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Bank Charges Claim
I have been with Natwest for over 25 years. Must have paid hundreds if not thousands over this time in charges etc. Thinking about making a claim as 4 years ago I had to finish work and the Bank increased my overdraft facility on my current account without my asking them to do this to When£5,000. As I was struggling…
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Reclaiming old Natwest account bank charges.
Hi all, I need something clarified if i may please? I began to claim my bank charges too late (somewhere around 2007-2008?) I remember having a long wait for a court decision to be made and i think i received a letter from NatWest telling me that i wasn't entitled to reclaim my charges. To be honest with you, the last few…
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Interest on student credit card?
I started using my Lloyds TSB student credit card with a limit of £1000 at the end of November so I could get Christmas gifts and then pay it off in January when my loan came through. Stupidly I didn't make any payments; the guy in the bank told me it was interest free so I asumed that I'd be okay until January when I paid…
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2007 goodwill payment
hi can anyone help me in 2007 I wrote to credit card companys asking for charges to be paid back, they gave me a small payment as a goodwill gesture, could I now go and ask them for the whole amount to be paid back. any advise would be greatfully recieved, thank you.
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barclays bank charges
Over christmas i accidently went over my overdraft limit. When i checked my account at the ATM it said i was still under my limit (prob due to the bank hols) however, when i came back to london (i was home for xmas) i had several letters from barclays saying i was being charged £22 for going over then £8 for each…
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Reclaiming PPI through Claims Advisory
In 2005, I bought a TV from Dixons, on credit. About 6 months later Beneficial Finance approached me and offered me a loan to pay off the TV and have a bit more extra cash. I took up the offer and that was when I was missold the PPI as the agent told me that I had to buy the PPI to get the loan. I am now making a claim…
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LLOYDS TSB - Planned Overdraft charges
Hi there, I am writing as I am very disappointed with Lloyds Tsb and their overdraft fees. I do not rely on my overdraft and only have it as a precaution, having put most of my savings into our house we recently bought and also as an extra protection to ensure I meet all mortgage payments. Moreover, I only have the…
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Success with barclays anyone?
I've heard alot about other banks but not so much with barclays. How good are they in returning these fee's/charges? I sent the initial letter stating how much it all came to and i wanted it back etc, but ive heard nothing. I plan to send more letters soon. Also if anyone has the best address to send the letter to asking…
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First time need advice please!
Hi All, First time posting on here but I have been following for advice and put 2 claims in with Barclays beginning of November 2011. Need some advice please on Claim 2 with the Barclaycard if possible. Claim 1 - £8500 Barclayloan taken out in 1996 that I had PPI paperwork for and I have just today had £2200.00 paid into…
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Egg & Capital One Credit Cards
Hi all, Does anyone have any experience of claiming back from Egg or Capital one Credit cards. I had a Capital one card and did not take out payment protection, but got a number of charges. My wife had an Egg card but did have payment protection. What process did you follow to claim back the funds and were you successful?…
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Legal rules on cheques
:eek::cry: Dear MSE forum, 1. I put a £20000 cheque into my account (nationawide) on tuesday 3 January. 2. I then sent a cheque, dated 6 January, second-class post, the same day from my account to a charity and in an email (which they read) I said to the charity do not put the cheque into your account until the 6th Janury.…
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hsbc and halifax address please
could someone be kind enough and five me the address to hsbc and halifax as I will be forwarding them a letter to reclaim bank charges under finacial hardship thanks. also has anyone been succesfull in claiming back bank charges recently from them. thanks
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Payplan and PPI
Hi, I am in a DMP with Payplan, I recently emailled them asking if they helped with PPI claims, they gave me a name of "stakeyourclaim" .I rang stakeyourclaim and they say they charge 10% plus vat. I then rang payplan who told me that stakeyourclaim is an inhouse dept set up to deal with ppi claims - does this all sound…
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HSBC Unauthorised Overdraft
Hi everyone, I have just checked my current account online and with Xmas i went over my overdraft for 6 days till i noticed and put some extra in there to bring it back within the overdraft. Upon checking this month i have now been charged a flat £100 fee for going over my overdraft. I dont remeber it ever being that high…
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Best company to help me reclaim charges?
Hi. I have used the guides here many times to sort my finances out. So far, I have successfully reclaimed my PPI. I have since tried reclaiming my bank and credit card charges from my bank (Lloyds TSB) using the templates here provided, but haven't had a particularly nice response back. As I cannot really devote the time I…
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Advice on my girlfriends monthly overdraft charges
Hello, As you will see I've just registered with this forum to ask my question - I've been a lurker for years. It's a pretty straight forward query but my girlfriend tells me theres nothing she can do but won't tell me everything and I don't like seeing her get ripped off. She's with a building society since she is unable…
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£12 fees on a catalogue account
Hello all Has anybody had any success in having £12 fees refunded on catalogue accounts ? Have built up about £90 worth of fees and want to try and get them back if possible....it's with J D Williams Thank you Darren
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PPI Halifax
credit card - ppi mis-sold, Halifax group policy sold; february 2003 - Current. what should i do? any advice would be greatly appreciated, many thanks in advance.
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Help!!lol
Hi all,you'll have to excuse me i'm new to the forums. I have had a dorothy perkins store card since about 2003,when i first took the card out i remember paying ppi for unemployment cover (incase i became out of work) but i wasn't actually working at the time,also i know i have paid a few late fees over time,i'm just…
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Reclaiming charges from council
Am a new poster on the forums although have often used as a research tool, so apologies if this info is anywhere else in the forums but i couldnt see it. I get housing/council tax benefit paid fortnightly and our circumstances changed as we had our third baby. Eastbourne borough council automatically reduced the amount we…
