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Discharged from bankruptcy and PPI

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Hi guys

My other half has just been refunded some PPI money, and was discharged from his bankruptcy order last year.

It states in his letter that if he is subject to bankruptcy the money will be taken off any outstanding amounts that he owes the bank.

My question is as he has been discharged over a year now, will this apply to him still?

Many thanks for any help!!

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    gemm83 wrote: »
    My question is as he has been discharged over a year now, will this apply to him still?
    It applies to all bankrupts in perpetuity, so it doesn't matter how long ago he was discharged. PPI redress is classed as a pre-bankruptcy asset and belongs to the Official Receiver for re-distribution to former creditors.

    https://forums.moneysavingexpert.com/discussion/3766585
  • gemm83_2
    gemm83_2 Posts: 55 Forumite
    Thanks for that. So will he have to get in contact with the Official Receiver himself or will Natwest just not issue the cheques after the agreement has been signed?
  • -taff
    -taff Posts: 15,343 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If Natwest do issue the cheques to him, he should get in touch with the OR.
    They can demand the money back.
    Non me fac calcitrare tuum culi
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    -taff wrote: »
    They can demand the money back.
    Yeah, usually months after the redress is awarded!
    It's unlikely the Bank will send the redress to your partner (especially as they appear to know he was bankrupt-going by their letter), but even if they do you would be best advised not to succumb to any temptation to spend it.
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