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confusion about ppi
hi when we took out our repayment mortgage in 2000 we were told we had to have insurance against one of my wife or me dying we were not told we could do this through another lender although they said we had to have it to proceed does this qualify as misselling ppi i am confused, any help will be appreciated
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PPI Claim Credit Card BoS - Advice please
Hi All, A newbie so please be gentle with me, just about to submit first claim for mis sold ppi with BoS credit card and had a couple of questions. Firstly wondered if anyone can give advice on whether my reasons for mis selling are reasonable and secondly the account was opened in 1999 and closed in 2008 and I'm not sure…
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Cant remember who I had cards with
I am wanting to try and reclaim ppi/meaf fees, a friend has just managed to get back fees going back to 1996, however I cannot remember who i have had cards/mortgages with. I can go through my bank account going back 6 years but how can i find out about cards/mortgages prior to that? I know for sure that I have been hit…
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Reclaim PPI on current account?
Hi there. Wonder if you can help? Whilst my wife and I were checking through a bank statement for account details so we could reclaim bank charges, we noticed that my wife had been paying for payment protction on her current account with Barclays. I have read through the FAQs and cannot find anything relating to this, only…
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PPI Query
I paid PPI with my mortgage direct to the lender who then passed the payment to the correct company. I have tried to make a claim but the mortgage company have said the policy was not with them (and no they can't help with who the money was passed to)!. I have no paperwork for the policy and I assumed, incorrectly, that…
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MBNA postal application success!!
I have today received a letter from MBNA stating my complaint has been upheld and that they had calculated the refund to just under a thousand pounds including 8% interest. Very pleased with the outcome and the fact that MBNA within six weeks have dealt with my complaint. I complained on the grounds that I had not ticked…
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Halifax CC PPI refund - can they do this?
Halifax agreed my PPI refund this week and put the money straight on my credit card, taking it from near the limit to well into credit. So I used the card for a couple of small purchases this week. Then yesterday they also sent me a cheque (the refund letter did say this would happen if I didn't contact them, and they…
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How to claim PPI from DFS?
Hi everyone just wondering if any one know how to claim PPI from DFS. I was just going though my paperwork and I found out that im paying for ppi I have never taken out. If anyone know how to claim it back it would be great help thank you.
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PPI Bewilderment!
Hi all, I have just joined the site and wanted some of your expert advice regarding PPI. I will try my best to put it into words, here goes... I took out a personal loan and credit card with Lloyds TSB back in early 2004. I never missed a payment but towards mid 2005 I lost my job and ran into debt. Stupidly, (and being…
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First Direct rejecting PPI compaint
Hi guys, I have just recieved a letter from First Direct saying that PPI was not missold on my loan. This forum is huge and I can't see any current advice that is applicable to me (sorry). I complained that because the transaction occured entirely on the phone, I wasn't given enough information about the PPI protection.…
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Not sure if the halifax are just fobbing me off?
Hi all, Hoping someone can give me some advice re a halifax credit card ppi claim I submitted back in June. They wrote to me on august 2nd and made an offer and it was broken down as: Difference between the actual and revised balance £1447.16 Interest at 8% calculated up until 7 Apr 2005 £62.15 making a total of £1509.31…
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PPI Claim After Death?
Hi, My father recently passed away with a PPI claim ongoing. My lawyer is dealing with it, however what happens to a PPI claim does it still get honored to the family if rewarded? Or does it get closed off? Thanks.
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CO-OP credit card, not sure !!!!
Has anyone made a successful PPI claim on a COOP Credit Card that they could put on this site, as I have had COOP card for about 25 years ( I know it was wrong ) but I do not have original agreement, so not sure if it's worth pursuing, I have tried to look through older posts but there is so many, and I have not found news…
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I-Smart Solutions
This is a company that I would not recommend anybody to use. They say that their fee is 25%, but neglect to tell you that then you are charged 20% VAT on top of this, making their charge 30% of anything and I mean anything recovered. For this you receive no service, with no updates on progress and should you decide to call…
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ppi against tmpp
HI. I wanted to check my mortgage history for miss selling of ppi. I was sure I took out PPI on the advice at the time of taking out my 2 mortgages. but it says on checking everything that I took out TMPP [total mortgage protection plan.] what is the difference.? and can I reclaim anything back as I had private insurances…
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Old Nationwide PPI claim
Hi, Could anyone advise me on the following: We took out a Nationwide mortgage in January 2002 and we were offered free PPI for a year. We explained that we didn't need it as the mortgage affordability was only based on one income and we would be unlikely to both lose our incomes. Also we both had 6 months full pay if we…
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Barclays pre approved loan ppi
Hi, I was just wondering if anyone can help me figure out if I'd be likely to be able to reclaim some ppi? I took out two seperate small pre approved loans with Barclays in 2008, both of which included ppi! I can't remember if I ticked a box to include the ppi or if it was already ticked! About a year into the repayments…
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New to this - HSBC MPPI claim query
Hi, newbie to the forum. but have a question. We have been looking into all our accounts current and old and found a few we think we have a ppi claim with (old store card and current HSBC credit card). Plus our MPPI or as they call it MPP & CI. Its the critical illness part we have issue with really (it had been paid…
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CPP Identity Protection reclaim
I've been paying for ID protection with CPP since 2006. I've been expecting a letter about voting to reclaim for the mis-selling of this policy. I was therefore rather cross today to receive a letter about renewal of my policy (which is due in October) - no mention of anything else at all. My question is, shall I cancel…
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How long does it take when claim is with the FOS
Hi, I made a Credit Card PPI claim against Halifax but the offer was very low so I complained to the FOS. The FOS have had my documents etc since January 2012 and all I have received is 1 letter (in September 2012) saying they are still looking into it but will keep me updated. Can someone please tell me how long I should…
