a PPI claim, the original creditor or the company that brought the debt?
Many thanks
Sophie x
0
Comments
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The original creditor.
They can offset any redress agasint amounts owing/written off/defaulted on.
Should bring the DMP down though if successful
Non me fac calcitrare tuum culi0 -
Lovely thank you.
My husband had both goldfish & mbna cards, and the ppi was around £80 - £90 on each most months.
Any tips on how to claim we were mis sold effectively?
x0 -
Tell the truth.
Everyones case is individual, and if you start claiming things that didn't hapen, your complaint will be over. If you can't remember what happened, say so.Non me fac calcitrare tuum culi0 -
If you believe you were mis-sold, explain why and how.Any tips on how to claim we were mis sold effectively?0 -
Lovely thank you.
All I know is we have separate insurance cover so we didn't need it. We took it out with our mortgage, covered everything, is that the same thing as the PPI they charged us for? Or similar?0 -
Mortgage cover would cover the mortgage. It would not go on beyond that to cover other things, such as credit cards.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Sounds like you did need it then.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Well actually, no, I don't think we did need it, as it didn't help us when my husband lost his job, the whole reason we are on the DMP is because we got in so much debt & nearly lost our house due to no one helping us!0
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