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Claiming PPI - Advise Please
I have been looking through hubbys paperwork tonight and going to try and claim back PPI. He is currently in a DMP plan paying off all the debts in question and just looking for some advise before I send of first letters. 1. He had two loans to RBS - both single premium PPI and second loan was paying of first with them and…
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Bank of Scotland credit card
Took the bull by the horns tonight and wrote three letters - two store cards (one now paid off) and a personal loan I took out four years ago and paid off last year. Can anyone tell me if they have had success with retrospective debts? Also (and please excuse me for sounding thick), I've had a Bank of Scotland credit card…
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Abbey Mortgage - Insurance charges Please help....
about 3 years ago i took out a abbey mortgage through an agent (as it was my fist time and had no clue :rolleyes: ) The mortgage went through providing i took out a insurance paying approx £30 a month to cover incase i was sick, made reduntant etc. The payment was taken with my mortgage. As i didnt have any choice i had to…
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Reclaim PPI St Andrews MBNA Advice Please - Policy exclusions?
Hi Everyone I am a new member and thought I would venture onto this site to help a friend. Here is the case summary and any advice would be so much appreciated! This lady has been off work for 7 months with acute anxiety and depression - diagnosed by GP; seen counsellor and prescribed relevant medication. She has been…
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PPI, What now?
I have received a letter today from HBOS registering my complaint regarding the insurance that was put on my loan. They have stated that it could take anywhere up to eight weeks to deal with this complaint. Is this correct and where do I go from here???
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ppi success
I reclaimed ppi for a loan i took out with Tesco Finance. I wrote letters using template letters in the summer last year and was refused by Tesco Finance. I took it to the Financial Ombudsman and received a letter back just before Christmas to say they had agreed to repay the PPI. They said it would take up to 8 weeks for…
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Part-time PPI claim from Yorkshire Bank?
Hi, I'm posting on behalf of a friend. They work part-time (12.5 hours per week) and have done so for the past 10 years. Over this time, they've taken out 3 loans and the PPI with it. The loans were from Yorkshire Bank. The PPI has been cancelled now but can I ask if it is possible to reclaim the PPI premiums paid based on…
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Self Employed PPI Claim
Hi I am wondering if anyone can advise we recently heard that PPI was useless if selfemployed. My husband has had seveal loans over the past 11 yrs and a credit card all with PPI / LPI and from the same bank. We contacted them and they claim that my husband would have been able to claim eventhough selfemployed and after…
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PPI Monthly Benefit restricted to "Normal Monthly Mortgage Payment"
Hi I took out Unemployment Mortgage Payment Protection Insurance at the beginning of 2008. At that time lets assume (and im using arbitrary numbers) my mortgage payments were £500 so this is the amount I covered. Since then, interest rates have come down and as I am on a variable rate mortgage my monthly repayments have…
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Help ?? PPI claim
Hi Guys I'm after some advice if anyone can help?!?! My partner was made redundant last year due to his employer going bust, we proceeded to make claims on all of our insurances - mortgage, loan and credit card. We are STILL waiting for the payment protection insurance claim on the credit card (six months later!) with the…
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L of L Suite Purchase
:mad: Hi All I am looking for guidence to help sort a problem. We bought a suite from Land of Leather in Feb 5/08 and our intension was to pay it off at the end of the 12 Months Special Period. However we missed it and ended up with a debit payment of £174.02 on the Feb 6/09 I phoned on Feb 16 and said I wanted to repay it…
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how much ppi
do i need to send a sar to find out how much ppi i have paid on a old credit card ......i know the account number ,,,i have some old statements could someone help please:cool:
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nationwide ppi advice?
Hi there one and all. Im new to this and only just heard about PPI.I took out a loan back in May 2003 for £20,000 with nationwide and it finishes next may (2010). when i took it out they told me protection was compulsory for this loan due to its size. is this right. I took it as i needed the money even though i was and…
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sent my letter off today abby
my balance isabout 1550 , i am paying 54 pound a month. told them its not appropriate because of pre existing medical conditions. 5 years blood pressure tabs and from jan diabetes , i also work as carer for council soi get paid on sick anyway and thirdly it is an attrocious product . how can you treat customers this way ,…
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On a DMP... Am i still able to try and reclaim PPI?
Hi Everyone, I have just recently started a DMP with my creditors, but i have realised that with three of them i have PPI that i never even realised i had signed up for?! If i'm on a DMP am i still entitled to try claiming it back. As any money i can get to knock some off my debts would be such a blessing. Thank you!
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mppi reclaiming
HI just a query about a mppi policy, wanting to know if i can claim the amount back taken out in 2002, still paying it now but sure i was missolded it at the time, , can anybody help, thanks:o
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Quick question about PPI
If I'm paying off the loan now, do i still have to pay the remaining PPI? i have still one year left on my loan with PPI. i would like to pay-off and close the loan, will they deduct the PPI amount for the remaining months?
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Credit Card Insurance - Ill health Redundancy
Hi Everyone Hope you can all help in one or another as I desperate for information and not had much luck from the CAB. I have four credit cards and though not massively in debt I suppose I'm about average to most people in debt. I pay credit card insurance for sickness,unemployment etc, can't ever remember filling in forms…
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Alliance & Leicester
I received a letter from the A&L this week regarding PPI that i have on a current loan that I took out 3 yrs ago. The letter states that the Financial Services Authority has identifed problems with their PPI sales and that I need to review my policy and my situation if i think i'm affected by the issues covered in the…
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Can I claim PPI?
I was just wondering can My wife claim back Her PPI? She took out a loan a couple of years ago and is paid off in full now, but what she didnt realise is that she was still paying for the PPI after the loan was done. Some months this payment came out of her account takening her over her overdraft resualting in charges…
