📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Success with Resolver within 12hrs - Lloyds Gold account fees

Thank you Martin and team.

Read your 'reclaim packaged account fees' email this morning, and signed up on the Resolver site at 8:00am.

A complaint email about my wife's Gold Service account from 2001-2004 went in to Lloyds via Resolver at 8:26am.

SMS received from Lloyds at 1:20pm stating that they would be calling her shortly. They rang 15 minutes later and asked some simple questions to validate her identity plus a few queries on the Gold service itself. Very pleasant and helpful.

Promised they would call her back by 9pm tonight with a decision - they actually called before 6pm and confirmed that the complaint was to be upheld.

The outcome is that Lloyds have credited nearly £650 to her account inside of 12 hours since the complaint was made. Wow...

My own case went in at lunchtime - I have some 14 years of the Gold Service to query :-)

Thanks again MSE and Resolver.

Matt

Comments

  • Hi,

    I used the MSE Resolver - and received a 4 page letter from NatEast stating that my claim was declined as it was outside of their time-frame, but exactly the same time frame as you have won your claim on.

    Can you state what they asked as the time, or any other info - I don't understand how one bank can agree to this claim and another bank merrily decline it.

    Thanks heaps.
  • Nasqueron
    Nasqueron Posts: 10,817 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi,

    I used the MSE Resolver - and received a 4 page letter from NatEast stating that my claim was declined as it was outside of their time-frame, but exactly the same time frame as you have won your claim on.

    Can you state what they asked as the time, or any other info - I don't understand how one bank can agree to this claim and another bank merrily decline it.

    Thanks heaps.

    When you say "time frame" do you mean "time bar"?

    It's not about the time it happened but is based on the rules set by the financial regulators - if they told you about account benefits and charges more than 3 years ago and it was 6 years after the event which you want to complain they can time bar the complaint and you can't get any further.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.