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Reclaim PPI & other insurance

Archives for November 2013

Bogus electronic goods insurance… advice needed please.
Earlier in the year my parents discovered an apparent error on a bank statement, an outgoing DDM, let’s say for £70.00. On closer inspection this turned out to be, let’s say the eight payment annually they had made, and a statement history from the bank confirmed this. My parents had no idea who the company where and…
Ppi claim
Hi All, New to this PPI reclaiming - can someone please help ! I took out a loan with Lombard Insurance in January 2001 in order to purchase a car, the used car dealership that sold me the insurance as part of the loan application and advised me to take out PPI as this would cover me if I was off work sick or unemployed. I…
Really lost calculating interest on PPI reclaim
Hi all, I'm hoping someone can lend me a hand calculating the amount of interest HSBC owe me following a sucessful claim against them. I have had an offer through from them, but I want to verify that they're not short-changing me on the interest. Here's the details: * PPI paid as a single premium and added to loan: * Taken…
Natwest PPI Letter
hello and thanks for all the info I recently made a claim for Mis-sold PPi and i have received a letter saying that the bank is prepared to uphold my complaint :beer: but on the Declaration and Acceptance form it states " i wish to accept the banks goodwill offer " Now its not the amount i'm disputing as i have no…
Ppi
My PPI claim to Coventry building society was rejected and I contacted financial Obudsman to resubmit my claim to them. The problem is that due to bad health problem I was unable to submit my claim to financial Obudsman within 6mnths of my claim being rejected by Cov Bldg Soc. Is it too late for me or can I still put the…
PPI Claiming back costs
Please can anybody help with information on my PPI issue, nearly two years ago I claimed against the Black Horse after quite a few months I received a reply from them stating that my claim was unsuccessful. Because I was convinced I was in the right to make a claim I then decided as a last resort to put my PPI claim in the…
Card Protection Plan Ltd (CPP)
Im receiving correspondence from the above company stating that the Financial conduct authority has asked them to contact me as I may have been mis sold protection insurance. There is a lot of documentation, and they are asking me to complete a Voting Form in order that they can assess whether Im entitled to compensation,…
Threatend with bankruptcy
In April 2010 my wife was contact by grass roots finance, they offered a nowin no fee look in to her ppi with hbos and welcome, months and months wentpast and they came up with excuse after excuse as to why it was taking so long.we never heard anything until we chased them or called them for an update,there rep would visit…
NatWest ppi rejection
i received a reply back from NatWest today rejecting my claim that they missold ppi when I took out a credit card with them in 2003. The reason for the rejection is that is was sold as non-advised. The letter states, "under guidance and regulation at the time of the sale pur sales process for PPI was on a non-advised basis…
credit card insurance
Hi there. Just wondering if someone in the know could give me help. After my girlfriend recently saw one off my credit card statements she pointed out that I'm paying an insurance of 79p per £100 on the balance and thinks this is ppi. After a telephone discussion with the bank they are saying its not ppi, it's card…
PPI Is Putting Me In Debt
Afternoon All I wonder if anyone can shed some light on this subject. I have had various credit cards over the years and also still do And over those years ive done balance transfers from one card to another say for instance to get interest free for so long etc,most have had PPI and most i have opted for the minium payment…
key fiancial services keep ringing re PPI
A company called Key finacial services keep phoning my landline and telling me and my wife we have Ppi misold to us on a loan she took out in 2005. Now i didnt know that she had this loan untill they told me. Shes said she has checked regarding Ppi and none is owed(she works for the local givernment and has it through her…
CPP Redress Scheme letters
Several weeks ago I received a letter from CPP saying I may have taken out CPP protection. It did not say what this protection was for, it just generalised as to what it might have been for. The letter finished by saying I did not need to do anything and that they would be in touch within 12 weeks. I received a rather…
Too late to claim ?
Hi all I`m looking for some info regarding some old agreements i took out, for which i had to pay PPI. They were in the early nineties, when i took out two loans and a mortgage with the TSB. The problem is that i don`t have any agreement number details, so can`t get get any info from the bank regarding these agreements.…
Mis Sold Critical Illness Cover
Apologies if this thread has been posted before. I've just cancelled a critical illness policy that I've had with Scottish Amicable for about 10 years. On cancellation, I've realised that the policy payout value decreased year-on-year over the course of the policy, however it was sold to us to cover an interest only…
MSE News: Dodgy PPI claims firms face new Government crackdown
"Rogue PPI reclaim firms will face bigger fines in future, under Government plans to toughen up the way it regulates claims management companies...." Read the full story: Dodgy PPI claims firms face new Government crackdown Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure…
Ppi
Hello everyone - my very first forum thingy ever! I am wondering if I calculate the compound interest on PPI from when I took out the loan to when it was finally repaid or do I calculate it to the time I send in the claim - ie asap now My thoughts are: PPI was 4500 + 8% straight interest from then to now (+ 18.7% from when…
Letter and questionnaire
Hi anybody, I am slightly confused regarding one matter. I have completed Martin's template letter to my lender that initiates the process, but should I also include a copy of the completed PPI consumer questionnaire with it? Cheers Jameswear
PPI claim firm not billed us for succesful claim (yet!)
Against my better advice, my wife signed up to a PPI claims firm to pursue claims against several financial institutions. Having heard nothing for the first 3 months, out of the blue she received a letter directly from M&S finance asking her to confirm her maiden name and previous address. Shortly after responding she…
PPI Problem!
My husband put in a ppi claim 11 months ago, using The Claims Guys. They took the 30 percent but my husband has never received his money. He has continually rang up but speaks to a different person each time. Any ideas as to what to do now? Thanks.

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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