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can ppi be claimed after death
My husband had a range of credit cards, which he used regularly and repaid in full every month. I'm sure he would have paid ppi and fees on everything, but can we claim after his death in 2009?
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wanted isa 3years
I wanted to open a isa that was locked for 3years or more so I could not touch it ,I had 7.000 saved so I thought id invest wisely as it was all the money I had left from my exgratia compensation . a isa would be a good starting point , after a long talk telling the adviser what I wanted he told me about the 123 account I…
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PPI On Mortgage via an advisor! Is it worth claiming
I took out a mortgage in 2007 through an advisor based with the estate agency I bought my house though. I was told that I wouldn't be accepted for my mortgage if I didn't take critical illness & employment cover. I still pay these insurances but they are with a separate company. Do I have a claim? if so who do I contact?…
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Barclays Loan PPI success
I have used the website for every major financial decision i have made in the last few years and i just wanted to shared my experience and i hope it helps other MSE users. I had a Barclays loan in 2001 which was rolled into another Barclays loan in 2002, the loan was meant to be paid over 7 years and i remember the lady…
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Barclaycard delays
Hi I'm wondering whether anyone can help of has experience of dealing with this. My other half has completed all the paperwork to claim from Barclaycard for an Egg PPI claim. Insurance is still on his account. They wrote to him to say they would update us by the 12 March, after several calls and lots of frustration we are…
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mis sold critical illness policy
When i took out a mortgage in 1999 i was told that i had to have life insurance and critical illness cover.Looking back now i feel that i was mis sold the critical illness policy as i don't think it was necessary if i have life insurance.I am now in the process of cancelling the policy but do I have a claim for a mis sold…
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Stolen Cheque
Hello Can anyone help. I have processed a claim through fast track reclaim for PPI taken out with Capital one which was concluded and a cheque put in the post, the cheque never reached me and since christmas I have been backwards and fowards between the two parties who have now concluded the cheque was cashed at some pawn…
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Does reclaiming PPI restart the clock w/r to statute barring
Many years ago my husband got into a bit of trouble with money and started an IVA, the IVA failed and he started to pay off his biggest creditors through private arrangements, there were still some outstanding debts, mainly credit cards. I believe these debts would now be statute barred, however in 2010 my husband…
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Advice please, I think I'm owed money for not taking PPI
Hello, I'd really appreciate some advice on a £5000 loan I took out with barclays over 5 years in 2007 and to wether I'd be entitled to some money back regards to PPI. Ok so I took the loan out at an agreed interest rate say 10% for arguments sake, this loan came with a monthly charge on top for PPI, all the paperwork was…
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Lloyd's PPI questionnaire received
Hi all, I would appreciate any help as today I have received a form from Lloyd's bank regarding a loan I had with them. They have asked me to fill it out as I have potentially been mis-sold PPI for this loan. I'm confused however as to what to do next, do I just need to fill out this questionnaire and send it back, what do…
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Are you better off letting a third party deal with your claim?
My daughter tried to claim her ppi back and did it directly through the ombudsman. Her case was rejected because her ppi was sold to her through her mortgage advisor and although he insisted to both her and myself on more than one occasion the mortgage could not proceed without this it seems she didnt have a case as Legal…
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Overdraft PPI claimback - newbie
I'm new to this and need your help. I've only just discovered that I can claim back Overdraft Protection (Loanguard) from RBOS. What prompted me to check PPI was by chance I checked a statement recently and they charged me £90 because they put my account over it's limit with a "service charge" and whack no letters no…
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ppi mortgage lender
hi guys I'm having some trouble as I moved back in 2006 and lost all my previous paperwork for my mortgages which are no paid in full i'm trying to claim back my ppi but cant find anyway to find out who my lender was etc all I know from the previous mortgage company was that it was transferred in aug 2005 but not to who,…
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PPI 7 years after being discharged from bankruptcy
Ive heard conflicting reports, but I wanted to get an idea what people on here think or more importantly know. Would it be possible to claim for PPI 7 years after being discharged from bankruptcy? I know it was would be impossible during the first 6 years, but don't know what the deal would be after 6 years. Anyone?
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can ppi be claimed after death
My husband had a range of credit cards, which he used regularly and repaid in full every month. I'm sure he would have paid ppi and fees on everything, but can we claim after his death in 2009?
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Marbles PPI delay tactics?
I put in a claim with Marbles credit card and received the standard correspondence stating it would dealt with within the given time frame. Latest correspondence states that the are so overwhelmed, they are suggesting it could take another 8 weeks to process. What would you suggest best way forward? Is this just delaying…
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Rule of 78 vs Actuarial formula
Hi Guys, MBNA told me the following re the basis on which it calculated my refund of the Payment Protection element of my loan: However my understanding is that the Rule of 78 method of calculation was considered to be unfair to the borrower which is why the actuarial formula, as set out in The Consumer Credit (Early…
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Credit Expert Experian and their Insurance PPI "con"
Hi, I have just found out that when you pay a monthly subscription fee of £14.95 to creditexpert.co.uk that £6.40 of that is to pay an Identity Theft Insurance Policy each month. Now, I wasn't aware of this when I signed up. I deactivated my account before and then phoned up to reactivate it and not even at point was I…
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PPI nightmare
My dad died 2 years ago with Alzheimer's. My mum couldn't get power of attorney at the time because he could authorise it. The disease had gone too far. The house automatically went to my mum and he had no debts. She has tried claiming ppi on a loan. This was just in his name although they both we're paying it at the time.…
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LLoyds PPI - Change of Address
Hi there, I was a customer of lloyds tsb nearly 8 eight years ago and was recently contacted by them regarding PPI on a loan i had at the same time. However, i have moved home several times and they traced me via the electoral roll. I have sent back all the documentation they asked for and have changed my address and have…
