-
finacial hardship claim back
hi, ive read about the hardship section and getting your bank charges back, can anybody expllain how it works,i match the criteria but dont know how to start a claim and do you stand any chance of getting a payment out of your bank,im with tsb at the moment if that helps?:confused:
-
Ombudsan didn't uphold - further letter?
Hi all, I've been trying to reclaim charges from a joint account i had with my partner since early 2008. My partner died in 2005, tragically of suicide, with the financial mess he’d got himself into being a big part. We had a joint personal account and I am executor of his estate (debts) as mother of our only son. I got…
-
Unpaid Wages = Unpaid Direct Debit
Hi, I was just wondering if someone could help. Last month i was not paid by my employers on the usual date that i should be due to a human error. Now this person who made the human error is a a lovely person, however, because these wages didn't go through i had 2 Direct Debits bounce, which i paid as soon as i found out,…
-
abbey bank charges
hi i put in a hardship claim with the abbey they have sent me a letter this morning saying they are at the 4 weeks stage that they endever to get back to customers within and they require longer is this a good sign as they have not just said no or is it prob just due to back log.
-
halifax address
i have been sent a hardship form by the halifax, they said reply envelope enclosed, it was not, does anyone know of address to send to halifax, dont want it getting lost in internal mail system want it to go to the right person
-
Gutted!!!!!
OK so i have a claim in that was stayed for bank charges to the royal bank of scotland, in the meantime they added further interest and charges etc, upshot I had them take me to court for the full amount (inc my charges ) over 5k, the judge threw out my defence re the charges, and now i have a CCJ for the whole amount inc…
-
Reclaiming from old bank accounts
Hi - I have a question about reclaiming. I'm currently thinking about changing my bank account but I'm concerned that if I close my existing current account I won't be able to reclaim charges from it in the future, or get the statements necessary to identify the charges I wish to reclaim. Will I forfeit the right to get…
-
'Reserve Usage Fee' can I claim it back
Hi wondering if anyone has a quick answer for me... Husband has been found to be hiding debt from me in his personal current accound and credit card. He is now very overdrawn, and has been frequently for 18 months+. He has no authorised overdraft, but his bank (Barcleys) 'allow' him to access a reserve of upto £500.…
-
FTAO who??
Hi, I'm about to post a letter to my bank asking for my charges back, according to the guide on this site, I can send to my local branch, but should I be sending it to a certain department/person or will the bank in general be fine?? thanks
-
can someone help please? need advice
i have a student account with halifax and have just gone over my overdraft by £8. This has happened after i made a £10 payment to my student credit card 2 months ago, realised it hadn't gone out and still wouldn't after many trys. So i paid with another card and now it has all of a sudden come out of my account and halifax…
-
Direct Debit not set up by Halifax - I'm being charged
Hi all So I took the advice of this website and two months ago applied for, and recieved, a Halifax Cashback Credit Card. Now I'm usually pretty good at doing things right, but in this instance it seems that the Direct Debit was not set up, as my card is now blocked and I'm being charged late fees and interest. I'm 100%…
-
reclaim disaster!
Hi, I am new to this forum but I felt I had to get this off my chest. As my username suggests, I am a financial nightmare. If I can make a bad financial decision, I will. I don't intend to, but it happens. I take full responsibility, I am reasonably intelligent and know what I am doing most of the time. However, when it…
-
Want to put in 2nd claim, would we meet hardship rules?
Hi all, back in December 2006 I started the process of reclaiming from HSBC, I requested a total of £4409 be refunded. I receieved a settlement offer of £3595. We could have gone back and pushed for the full amount but at the tim we were just glad of the money. In August last year my husband was made redundant, he set up…
-
Can I make a Claim now?????
Hi, I have claimed from Barclays before and got back £300, Since then they carried on with the £30 charge for a while then they brought in the reserve system which basically meant they still got £30, we saw this as a bit of a con so opted out of the scheme. We now get a charge of £8 for every missed payment, we are…
-
Bank Charges - Can they continue while 'on hold'
Good Morning! I've currently been having arguments with RBS since November '08 regarding my account. They originally charged me for a failed payment, and when I sent them in a letter of complaint in November 2008 they ignored my letter. (They claim that they didn't receive it) I then wrote to them again in February but…
-
please MBNA's address
:confused: please can someone help me on how found address for MBNA to ask them to refund the money also for debenhams card first address for statements. thanks
-
Myself v LLoyds TSB
Hi All I have my own thread going for my Claims with Abbey and few others. I am doing LLoyds TSB for my other half. He has all the statements so that bit is easy, can anyone tell me the address where to send the first pre lim letter to, I have had no dealings myself with LLoyds so am unaware. Any help is appreciated as…
-
Bank chargers, debt recovery, Abbey national.... advice much appreciated
I'm looking for some advice I had an account with abbey national approx 6 years ago, every month for approx 2 years I would receive approx £200-£300 worth of chargers. In the ned I was in a right mess, as I was so broke I used to go straight over drawn again to make up for the bank charger.. a year later I couldnt afford…
-
Claiming Back Bank Charges?
Hi, Back when I was very young and niave (from about 18-21 and I'm 25 now) I had bank accounts with Barclays, Llloyds TSB and Natwest which all went overdrawn with bank charges. After my sister managed to claim back £350 in two weeks from Barclays it got me wondering if I could do the same. All of the accounts went…
-
Can we claim for unfair bank charges after a claim?
I have a similar scenario to Lukey84 that has already been posted. I managed to reclaim 'unfair bank charges' just prior to the current refund/claim freeze due to the ongoing test case. Whilst I have managed as far as possible to keep within my agreed current account overdraft, the current economic climate has…
