Reclaim bank & credit card charges

Archives for June 2016

old mortgage - how do i trace
Hello, I had a mortgage in/around 87-90. how do i find out if i'm owed any PPI ? I can't remember who the mortgage was with, and i sold the house to join HM Forces. Forgot all about it until a recent discussion......can anyone point me in the right direction, or does PPI not over that far back?
PPI claim back dated
Hi Forum Newbie here! I bought a car from Citreon back in 1997 and took out finance with Citreon Financial Services. I don't know if I still have the paperwork. How can I tell if I had ppi and can you backdate claims to 1997? Thanks in advance Paul
contactless cards
Not all contactless transactions are reported immediately to the Bank in order for available funds to be adjusted. I check my account every morning to see if funds are required to meet these items. If so funds are transferred in on that day. It would appear that these items are applied after I have done my checks,perhaps…
Credit card/ oans/mgt reclaims
Hi, I have had a number of credit cards, loans and mgt providers over the years but unsure of how I go back from 1999. I found that the reports didn't show everything. Kind regards, Sam.
Will Switching my Current Account make any difference to packaged Bank Reclaim ?
Hi I'm being greedy I know, but would switching my HSBC Advance account to a Halifax Current Account, for £125 switching bonus, effect me being able to reclaim Packaged Bank fees back on the HSBC Advance account. Please advise Thanks in advance
bank smart / MIL Collections
Hi all Im writing this on behalf of my partner a couple of years ago he had a letter from bank smart saying he was entitled to reclaim ppi however after a year he didn't receive anything no updates letters or phone calls from them, last year he received a letter from bank smart saying he owes them think at the time was…
Ombudsman
Hi. I had my claim rejected by Barclays in April however referred it to the ombudsman. Had a letter today to say that the ombudsman agree that I have a case and that Barclays need to review my claim. Does anyone know what happens next? Can Barclays still reject my claim?
Reclaim Bank Charges on Paid for account
Hi, I have never realised that I could in theory try and claim back monthly fees on a bank account. I got an unsolicited text regarding this. So I started to look into it. When I found some information here, I noticed the template letter offered doesn't list HSBC I do recall HSBC saying something about overdraft and…
Success with Resolver within 12hrs - Lloyds Gold account fees
Thank you Martin and team. Read your 'reclaim packaged account fees' email this morning, and signed up on the Resolver site at 8:00am. A complaint email about my wife's Gold Service account from 2001-2004 went in to Lloyds via Resolver at 8:26am. SMS received from Lloyds at 1:20pm stating that they would be calling her…
refund of bank charges
Hi I recently received a refund of PPI on an old credit card (over 10 years), however when I requested a refund of default charges on the same credit card I was informed "that there were no default charges on this account for the last six years" - so no refund. I'm a little confused, same card (over ten years old) however…
Hardship...would i qualify
I've been with my current employer since just before Xmas. When I first started I was weekly paid but after some consideration decided to go monthly. They offered me £300 bridging loan and to date I've paid back £100. I was paid on Friday and it turned out that for some reason they decided to take £400 from my pay leaving…
Beware PPI claims from companies claiming to be Lloyds Bank
I have been on at my son, who has ADD, for 2 years to claim his PPI from Lloyds Bank Credit card. Finally having got him to send off the letter requesting a copy of his original credit card agreement, plus the £1.00 cheque, he had the copy of the agreement returned in the post to him. Included with the form was a claim…
Help with Lloyds PPI Claim
I've banked with Lloyds for nearly 30 years and over that time had lots of loans and various credit cards. I know on some of those loans and cc's I had PPI and I also know in some instances it was while I was self employed. I have no details of any of those transactions any longer. A couple of weeks ago while trying to…
Exceeding Overdraft Limit
Hi, I have had a gambling problem most of my life. My bank HSBC are well aware of my gambling problem as I use my debit card on gaming websites and would normally spend 90 percernt of my months pay in two days. I asked them if I could have a £400 overdraft,they said no problem. Without asking , they let me exceed my…
Halifax PPI awaiting new FCA guidelines
I received a letter concerning my PPI claim. They are not able to provide me with a final response and are awaiting new FCA guidelines which should be before the end oif 2016. Should I know complain to FOS or reply to halifax and say I am not prepared to wait. Would be interested if anyone on the forum has had a similar…
Re-claiming overdraft fees-am I too late?
Evening all. I was wondering if I could ask the forum for some help? I have searched the forum but nothing obvious turned up. Several years ago when I was much less financially savvy I fell into the overdraft trap, one month I would go over my overdraft limit and the following month the charge would send me straight back…
PPI calculation
Hello I have recently been advised that I am due back some PPI that was miss-sold by Yorkshire Bank. The information received only gives a gross figure for the amount of PPI and does not explain how it was calculated e.g amount paid per month and for how long. If I ask, am I likely to receive a more detailed statement of…
CMC payment
My dad used a CMC to help him reclaim some mis-sold PPI, he unfortunately passed away last year and since this point I have been dealing with the bank directly over his claim. Does anyone know if I would still have to pay the CMC their 39% fee, as my dad agreed to use this company even though he has now passed away.
Reclaimed Premier Bank charges
Thank you so much Martin! I filed a complaint using your Resolver tool and just got £2,000 + refund!!! :-)

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Reclaim bank & credit card charges

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