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Please advise
Hi I posted in The success part initially and want to say sorry. I have had various store cards Dorothy Perkins / top shop / new look / wallis / BHS / monsoon and M&S charge card. Apart from m&s which I am unsure about the others all had PPI / card protection on them which the shop assistant did not explain was optional…
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PPI - How long must I wait
Hi All, I started my claim with Lloyds TSB around 18 months ago, it took them a couple of months to tell me I was unsuccessful but I could appeal. My appeal was this time successful and they told me that my case was just waiting to be calculated before the final figure was being sent to me, this was around 12 months ago. I…
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Successful reclaim - RBS not paid full offer amount.
I am a bit confused where to take this i was offered £5600 which i signed for and accepted. £4200 in premiums refund on my PPI and £1400 in interest. I received no further correspondence and this claim was directly with Natwest/RBS. I received £3400 and its nothing to sniff at but as it was agreed? the amount i was owed…
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Lloyds tab loan pip from circa 1998
I had a loan for £5000 from lloyds tab which I believe I had ppi protection on. I have no paperwork or ac number and lloyds have told me after a letter sent by me to them using a template from this site that I'm not entitled to a payout, should I take their word for this or pursue it further? If I should persue how should…
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Watsons Solicitors
Does anyone know about the closure of this firm? They seem to have closed and not told all their clients. I would have thought that a firm as successful as they said they were wouldn't just close, sounds suspicious but probaly isn't. Thanks to anyone who can shed some light on what has happened.
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Success with reclaiming Paragon/Welcome PPI!
Back in the mid 00's I was a bit daft and took out a consolidation loan with Paragon. The loan was paid off in 2009 after the sale of my house, and until recently I never even thought I had PPI. Anyway, I foolishly replied to one of those text messages that come every now and again, from a company who could claim back my…
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GE Capital / Santander refusal of claim
So, I was sold a store card in around 2000. I recall it was in a shop sold by the assistant. There was never any mention of ppi, that it was an option or would be added and I remember her calling and me speaking with someone over the phone to complete my details. I would never have requested ppi, I was working and had…
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New and 1st question.
I had a browse to see if I could find an answer to my question but didn't realise there are 1000 pages! WOW! Ok, I had and used my PPI when I was made redundant. No problem, I got more out than I paid in. I got another job and after 12 months was made redundant again (2005), but rather than go unemployed I started my own…
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advice re credit card contract/agreement
I am looking into whether or not I was missold PPI on a card and made a SAR request. On receiving the information I realised there was a complete error on occupation on the credit card agreement I signed. This was presumably as a result of the person on the other end of the phone selecting the next item on his drop down…
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HSBC Business Loan Security Policy
a few weeks ago i contacted HSBC to ask if PPI was placed on my business loan from 2004 - i was told it was not but that a security policy was linked to the account but not an HSBC product. i am awaiting details on this (yet to arrive) - the chap on the phone said, once you get it in the mail i can make a complaint if it…
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halifax
Have a friend who has a mortgage with Halifax ,husband was self employed .They had ppi included quite a large amount 150 a month.Recently tried to reclaim but Halifax sent a letter saying only a third was ppi rest was life and critical illness.they said the ppi was sold correctly and they had everything explained to them…
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What does this mean ?
Hi I've had a letter from my bank saying I may have been misssold PPI and not quite sure what they mean. In the letter it says it has reviewed the way they sold ppi etc and says We believe you may have been affected by the following issues :- We may not have established whether you were likely to repay or refinance your…
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Advice please
Hi there, After recently accepting a ppi offer from Lloyds I gave them proof of my new address and sent my acceptance off. After over 2 weeks of no response I telephoned them to query what was going on and they informed me my cheque had been sent weeks earlier....to my OLD address!!!! So after phoning them several times…
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M and S Card Safe and PPI compensation
My wife received a letter from CPP stating she may be entitled to compensation for her M and S Card Safe. She has been told they will write to her within 12 weeks after an investigation. Has anyone already received compensation for the M and S Card Safe ior is in the process of making a claim. Until we received this letter…
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Repossession through ppi
Hi there, Recently got a letter from a company that we had a secured loan out on our house. Husband got made redundant 2007 claimed on ppi. The company said didn't have any then got house took off us 2010. Then 3 years down the line we get a ppi refund! How can we go about this..as the company has basically lied in the…
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HSBC PPI Claim
Hi, I wanted some advice, I recently started a claim for PPI via HSBC who have taken over HFC for a loan I took out 8 years ago which had huge amount of PPI each month added to it. HSBC have written to state that unless I can prove documentation of the original loan they can't help me and will close my claim in 28 days. I…
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Can I claim?
I tried to claim back my PPI which I believe was mis-sold to me. I wrote to Payment Sheild and they replied stating that Payment Shield is not a lender and they do not have credit agreements with customers. They said they offer MPPI policies and for my reference their MPPI products are standalone policies and not linked to…
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Ccp
Wrote to me about possible taking of premiums from me without authorisation and they had calculated what they thought was owed, about £31. I wrote back to them asking how I would know and how they had made the calculation (as it was some time ago that I had the plan although I had it for many years)….they didn't respond,…
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Yorkshire Bank "Mortgage Protection" Query
Hi, I'm just wondering if someone can help, my finacee has asked me to look into this for her, when she took out her mortgage in 2008 (before we were together) she was told by the advisor at the bank that the critical illness and life cover was required otherwise she would not be able to take out the mortgage, this was set…
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PPI Q's + do I accept first offer?
I made a PPI claim against NatWest credit card ( RBS ), They have sent me a letter making me an offer of £3008.15, As a gesture of goodwill and not accepting liability. My question is, Is it usual to just accept and take the first offer or, do you carry on to Financial Ombudsman? Premiums were paid between 26th of August…
