We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaim PPI & other insurance

Archives for November 2013

Who do I apply to?
Hi. A friend has asked me to look into this for them. They have an old letter from 2004 from Abbey. The account has been closed about four years and I gather Abbey is now Santander. On the letter it says the Abbey credit card is issued by MBNA. The PPI certificate of insurance has Abbey and Norwich Union, an Aviva company.…
PPI claim against Underwriter, Finance Company or Dealership?
Hello, I am new, and looking for some advice as I am a little confused. As you will see below the Underwriter's are saying to claim from the Finance Company, who in turn are saying to claim from the Dealership! I was mis-sold PPI by a salesperson at a BMW Dealership in 2000 (self employed being one of several reasons). The…
Goodwill offer
I have been offered a goodwill payment for PPI from Natwest but I think it is too low, my problem is I can't remember the meeting I had with the bank when I took out the loan. Can I argue my case with the bank with no evidence, if so how ????
Hsbc claim
Hi all Just wondering once an agreed amount has been signed by myself and sent back , are hsbc long winded and reliable in paying the money into my account ? Sorry if this is a stupid question Cheers Dom
Mppi .
mortgage - redundancy insuranceTook out a mortgage with the Halifax in 1993. We also purchased redundancy insurance with them. The policy covers both my wife and myself, and if either was laid off would pay 50% of the mortgage for 2 years, which they later increased to 65% free of an extra charge. We have never [touch…
PPI Help! Liability Lender or Broker
Hi All, I'm looking for any help available I have recently found out my Mortgage has a PPI Policy on it by seeing this on a computer screen when in a meeting with a different building society. There is no record of it on any of my paperwork I've ever had from them it must be hidden into the monthly payments. The lender…
PPI - Not sure what to do next...
Hi, I'm just starting with my first PPI claim. I have information back from Egg stating I did have PPI but with it comes hundreds of pages of info that I don't really know what to do with. What do I do next?
Home insurance for Trace & Access, gas leak
I hope I am doing this correctly as it is my first time. I am looking for home insurance that covers for Trace & Access, that will cover finding & payment for a Gas leak as 18 months ago when we returned from holiday & opened our front door we discovered we had a gas leak but our insurance company wouldn't pay out although…
Santander and CPP card protection and identity protection policies
Does Santander offer the same cover that CPP card protection and identity policies offer? Or can I get the same cover elsewhere. I am referring obviously to the CPP compensation scheme.
Halifax ridiculously low ppi offer?
Hi need some advice. Ive had a few successful ppi refunds over £1000 from lloyds and natwest. Recently claimed against halifax for a cc from several years ago, i dont recall in truth what value the debt / interest amount was. they initially declined to offer anything so i went through fos. several months later and some…
Swinton Letter re ppi
I've had a letter from Swinton saying I could be entitled to a refund from 2010. However, although it is headed paper it's not full colour and the logo is photocopied. I've tried checking the number of 0800 466 1617 and nothing comes up. I'm a bit suspicious. I've searched for Swinton on this forum but haven't found anyone…
Peugeot Finance PPI claim
Hi I took out finance with Peugeot in Dec 2003 but have no records of the loan or how much it was for... is there anything I can do to see if I paid PPI and if I can claim it back?
Barcalycard PPI claim
Hi, I contacted Barclaycard about the ppi on my account. They agreed that the PPI was mis sold and made me an offer. The thing being is that I have had this account for just over 20 years and have been actively using it, however they have based the offer backdated only upto 2005. When I questioned it thay have said I would…
Help!! Lloyd's ppi
Hi, I put in ppi claim for my husbands business. We received a letter stating we could get £2959. The business had a debt of 11k (due to someone paying by fraudulent credit card and my hubbie being a sole trader). I asked if they would consider a settlement figure of £2959 and was thrilled they accepted. I paid them out of…
PPI claim on a storecard.
In 2008 I defaulted on a store card with House of Fraser. The debt was taken over by CL Finance Ltd / Lewis Debt Recovery and payments under a DMP are being made. I have lost my copy of the original application for the card although I do have my card/account number. An old statement from 2002 shows a monthly charge for…
Claim PPI when on an IAV
Hi Can anyone tell me, if I am currently on an IVA... eg. £20,000 in debt IVA is running and I have agreed to pay £10,000 of this over 5 years. If I now claim back £1,000 PPI does my £10,000 IVA payment get reduced to £9,000 or does it go towards the £10,000 that I am not currently paying back? Thanks :) Col
Abbey(Santander) Paymentcare Nightmare...help!
Hi, I'm a newbie so please be gentle with me! My husband and i took out an Abbey Paymentcare plan in 2003 after being advised to do so in-branch. Our mortgage(£50,000)was 3 years old at the time, and though we couldnt really afford to we had two young children and wanted to protect our new home in any way we could. My…
My First PPI claim - advice needed
I think its about time i started to claim my PPI's. But do i go in alone OR ring up a company and let them deal with the paper work and stuff... what would you guys recommend? Personally I want to go down the route with a company because firstly im not too sure which bank accounts I need to look into as I have had many in…
A little story for those who think insurance is invariably missold
See here. Regular visitors to this site will know that I am not a particular fan of Critical Illness because I prefer long term income protection which pays out if any illness stops you working. However, this story shows what it is there for.
TESCO Rejected Claim
Hello. Tesco have sent me a letter rejecting my claim for mis-sold PPI, citing the fact that I ticked a box on the original application form. I'm not sure whether I did, or whether I didn't, but 13-odd years ago, I'm sure not a lot people knew exactly what PPI was, and if it was suitable for us or not. I know I certainly…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Reclaim PPI & other insurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim PPI & other insurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free