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Opt Out Clause
Does Anyone Have Any Advise On "opt Out Clause" That Was Sent To Me But I Didnt Understand Ppi At The Time And Ignored It. This Is The Next' Directories Stance At The Moment Thanks
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Please help me................
I started a reclaim against MBNA last June for a loan ppi I believe I was mis sold and they wrote back saying no, so I sent the next letter (2nd) gave it a couple of weeks and was told they had not received it, so sent the second again. I went on holiday expecting a responce when I returned but received nothing. Called…
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help with explaining PPI recovery
hi all ok i've heard now and again about this PPI missold for a while but never taken much notice of it. and yesterday i had a call from some company claiming they can wipe off all the debt if the PPI was missold etc etc, then she mentioned the £199 fee for checking it all out, i declined there services at that point. this…
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Alliance & Leicester PPI reclaim
Please help, I successfully reclaimed my PPI from Alliance & Leicefster - they offered me 2427.21 full refund of the PPI. I fully expected that amount to be deducted from my outstanding loan account which at the 30th January 2009 stood at £4589.11 which would mean I have £2161.90 left to pay. To my surprise i received a…
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Help me ( land of leather )
Well !! We have a sofa from they bought December o7 . My friend took it out for us because we couldn't get the credit we had all in tension of paying it back with in the year with 0% . Well due to problems we couldn't pay it off so decided to take on the credit . We have already had £150 knock off to sofas bill due to…
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please answer if you know what this ref. is H Off-Finance (ag1)
Have just noticed a payment into my bank account with ref. 'H Off-Finance (AG1)', this is not a regular amount of money into my account so I called my bank and they know nothing about it. Thought it might have been money owed pertaining to my PPI reclaim, but they said it has nothing to do with them. Am now worried it…
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Payoff NatWest Loan with PPI - Help needed!
Hi All, This is my first post and your advice is highly appreciated. I took a renewed NatWest Loan for £9643 pounds in Jan 2008 for 2 years with PPI. My monthly payments were £386.95 (repayment) +£52.04 (PPI) => £438.99. (the first loan was in 2005 for £5k and then then it was renewed in 2006, for another £3k) I still have…
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Sainsburys Bank PPI Claim
Hi, I took out a Sainsbury Bank loan of £5000 in December 2002. This was paid back by April 2006. I am more than certain I was mis-sold the PPI on this loan. Can I claim it back as the loan was taken out before Jan 05? I have no paperwork for this loan, so what would my first step be? Many Thanks
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Help
Sorry new to this !! Is CREDIT PROTECTION the same as PAYMENT PROTECTION on a bank loan ? :confused:
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Help needed !!
:confused: Help can anyone tell if CREDIT PROTECTION Insurance is the same as PAYMENT PROTECTION on a bank loan ?? Any help would be greatly appreciated
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Alliance and Leicester - PPI Mis-sold?
Just had a letter from A&L today regarding PPI on loans taken out over the phone between 14 Jan 2005 and 31 Dec 2007. Thought it may be of interest to other DFW's on this board. The letter is very difficult to go through but from what I can gather they are deeply concerned that some of their loans sold with PPI were misold…
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confused over reclaiming
Hi Can anyone tell me if its only banks, cards and loans that you can claim PPI miselling? In 2004 I took out a personal loan with British Gas and was charged £334 for a PPI plan. I had a BG employee actually sat in my home so I did'nt feel as if I had any choice as the loan for central heating partly depended on him. Any…
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misold ppi
hi i was wondering if anyone could help egg misold me a ppi on a loan which totals 1248.00 thats with the interest i paid on top they have admitted fault and took ppi off which reduced my monthly payments and i requested the amont that i have already paid to the insurance to be refunded back to me but they have further…
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Refused claim and confused, now need ure help
First Direct refused my initial claim but I need help with a few issues they highlighted in turning down my request, can anyone give me advise please. They say that as my loan and PPI was agreed on 11 Dec 2004 and the only responsibility of their advisor required was to confirm I was a UK resident, aged between 18-65 and…
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EGG ..loan & card
In aug 04 i took out a egg loan ppi £1260 & egg card with ppi 79p per £100 checked out today.. pretty sure i took them out on line....have never claimed on policys... I remember recieving paperwork and ringing to ask about ppi and was persuaded into it ! As Egg have already been fined do i use that as the reason to reclaim…
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Dfs
Hello Im quite new to this site, i have applied tomy bank for my PPI its with lloyds so i don't feel hopefull. But also i read a thread from someone who applied to dfs and got there money back so i did the same. They have just called to say the cover was optional and if i didnt want it i shouldnt have took it, I did…
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Firstplus PPI Amount
Could someone explain if I understand this correctly .... The PPI added to the loan was £9387.03 but the monthly PPI payments were intially £73.30. This over 60 months is only £4380. Why is there a £5000 difference ? Thankyou
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Firstplus Claim!!
Thanks for reading but now deleted the post
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Welcome Finance giving me the run around - i think!
Hello, I have been persuing Welcome Finance for a miss-sold PPI policy. It clearly was miss-sold because i can still remember the conversation today and me wondering how the hell they had added another £70 on top of the monthly repayment and when queried told i wouldnt receive the loan without it (just for anyone who dares…
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anybody got address for lloyds
the address i am looking for is to find out how much ppi i have paid on my credit card.....any help please.....
