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PPI Refund - want cheque not a refund into my loan account.
How can I make sure that any PPI refund I might get from my lender (Egg) isn't paid off my outstanding loan, and is actually paid to me in a cheque? I have another debt I'd like to pay off first at a higher interest rate.
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PPI Refund - want cheque not refund into my loan account.
How can I make sure that any PPI refund I might get from my lender (Egg) isn't paid off my outstanding loan, and is actually paid to me in a cheque? I have another debt I'd like to pay off first at a higher interest rate.
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Info on Welcome Finance & The London Mortgage Company
Hi I'm just trying to find out if anyone has successfully claimed PPI or anything else back from either Welcome Finance or what was The London Mortgage Company??? I'm a bit confused & could do with some help. Thanks
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HFC Loan Payment Protection Insurance....help!!
Hoping someone cal help as am new to all of this.... I genuinely believe I was mis-sold my loan payment protection insurance back in 2004. We were recently clearing out some paperwork and noticed it on the loan agreement (box was pre-selected) and it got me thinking because I was basically told it was pretty much…
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No reply from Lloyds!!!!!!!!!!
Having wrote to Lloyds in January about my loan agreement and any subsequent ppi insurance I may or may not have, I have yet to receive a reply from them and the forty days is almost up. This may be because I gave them a reference number instead of my account number(didn't have account number) however I did send them a…
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Reclaim PPI from Egg - have received copy of agreement - next steps?
Hi all. My situation is as follows - I'm hoping you can help.* The loan was agreed on 21st Jan 2004 - so not that old. * I am paying it off still - will be for another 2-3 years. * I don't recall the conversation about the loan terms and any PPI but am certain I would not have agreed to PPI had I been told. I have now…
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RBS Refusal to provide me with past credit agreements
Hi Ive recently sent a a letter to RBS (downloaded a template letter from this site) requesting that they send me information about the credit agreements, and the ppi insurance that i have had on loans with them in the past, as I dont have the original paperwork. I have had various loans with them between 1999 to the…
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cataloue ppi ??
Hi all, Just a quickie.... does the PPI claim include cover that you take out on catalogue purchases ie La Redoute, Litlewoods etc ? You're advice will be much appreciated Thanks !!
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repayment option plan
what is repayment option plan?? the reason i am asking is that i sent a letter into my credit crad company to reclaim ppi charges as i was misold as i am disabled and had the medical condition before getting my credit card. the company has replied saying they do not offer ppi products but offer repayment option plan and…
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settling amount to debt collectors
Hi has anyone had the same experience as me and if so whats best to do? I have been offered a settle figure from capitolone on both charges and ppi on a credit card previously held with them however they refuse to send me the cheque and say they will take it off my outstanding balance however they sold the debt on to a…
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help needed again
Sent SAR letter to citifinancial 2 weeks ago after advice on hear received reply this morning stating we have received a payment £10 from our mutual customer:however,it gives insufficint details for us to identify their citifinananial acc no and to apply the funds accordingly. This is after thay sent me a letter saying i…
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Loan Passed To Collections, Can I Still Reclaim Ppi
Hi Having Defaulted On A Hbos Unsecured Loan, I Note The Ppi Was Added As A Lump Sum, Meaning The Total Amount Passed On To The Agency Had The Full Ppi Loaded Onto It, Inflating The Amount Outstanding By Around 4k. Even Having Defaulted (now In A Payment Arangement And Uptodate With The Agreed Monthly Amounts), Can A Claim…
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PPI on loan... Not sure?
Hi everyone, I need a bit of help as i am not sure if i am paying ppi on a loan i have with HSBC. I got the loan out four years ago now, and i think i have found a copy of the original agreement for the loan but it just shows me how much the loan is for and my agreed monthly payments. With my credit cards i can clearly see…
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Egg PPI reclaim - help!
Hi, I'm looking for some advice! I was super happy to get a letter from Egg refunding me just over £2,500 for PPI and interest but they applied it to my card. As I having some financial difficulties at the moment (aren't we all!) I wanted this in real money so tried to do a balance transfer online (which it said was…
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Reclaiming a Store Card PPI
Hi MoneySavers, This is my first ever post and I have few questions on reclaiming a PPI on a GE Capital Bank Ltd Store Card. My first question is can I reclaim my PPI if I'm not 100% sure I was missold it? (I've had my credit card for such a long time, but I can't remember asking for PPI or agreeing to have it) My second…
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letter from lloyds
recieved a letter today from lloyds saying they have rejected my complaint about ppi on a loan...they also sent a copy of the personal interview record...having just read this record i realise some of the details are wrong... ie..age next birthday 40 i was 34 date of birth wrong income £15000......wrong it has come to lite…
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Lloyds TSB Credit Card PPI
Hi, Am looking for some advice as the whole PPI thing can get confusing. A few years back I had just been paying it regardless when it appeared on my statement (stupid, I know), but what with all the PPI stuff in the media lately I thought I should try my luck. I kept forgetting to sort it out and it was only the fact that…
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PPI - What if!
Hi to everyone Can i ask and hopefully receive an answer. What if you made an online application (6 years ago) and then recently found out that you had in fact originally ticked the box to say that you didnt want the PPI and they have been charging you for 6 years for it? This is what has happened to me and the CC company…
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ppi query
Hi Guys This is my first ever post here, i am a bit new to all this so please be patient with me if i ask a few daft questions!!! my query is this, my husband has ppi on his capitol one cc, if he went on sick leave he recieves full pay for six months, so would he be able to claim ppi ? and if not is there any point in…
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Land of leather - Insurance
Hi, all Can anyone please help.... Im brought this leather sofa in 2007 and was sold insurance for accidental damage, etc although i didnt need it the sales person made me think otherwise. it cost me £300 for 5 years, now looking at my home insurance ive got contents insurance which covers all that. Now im really not happy…
