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Firstplus ppi reclaim
Hello, my first post here so sorry if any of this sounds stupid. In 2005 I took out a loan with firstplus for £80,000. I stupidly also took out there 5 year ppi cash back. which over the 5 years cost me £20,000. In August of last year i received my £20,000 back as I hadn’t made a claim on the ppi. Probably my fault when i…
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Natwest mortgage repayment protection Ts & Cs
Hello I got Natwest Mortgage repayment protection in 1999 but I have lot all the paperwork. Could anyone send me a copy of the standard Ts and Cs for this product as it is no longer available at natwest? Many thanks for the info Cheers E
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Help!
I currently have a repayment mortgage with Future Mortgages and cannot find paperwork. How can I find out if I am paying PPI before mortgage ends?
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What does this mean?
Morning Received a letter from the Financial Ombudsman about PPI claim I had put in. There response is that they can't do anything as the 'business is resigned'. Not sure what that means. Thanks
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Lloyds TSB
Hi I've recently had a couple of successes with Lloyds. The first letter I received upholding my complaint was a couple of weeks ago. Three days later the money was paid into my account. I've received a letter today saying they are upholding my second complaint and that the money would be paid via cheque with 28 days.…
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Confused claiming back PPI
Hey, So I recently filled out my PPI questionnaire and sent it off to Lloyds and today I got a letter back saying that my compliant had been registered and they will 'reassess' my complaint. I was totally confused as to why the letter read reasses? Meaning I've put a compliant in before? So I gave Lloyds a ring and they…
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Nationwide PPI - Advise
Hi Guys, I wrote to Nationwide sometime ago (think it was back in february), anyway they advised that I had a telephone conversation where they had followed protocol (I couldnt remember this conversation this call at all), so I replied bakc to ask if I could have the date of the call, and a transcript of the call (this was…
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Central trust PPI before regulated
Has anyone had any success on claiming back PPI from Central Trust (on first plus loan) taken out in 2003 prior to them being regulated ????
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Nationwide PPI
I have a complaint being looked at by Nationwide regarding PPI on a loan. I received a phone call from someone reporting to be from Nationwide last week asking about a pre-existing medical condition I had when the loan was taken out. After doing a little bit of digging, I have found out that this person actually works for…
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Where to start??? Please help
Hi I had a loan back in 2003 for 3k with northern rock, and I have had other odd finance products all now paid up. How can I find out if I ever had ppi on any of these products as I don't have any account info due to it being a while ago. Thanks
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Claims company - can I get out of it?
Used direct redress to claim against PPI miss selling, one company has come back to me directly with an offer of over £2,000. DR doesn't know about the offer, think I have something similar coming from a credit card too. Can I stop this from going ahead or do I have to use the claims company now? Thanks in advance.
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Help please with first plus PPI reclaim
have an ongoing ppi mis sale claim which is being looked at by the FOS, there is alot of confusion over who is responsible for it and I could do with your help. We took out the loan in dec 2003 (PPI was cashback after 5 years etc which we didnt get) , we thought we took it out with FP direct but they are claiming it was…
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PPI success but struggling to find old account details
I have recently made a successful claim against HSCB using the support form these forums.:beer: However, I had details of the account number for this bank. Prior to this (about 10 years ago), I have a student account with credit card with Barlcays and prior to that I have credit cards and current account with Natwest. I…
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Request for documentation denied
Hey... First time poster.. So... I sent an initial letter to my bank, requesting my credit agreement from a mortgage I had around 6 years ago, with a view to starting a PPI claim. I enclosed a PO for £1. Today I received a reply.... Thank you for letter blah blah... The consumer credit act 1974 only relates to regulated…
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Not happy but am!
Hi, My husband got a PPI claim back from Abbey with an offer which is great from the time of signing the contract with the credit card to when we cancelled it in 2011 (and this would pay off the overdraft with a different bank) but abbey want to put the whole lot against the debt of £6k he has with them, which is currently…
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Blackhorse PPI acceptance, time for cheque?
I had a letter regarding PPI on a loan and it has successfully been accepted and a cheque is due to me. The letter they have sent says that the cheque will be sent out within 28 days..... only thing is that means the 28th day is the day I go away (really early) and I don't fancy a big fat cheque sittng on my door step…
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Overpaid buildings and contents insurance
hi I hope someone can help me out. ive recently decided to go quote searching for my insurances and realised that the going rate for me was between £15 - £20ish a month for my home insurance. much to my shock I was delighted as my current policy was £48 per month. we've been paying that for the last 2 years since we first…
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studio 24 service charges
I am having alot of trouble with this company and wonder if anyone can help me, I am desperately trying to pay off my catalogue bill but I am finding it difficult as every month they are adding "service charges" it states on my statements that if you pay the minimum payment every month it will take longer to pay but I pay…
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Not sure how to proceed - Natwest
My bank Natwest has written to me (twice now) informing me that i may have been mis-sold PPI and makes a reference to 3 specific loans - two in 2003 and one in 2007. The problem i have is they are asking for answers to five specific questions, which in all fairness is impossible to answer with any accuracy. Has anyone else…
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PPI - MBNA Sent a text?
Hi, I recently had a letter from MBNA about a possible PPI I maybe entitled to claim back etc. So I filled in the form about 2 weeks ago and today I received a text message. The contact wasn't listed as a number, it just said 'MBNA'. It said: 'To help us investigate your complaint we reuired some additional information.…
