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Littlewoods ( Shop Direct )
Throwing this out there to see if anybody else got any thoughts /ideas on this. I have a current complaint with Littlewoods for just under £500 and have now sent the whole sequence of letters resulting in negative responses thus far. Today I have received a final response letter from Shop Direct saying charges are fair…
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Requested credit card charges - 2 weeks ago
Hi there, Requested my credit card charges for the past 6 years, posted it off 2 weeks ago, however haven't recieved anything as of yet just wondered is this usual do they take this long? It is Alliance & Leicester. Cheers
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Please Help me Understand This letter?
Hi all I recently wrote to Barclays requesting my charges back under financial hardship. I have a reply today, but im unsure what to make of it? It says - "We acknowledge receipt of your complaint about bank charges and your claim for financial difficulty on 18 August 2009. We are sorry to hear about your financial…
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Nat West claim
Hi, I have just had a reply (or a PFO) from Nat West saying that the FSA and OFT test case has given them an extension in replying to my unfair charges claim. There is a hardship form, which I see as something of a threat in that they mention they may take away your debit cards etc. I am in some level of hardhip and could…
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Santander/Abbey Charges
Hi I have an account with Abbey in the UK and Santander in Spain. I used to pay money into my Santander account via the London branch but have been told that this will now stop. The only way I get pay money into my Spanish account would be via bank transfer which Abbey will charge £25 each time I do this. As Abbey are…
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Littlewoods am I doing this right?
just need a bit of support on this, I need to know that I am doing it right? Littlewoods, late payments fee = £386, I wrote to them for statements, and ask for a refund, they said no, TWO years later out of the blue I get a letter from a Solicitor and a court order!!..ok filled in form asking for 28 days, and also that I…
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Finding old charges....
Hi, I've just read one of Martin's info sheets and he suggested still claiming as far back as 2001. I used to have a Capital One card (with lots of charges) but managed to get it paid off when still a student so binned all my info regarding my account. How can I go about asking for charges info when I don't have the…
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"CCD Refund"
I have recently sent in a clain for a refund on bank charges of around £1500 from Lloyds Tsb. they have said that someone will contact me within 7 days to discuss ways in which I can manage my finances better. That was three or four weeks ago and I have heard nothing. The bank seems to be being very awkward at the moment -…
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who gets what?
hi, I was just curious as to how my bank charges refund - should i get it!, will be paid. I owe quite a large amount on my visa card, are the bank (HSBC) likely to pay off this debt and pay me the rest or will they just refund me the money and leave i to me to do what I want with it??? thanks
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credit card charge claim problems
I paid a deposit to a Solar Energy Company and before they had started to install the System they wanted to install a new boiler costing £1000 I cancelled the work. They refused to refund the deposit, because I had invited then to do the job, it was a response to a dropped card. Tesco, the Credit Card Company, want…
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Does anyone have the reclaiming charges template letter?
I'm such a fog-brain. I know you can get the template letters for reclaiming the bank charges on this site, but I cannot open the links that are there. I've also sent the emails to get them in an email, but I'm having huge problems with Microsoft Word, and it's not letting me open anything in it. Would anyone be so kind to…
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llyods tsb hardship and fos
since may 09 i have been attempting to reclaim my charges from llyods tsb which were £872 but this month will increase to over £1000, they acknowledged in a letter sent in july that i was in hardship but would not process my claim because of the test cse being on hold. i contacted the fos whom in turn contacted llyods.…
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Bank of Scotland
Hi there, I am wondering if anyone can provide me with some advice. On Friday of last week, I made a transfer through online Banking to transfer money to another account. I wanted this transfer to take place on the 26th Aug, however, I didn;t realise I selected the 24th and it wasn't until the Monday Evening when I checked…
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Reclaiming Bank Charges when no longer with bank
Hi, Can anyone advise if I am still eligible to claim back my bank charges if I am no longer banking with my old bank? However I continue to make payments through a payment plan on an outstanding overdraft and personal loan. Thanks
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Nationwide claim
Hi All - In 2007 I made a claim for my previous bank charges. /i followed the whole process / template letters from here. My claim is currently on hold at the court. Recently the company who my husband works for went into liquidation and we are struggling finacially to pay our mortgage and credit card bills. I have heard…
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Help claiming back from Lloyds
In August I recieved a letter from Lloyds tp say that i was £3.64 overdrawn and that they would be charging me £15 monthly fee + £6 per day extra that i was overdrawn. In total the charges came up to £45 because i couldn't pay through the call center as they were closed. Upon going into the bank to sort the above out, i…
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Halifax - HELP!
I originally put a claim in for an amount of £840 against the Halifax for bank charges on one of my accounts with them! Since then alot has gone on and i've now entered a payment plan with all my creditors including an overdraft on one of my accounts with the Halifax. I recieved a letter off them today stating that "due to…
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Warning! What happens after successful reclaim
I successfully reclaimed all my sons bank charges for him from the Halifax approx 3 years ago. After this he added my name to his cardcash account and since then I have dealt with all his banking. 2 Weeks ago I made a mistake when transferring some money and it went into the wrong account for 18 hours. The consequence of…
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What do I request? List of charges or SAR
I have 3 debts with Lloyds TSB which I am currently paying back via a DMP. My debts with Lloyds consist of an overdraft, Loan and Credit card. I want to reclaim charges from all 3 of these accounts but am unsure what to send off for initially. If I ask for a SAR I know I will get all info they hold on me for the last 6…
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Bank Charges I cannot afford :(
I received a letter from L.tsb a few days ago saying I had two DD that had gone out without sufficient funds being in the account and they would be charging me £40 for this on the 1st of september. Im now totally stuck. I am totally skint atm with little ones starting school and moving house and i cant afford this charge.…
