How can I stop an unarranged overdraft fee with the Halifax? 16 April 2014 at 2:37PM edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges 1 reply 1.9K views

jaybaker

Hello

Does anyone know if I can stop an unarranged overdraft fee?

After graduating from uni I had a student account with the Halifax which had a £1000 overdraft maxed out but being paid off. Soon after though, the bank turned my account into a regular current account with no overdraft. I now have an unarranged overdraft that keeps growing faster than I can pay it off.

I've tried to get the bank to keep the arranged overdraft on so I don't have to try and keep up with the charges, but no luck.

If anyone knows how I can stop the charges, I would be very grateful

magpiecottage

You could try complaining that changing the terms in this way is unfair.