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Reclaim PPI & other insurance

Archives for November 2013

Capital One CC PPI claim rejected
Recieved a final reply from Cap 1 regarding my PPI complaint. Basically they are saying that I took the cc out in a phone conversation and that the ppi was on a non-advised basis. I actually applied for the credit card online but do not have any paperwork left to prove this. I'm a bit rubbish with personal admin! Because…
Santander :(
Hi again, I haven't been here for over 12 months so hello again :D !! I successfully reclaimed PPI on a loan with the Co Op and a loan with Tesco and also applied to Santander for PPI that I had been sold with the following letter to which I've just had a negative response: Dear Sirs, RE: 1. ALLIANCE AND LEICESTER PERSONAL…
Anyone come across Winchester & Deakin?
If so are they reputable? I know i can do this sort of thing myself but they called me out of the blue and after a 5 minute conversation started asking all sorts of questions about cards etc. Are they scammers or a legit company? Ta
Old Alliance and Leicester credit card
We closed an Alliance and Leicester credit card in 2008 and think we were paying PPI and should not have been but have not kept any credit card bills apart from the closing one which has our account number on it. We have written to Santander but they have written back saying it is MBNA and nothing to do with them. As this…
Store Card PPI Reclaim
Hi, please forgive me if this has already been asked, but I am aware you can try to claim PPI refunds on loans and credit cards, but can you make enquiries into whether you had it on a store card or catalogue? I also took some car finance a while ago - which has all been paid now, but my dad was a guarantor. Would it be…
Problem
I have tried reclaiming back my PPI but HSBC say they will not give me it back when I got a letter from them. What can I do?
Old PPI
Hi, I'm new to this so please bear with me. Any advice would be great. I heard on the radio the other day that you can claim PPI back to 1988. I had a fire in my hotel in 1999 and I ended up keeping my head above water by juggling 7 credit cards and running up £22k in debt. I would draw cash on one card to pay another. It…
ppi am I wasting my time
Can anyone help please? Over the past 15 years or so I have had about 20 different credit cards and 10 different mortgage lenders(I did have up to 5 buy to let properties once)My problem is that about 5 years ago I shredded all old paperwork . At the time I had never heard of ppi's. I was always employed throughout all the…
Lloyds Bank Credit Card PPI Complaint Rejection Letter Help
Previously submitted a Credit Card PPI Complaint to Lloyds this time last year and received a response to say that they were looking into etc etc. Anyway to cut a long story short I had not heard from them so I sent a chaser and they had advised that they had sent me a rejection letter in January, in which I had not…
Tesco credit card
In 2009 we made a claim against Tesco for the miss sell of PPI, and they upheld our complaint and paid us out. To day out of the blue, we received a letter from Tesco to say that they had miscalculated our original claim and that we are entitled to a further payment. We just need to sign the form and send off, and a cheque…
MBNA reject claim/complaint. Is is better to go to Ombudsman or appeal back to MBNA
Hi, First time user so apologies if this is a repeat question. I've tried the forum search but cant make any headway (that might be me though!). My wife received an unsolicited letter from MBNA (she has a credit card and has for a number of years) stating she may have had PPI. She wasn't aware of any but filled out their…
Do not exsist on Bank's Database even though i do on credit report
Hi, Just a very brief note to my issue. I decided like most people to have a go at reclaiming miss-sold PPI, to cut a very long story short I was awarded around £2900 from Halifax Group regarding a loan. The issue I still have is that I tried to reclaim 6 different loans and credit cards through Halifax Group, the problem…
Help/Advice Needed Ref PPI Please
Hi Everyone, Got a very complicated PPI Claim and hit a brick wall I don't want the company to get away with how awful they treat their Customers so I am hoping someone knows how they can be held accountable. Cutting a very long story short, it has gone to the FOS, but not an Ombudsman yet unless I can find out how the FOS…
Barclaycard - Banging Head off Brick Wall
Barclaycard agreed in June that they owed me a PPI repayment. They sent me a cheque, but it was in my maiden name, so I sent it back. At end of July they thanked me for doing so and said I'd receive a cheque "in the next few days". When I hadn't received a cheque around a fortnight later I phoned and was told "it would be…
Realtimeclaims
Hi there, can anybody shed some light on a company called real time claims based in newcastle. They contacted me regarding the mis-selling of a holiday share scheme, called "club class holidays", they claim they can fight in my corner to retrieve money that i have been conned out of by "club class holidays". If anybody who…
Argos PPI late letter reply.
Deleted entry due to further information acquired
Unsuccessful Mint/RBS Card PPI complaint - can I re-visit?
A couple of years ago, I unsuccessfully tried to claim PPI on a mint card and also referred the matter to the ombudsman who also unfortunately said that there wasn't a case to answer (whereas I personally thought I had a strong case for mis-selling). Earlier in the summer, I received a letter from Tesco Bank which was…
Confirming DOB with bank?!!
Hi there, i really need some advice for my father. He has recently put a claim in for PPI against his bank. On Thursday of last week he got a call from the bank asking him to confirm his d.o.b. He explained that they had all his details and that they should not be asking his information over the phone. They then said that…
IF PPI & Advisor
I went to claim back my PPI on a loan and a mortgage with IF, however I got a letter back stating that I have used an independant advisor and to contact them regarding claiming. However the advisor I used I can no longer contact and I believe is out of the country! Can I progress my claim still or is this now dead in the…
Computer Insurance
Not sure if this is the right place to post, so if not, apologies. For the past two years, my girlfriend has been paying for computer insurance, tonight she called to cancel it and found out, she has been paying for someone elses insurance.. the name, address, computer etc.. were all someone elses.. there was no…

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