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default notice
hello all i am in a dmp plan nearly payed it off.had a look at my credit report and saw capital one had put a default notice on my report on the 31/01/2009.noe i had a letter from them in may saying i had defaulted . even tho not heard from them for ages. so phoned them up and they said arrh yes your in a dmp there mistake…
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bank charges reclaim. hardship???
I need some advice regarding hardship and bank charges. I am helping a family member reclaim charges for RBS, Just over £700 anyway it is a joint account and one of the account holder is not in receipt of benifits for disability, they are paid into a seperate account from the RBS accout and a small transfer goes over to…
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Bank charge - we are going under
We tried to reclaim on our bank charges a while back and were told the usual response. I was quite ill and off work for around 10 months, 4 years ago. Unfortunately this drove us into debt as out mortgage insurance did not pay up - please see my other thread. We gained mounting bank charges and feel the bank was the main…
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Data Protection address of Aquacard
Hi, Anybody, please can you help me for the data protection address for AQUACARD, cant find it in here. I need to send them Letter No.1 for my reclaim of charges. Thanks a lot!
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Halifax Charges help
I have had a student account with Halifax for the past 3 years, my overdraft is rather large (£2000) and has been more in the past. On Tues 4th I went into my unauthorised overdraft by £46, due to 3 transactions. I have so far been charged £28 for the privilege of this and £20 per transaction, (one was for 59p :mad:) I am…
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Has anyone claimed CC charges from more than 6 years ago?
A quick question - I'm trying to decide what to do about my offer from Barclays. In total I was claiming £726.26 and after just one letter they have offered me £634.75, saying that they are only going back to July 2003. I can't help feeling they've been pretty generous, and if there is no precedent for claiming charges…
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Alliance and Leicester current account problems
I have an old A&L account that I know longer use, it has a £500 overdraft limit and I am slowly paying it off. I don't get any statements and can only access it online however a few months ago I couldn't get online with my access details and was locked out, I couldn't get through to speak to anyone on the phone so I have…
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Preempting credit card charges
Greetings money fellows For the last three years I have had an Amazon credit card. Recently, the link with Amazon was dropped and it just became a plain old Halifax credit card. Now, I've always used the online service to pay off my balance and when my June statement came through I paid off the full outstanding amount....…
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Can you claim if you no longer have account ?
I had a HSBC account which has since been closed as i swapped to NATWEST because HSBC stung me for over 500 quid in 1 month on bank charges. This was in april-may 07. I still have all my old Bank statements with the charges on.
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Bank Soulutions (possible scam!!)
HiI was called on my mobile last week by a chap from a company called bank or banking solutions. He claimed that following the court ruling recently re bank charges, the organisation had been tasked with crediting bank account holders with money they had previously paid to their banks following charges for overdraft,…
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Bank charges incurred unfairly
Hi guys my first post, was directed here on a recommendation from a friend who suggested you may be able to help with my dilemma. I have had conflicting responses to whoever I approach with the following problem with some saying the bank should drop the charges and others saying RCI are to blame: A few months ago a direct…
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Can I claim again?
Hi, I have previously claimed for my bank charges and got them back from the Halifax (totaling about £1,200). Does anyone know if you can claim again for ones taken since? My original claim was a few years ago and they carried on claiming the £30 or so everytime I went over until about a year ago when they jumped on the…
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Trying to reclaim but being chased by solicitors - help!
I am sorry if this repeats a query already raised on here, but I wonder if anyone can help? We used to have a current with HSBC until last November, when they pulled the plug on an existing overdraft and cancelled all our direct debits. This was after we had tried to reclaim just over £2,000 in bank charges, under the…
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Lloyds TSB - Charges
I received a letter from Lloyds saying they had not been able to pay a direct debit and that i was 96.48 overdraw and that they would be charging me a monthly fee of 15 pound for a unplanned overdraft as well as a daily fee of 25 pound for me being nearly 100 overdrawn this has now gone to 116 overdrawn and they will now…
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Bank Charges HSBC
New to this so please bear with me. Im not sure what I can reclaim from my bank these are the items that are on my statements debit interest, pre notified charges,overdraft arrangement fee, notified fees, In february alone i was charged £21.91 and also £125.00 this seems quite a lot . CAN ANYONE HELP ME PLEASE.:confused:
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reclaiming bank charges for natwest through company called i smart advantage claims
has anyone heard of i smart advantage claims, we are claiming our charges through them. fed up waiting for news on when we will get charges back. does anyone have any info ?
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Mbna -help
I sent off my first letter to MBNA, including a £10 cheque and gave them a 40 day deadline. The 40 days are up today with no sign of a response. So i have 2 questions: 1. They've clearly ignored me so what is the next step? I didnt send my letter recorded delivery so do i need to give them another 40 days?? 2. To anyone…
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Reclaiming Bank Charges - Nationwide
Hi there I sent off a letter in March reclaiming my bank charges with interest totalling £897.85. I filled out a means form and sent it back to them, they then wrote to me in May and said considering the information I sent, I was not experiencing hardship, and I should leave enough money in my bank to cover direct debits,…
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How long for reply?
We sent halifax our claim for hardship 14 days ago by recorded delivery but still no reply, how long do i wait before chasing this up? Its for £4000 in charges but even if they only offer us a little bit it would help lots.
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OMG Halifax has just made me an offer for repayment of charges?!?
I have had over £2,000 worth of bank charges taken by Halifax, which totally crippled me financially, I have now finally had an offer because my circumstances are so dire but it £1,127 when I'm owed another £1,000 - can I negotiate or should I take it and deal with the rest later? It's great but it doesn't get me out of…
