PPI nightmare

Jammiemix

My dad died 2 years ago with Alzheimer's. My mum couldn't get power of attorney at the time because he could authorise it. The disease had gone too far. The house automatically went to my mum and he had no debts. She has tried claiming ppi on a loan. This was just in his name although they both we're paying it at the time. She has been told it's 6k and after sending bank letter that they stamped and signed, death certificate etc they are now asking for a granted probate? Anyone able to advise?

dunstonh

They have to make sure they are dealing with the correct legal entity. The request is quite normal in the chain of evidence to find out who that correct legal entity is.

Jammiemix

Shall I advise my mum to get the probate herself or go to a solicitor? Would it be worth it? X

societys_child

When you get past this hurdle, what would be your reasons for claiming mis-selling of the PPI?

DrSqueeze

Jammiemix wrote: »

Shall I advise my mum to get the probate herself or go to a solicitor? Would it be worth it? X

You might find this link of some interest, it explains the process fairly clearly.

https://www.gov.uk/wills-probate-inheritance/overview

However, if this is the only organisation asking for a Grant of Probate then it might be worth asking them if they have a procedure for when a Grant hasn't been obtained because it wasn't needed for any other asset. (For example, Insurance Companies can sometimes settle under a "small estates" procedure without needing a Grant). They may say no, but it's worth a phone call to ask.

[I was the executor for my mother's estate and didn't need to obtain Probate, simply to sign a few declarations]