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can anyone help?
i want to obtain my bank statements for the last six years to check some irregularities on my account, i don't however want to pay for every individual months statement. i once used a data protection act subject access request template off this site to obtain them when i was pursuing a bank charge reclaim. does anyone know…
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Help - HALIFAX BANK CHARGES!!!
Hi, I wrote to my bank - Halifax back in July 2011 requesting my last 6 years bank statement on all three of my accounts with them. By November i still hadn't recieved them so phoned them. After being on the phone for 45 minutes they agreed to compensate me £30 for my telephone used for the call and rapidly sent out the…
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Ppi help!!
Hi there i hope some one can help me, bIt of a long story. I took out a loan with WFSL a few years a go. then i got into debt, i entered into an IVA and WFSL where one of my creditors, in may 2011 i payed a full and final settlement to all my creditors through my IVA company. this should mean all my debts with all…
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HSBC and Letting Agency charges
every time the direct debit bounces, which it does whenever it goes into overdraft, we get charged £25 from HSBC and £25 + £15 from the letting agency (£25 for bounced payment, £15 for a letter requesting a payment) can i reclaim any of those? surely we can't get charged £65 every time we miss the debit?? supposably its in…
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RBOS Bank charges please help!
Hi all, I have a letter from RBOS saying they owe me over a thousand pounds in charges from a couple of years back, they say they need me to prove I closed the account at zero, the letter reads... Dear Mr... Thank you for sending us a copy of your statements. As our letter (date) requested to provide proof of outstanding…
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Help for a Reckless Noob
Looking for some help and advice please. Was just doing a bit of spring cleaning in January and i found some old documents which states that i have been paying PPI for a credit card and an old loan of which i did not realise. I phoned a PPI reclaim company and they stated that because i was on a Debt management plan they…
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can i still reclaim
Hi, after the court case which settled in favour of the banks for bank charges is it still possible to try and reclaim back bank charges? thanks
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PPI Claim Advice
Hi all, This is my first post so please go easy on me :) . I'm after some advice regarding attempting to claim back the PPI that I have paid for many years on my Barclaycard. I opened my barclaycard account way back in the 90's (can't remember exactly when but i'm guessing mid 90's) but I don't actually remember asking for…
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6 Years Limit
Hi all, Just a quick question, does the 6 years back claiming apply to the date of the charge or as with loans and PPI the date the account was closed. Cheers
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PPI Advice
Hi, Just after a bit of advice on PPI claims. I've never thought about this in depth really but I have had loans and credit cards over the last 6 - 7 years or so. The only problem is I don't have all of the information regarding dates/amounts/final settlement fees ect. For example amongst others, I had a £5000 loan a few…
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Debit card declined in a shop= direct debit returned?
Could someone who actually knows what they are talking about answer this simple question: When I go into a shop and try to use my Debit card despite insufficient funds, my card is more often than not declined. However, I do not get charged any fees normally. If a direct debit bounces, I get charged £8.00 by Barclays. The…
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Bank owes me £800
Ok so here it is, I managed to claim back most of my PPI, :D ...However when I checked payments made to the loan.!!! I saw that the bank hadn't made a payment of £800 to my loan. I called and they said it would be paid off as the loan comes to end :/ hmmm ok I thought and left at that. Loan now closed and no payment made,…
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Last attempt at getting refund of charges etc
Hi everyone, Please can you help me. I have over time written to banks and credit card companies asking for a refund of fees and late payment fees, most of which have said NO to. However, things have got much tighter here and want to try again, what should I do? Is there a letter I could send saying that we are in…
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Opening a new bank account with previous bank charges
i was just wonder if anyone could help me, can i open a new account cyldesdale bank if i have previous bank charges from rbs which are 6 years old? :eek: can someone please help xx
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Little woods ppi
I am new to this posting thing so apologise if it's not right! Can anyone tell me if littlewoods went to index then very? Or is it still little woods catalogue? and what address would I sent my pip claim too? Thankyou x:o :o
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Bank charges
My husband and I opened an advantage gold (joint) account with NatWest which costs £12 a month and covers you for travel and mobile phone insurance etc. My husband already had an advantage gold account so we asked the bank to cancel the advantage gold status on his account as obviously we wouldn't need two. We have…
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Calling Back a Debit Card payment
If I paid a clamper by Debit card and I now know the clamping to be unlawful how long have I got to call back the payment by debit card
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Help Please - santander charges claiming
[FONT="]Hi All. I'm sure this has been asked a million times before, but I’d like to ask just one more time.... i am trying to reclaim charges on behalf of my son who is 19 and when it comes to life, he is a little naive. He was banking with Santander, and back in the summer of last year, he used his debit card, key…
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LLoyds TSB Overdraft charges!! HELP!!
HELP!! I'm a student and I recently went over my overdraft by a really small amount and now Lloyds believe I should be charged £90!! for the privilege. I'm student so there is no way I can afford to pay these charges obviously so I don't know what to do. I have had so much trouble with Lloyds in the past, they decided to…
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Halifax bank charges
Hi there, Does anyone have the address which I need to write to for Halifax to get copies of statements with bank charges on them? I unfortunately do not have my bank account details, will they still be able to send me them? Thank you - just worth a try I think to try again for charges refunded!
