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Reclaim bank & credit card charges
Archives for January 2012
Discussion List
Bank Smart issue with trying to charge
Hi All I have just had the debt collector MIL on this morning who have been instructed by Bank Smart to recover £124 from myself. 4 Years ago, i instructed bank smart to try attempt to claim bank charges back. The then operated under a system that if no bank charges were recovered, then no fee was taken. They never…
Changed of career and lower paid - am i now eligable?
Hello, I applied for a refund on my bank changes a few years ago. My claim reached the final stages before the courts ruled the banks would no longer have to pay out. However, i now understand that i may be eligable again as i have retrained as a hairdresser, am on a very low pay and struggling to make ends meet. That…
Bank charges "dressed up" as facility fees.
Hi I bank with First Direct, and in July 2011 went over my agreed overdraft by an amount less than £2, for less than 24 hours. This should have incurred a fee, but First Direct cancelled this as a good will gesture- although never actually told me that the fee had been incurred or cancelled, as it never appeared on my…
MBNA claim rejection
I have just received a letter from MBNA rejecting my claim for my PPI payments to be refunded. They state that when I opened the account in 1996 that I ticked the box for PPI. Several times I phoned to cancel this and was told because of the level of credit I had (£14000 - even though I never used this amount) that it was…
unsure employment status on ppi claim
Hi really sorry for a question many of you will think obvious but here goes. I have 2 credit cards (2008 MBNA & Virgin) both with ppi ins on, both cards are still running but I cancelled the insurances in 2010 when I was informed I didn't need to have them. I must admit I took the insurance because on both occasions the…
address of ceo??
Does anyone have the address or the e-mail address of the ceo of hsbc bank please? Just got my standard 'not upholding your complaint' this is final, letter from bank and now want to send second letter. Has anyone had any joy in claiming bank charges back from hsbc, there dont seem to be any success stories for this bank?
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