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I tried to claim from GE/Debenhams and now they want £10
I used the standard forms from MSE as I found an old Debenhams store card that had PPI on it. I received a standard form back with a box ticked for 'You have not attached the £10 fee (per request) for a Data Subject Access Request'. Is this normal? I thought you could check for free?
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Help for my 84 Year old Father
Hi, I am new to this so bear with me. It was brought to our attention that our 84 year old Father was being sent lots of letters and getting phone calls from Lloyds Bank collections regarding an old overdraft. Unbeknown to us (and he isn't always 100% all there after having strokes) he had at some point gone overdrawn we…
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reclaiming old bank charges
hi , newbie here , iv'e been reading you can still claim bank charges if you were in financial hardship because of them , the time period was 2000 - 2006 , at the time i was claiming incapacity benefit as i was on the sick with depression , iv'e calculated that in that time i must have paid about £5000 in charges , also…
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Reclaiming for monthy bank charges
I have heard that NatWest will have to pay back their customers who were miss sold bank accounts with monthly charges, that had benefits like free insurances, has anyone else heard this?
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Santander Unarranged Overdraft Fees
Hi, I'm a bit confused with this.. Firstly My Account went over because of an authorization thing with Amazon Prime the day before money went into the account and i got someone to transfer me the minus amount in at around 6pm. It went to minus 0.86p before 4pm and minus 1.86 at 4:16pm and back to 0.00 at 6pm, Money went…
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MBNA is now AvantCard - who to claim from?
I have a MBNA credit card that I have pretty much ignored. I have a high balance on it and pay the minimum every month. It is an account in Ireland so it doesn't show up on my credit rating in the UK. I was paying PPI since 2006 but about 12 months ago AvantCard bought/took over MBNA IRL. I aim to try and claim back some…
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Miss sold Accident Insurance
Thanks to your advice and templets we have just accepted a settlement of £1008 from Debenhams Card Services for mis sold Accident Insurance.:j
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Natwest/RBS Letter
Apologies if this is a bit long! I have details of 10 linked loan accounts with Natwest over the last 15 years or so, i was told by their helpline that i could claim for missold PPI so I did. I received a separate reply relating to each loan account, from RBS but was told that only the first loan was eligible for…
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PPI Success
After my Dad received a 'claim missold PPI' text, I persuaded him to use the template for claiming PPI on this website. He's just received over £18,000 and more money is coming. Not only that, he's not paying anyone commission!!!:j
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Bank account default removal- Help please
Hi, I have incurred a default from HSBC on an overdraft facility. To cut a long story short, I have had an ongoing dispute with them regarding bank charges, as if the amounts were built up by me over the last 5 years or so, then fair and square. They should be repaid. I have incurred more than the disputed amount over the…
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Reclaiming Bank Charges - Advice
Hi, Newbie here - please be gentle! I am looking for some advice, I bank with the HSBC. I am constantly going over my overdraft and thus incurring LOADS of charges. I quite literally do not have a pot to !!!! in! I am in massive debt, due to a number of reason. However the bank constantly taking these charges is making it…
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Re claimed bank charges
Hello, After reading articles on moneysavingexpert.com regarding mis sold bank accounts i contacted my bank the Nat West who I have banked with for over 30 years via a complaints procedure to complain about being pressured over 10years ago into "upgrading" my bank account to include features which I have never used I was…
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How can I stop an unarranged overdraft fee with the Halifax?
Hello Does anyone know if I can stop an unarranged overdraft fee? After graduating from uni I had a student account with the Halifax which had a £1000 overdraft maxed out but being paid off. Soon after though, the bank turned my account into a regular current account with no overdraft. I now have an unarranged overdraft…
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ppi claim - 6 years later
Received PPI refund in 2008.Was Sent a letter last week ,saying I was underpaid (which Is good). Read all the letter which came from the bank,got to the end, and it said that if I was represented by a 3rd party (I was. Didn't know I could do it myself until too late). Then they would need to get their commission a second…
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Reclaim Barclays current account charges? Is there any truth to this?
Saw this earlier today, just wondering if there's any truth to it? "Have you ever held a "paid for" current account with Barclays? If so, you could be owed £1000s. They are usually called "Additions" or "Premier" accounts and they incur regular monthly fees. Why? Because Barclays were supposed to follow strict rules when…
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Natwest ppi
Hi all I rang natwest less than 2 weeks ago and answered 7 questions over the phone, no forms to fill in, regarding 5 back to back loans I had years ago I've been offered money within 2 weeks very impressed Question is do I accept their offer? They state ppi cost,interest and deduction for tax???? They have sent 5…
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PPI what to do next?
Looking for some advice, Just put in a claim using your recommended form for PPI compensation which was (surprise surprise) not upheld by Paymentshield. In 2001, when I changed my mortgage provider from Northern Rock to the Halifax, I called Paymentshield to let them know of my new mortgage details. During that call I was…
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Halifax MPPI reclaim
Hi I sent off a claim for missold MPPI to the Halifax a little over two weeks ago. Does anyone know how long on average they're taking to deal with claims at the moment? I know from reading back on this forum that there was a time they were automatically paying out but that doesn't seem to be the case now. Thanks in…
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Understanding my statement: PPI or CPP
Hi all, new to the forum. Had a look around to see if I can see an answer (have found so many just searching from outside) but cannot, hence the post. I am struggling to understand what is on my card. I have read that CPP costs approximately £35 per annum but my card statement shows monthly payments for payment protection…
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Barclaycard refuse ppi claim
Could anyone help please, I am new to this site but find the information very informative, today I received a letter from barclaycard saying my claim for ppi has been refused, I claimed for a credit card I had over 17 years ago, when I got my job and turned 18 I started getting application forms for credit cards, I decided…