-
Can the Bank freeze an account while claiming unfair charges?
Hello All My otherhalf and I were discussing this the other day and when I said I was about to follow the advice on here (thanks guys its great to have all this info BTW :j) and he had a fit saying NONONO the bank will freeze the account - he has "heard" that some people have been left without a bank account once this…
-
nationwide statement of charges also including interest?
Hi am about to send off the letter stating financial hardship after receiving statement of charges. They have also included interest charges which I had been charged for use of overdraft. Should I include these in the total amount I claim? I wondered if it was a tactic by them to get me to claim for the full amount so they…
-
hardship case
hi, i have put in for bank charges reclaiming and the bank has put it on hold, i have checked the hardship checklist and believe i could put a claim in for hardship, but what should i write in the letter, regards
-
Credit Card Charges
Has anyone every used a Solicitor's practice in Manchester called "GR Solicitors", if so how did you get on with them. We are curious because we have used them and we are not happy with them at all. If has been a year and they have not sent kept us up to date with progress, they have not returned phone calls are anything.
-
Lloyds Bank
My wife and I have found that lloyds Bank will not consider any financial hardship difficulties even after the Financial Ombudsman took up our case. We have been judged to be a hardship case and lloyds were sent a letter confirming this, the Ombudsman just took Lloyds side. lloyds told them that we were staying within the…
-
Scared to claim £3000...
Hi all - newbie to posting but am a regular reader. I worked out that LloydsTSB have charged me £3000 in bank charges since 2001. I already have a £3000 overdraft with them and owe them about £4500 from a personal loan. I know that if I made a claim, and won that they would hopefully cancel out the overdraft. I am worried…
-
re clame credit card charges
hi I want to clame charges back on a virgin card also a mbna card both wih money on, but iam unable to get another card to pay these off. if thay was to pay out and close both cards could thay make me pay both full amounts on on cards rightaway? or would thay just stop me useing them?:confused:
-
Possible Bank Charge - not my fault
Luckily, I've never been charged by the bank before, however, I booked a holiday on Monday, and the deposit has been taken off my Debit Card twice, which has resulted in me going overdrawn. I rang the holiday company, and they say the second charge has already been refunded, (They're with Barclays, I'm with HSBC) so I also…
-
Bank charges question
Hi, I don't know if anyone can help or not but I sent my letter off asking for a list of all the charges and my bank (Barclays) sent me all my statements (in banking format) and now i'm not sure what to do??? Can anyone help??? Thanks
-
Natwest - keep charging wont accept claim - at a total loss
Right... First post here so be gentle!! * At christmas my wife utilized the overdraft facility on a dormant Natwest account. * Later that month just as we were about to repay part of the overdraft natwest debited a couple of pounds interest. * We incurred charges because THERE interest charges pushed us over our limit. *…
-
Halifax bank charges!!! We need help!!!!
Hi me and my partner dont know what to do now! We submitted our letter to Halifax in late 06 and received a confirmation saying they have received it, next we got a letter saying that charging process have been put on hole until the test case had been, we now have no idea what to do next!?!?! We are claiming for over £2000…
-
Allaince & Leicester help need with charges sent to debt collector
Please help someone. In August of last year I opened a Premier Account with the Alliance & Leicester (on the advice of this site to get £100 bonus). IF ONLY. Not only didn't I get the bonus they are taking me to debt collection for over £400 on a account I never actually ever used. Apparently "I agreed" to switch over my…
-
Nick Clegg & David Cameron reply to Bank Charges open letter
The following is a discussion of two news stories. 1. 12. August 2009 Nick Clegg. "Lib Dem leader Nick Clegg has pledged legislation on bank charges to back the MSE campaign to ensure everyone who's had an unfair charge will get their money back without having to ask. Full Story: Lib Dems pledge Parliamentary motion for…
-
Reclaiming Charges From 2 Accounts At The Same Bank...
I had a basic account with Abbey, and i've had my current account with them for the last 2 years. I have charges to reclaim on both of them...do i have to send 2 letters and £20, or just put both account numbers on 1 letter and send £10? :confused: Also, how have people found them when relaiming using the Financial…
-
Barclays business accounts
Hi I am attempting to claim back business account charges from barclays. has anyone had any success from Business account? With Barclays? Any help appreciated????
-
Reclaiming while in a payment arrangement
Hi all, Bit of a spanner in the works here. Can one go through the process of trying to reclaim bank charges and credit card charges if one has effectively breached the terms of the initial agreement and is in a reduced repayment arrangement with the creditor? Is trying to have these charges re-paid likely to make the…
-
Bank Charges "claim again"
In August 2006 i started proceedings to take Halifax plc to to court to reclaim £4070 in bank charges. After a long battle Halifax plc gave up and paid me my claim in full 3 days before we were due in court. Well chuffed. My question is "can i take them to court again" I have just received a letter from them to say that…
-
Link to IVA/CC question
For those interested, or who have IVAs with a lot of CC debt: http://forums.moneysavingexpert.com/showthread.html?t=1873465
-
Can I recover bank fees for going into overdraft?
Hi there, I've just discovered that I have been getting charged £25 each time I make a transaction on my account when my account is overdrawn. £125 this month, and looks like it has been at similar levels for a while now without me realising (yes I am useless). Is it possible to get some of these charges back? They seem to…
-
Natwest - Extra charges for settling direct debit
Hello, short story is me and gf both have Natwest accounts into which we pay monthly salaries. We then manually transfer out half our rent each into a shared account which is then taken out on either the 7th, 8th or 9th of the month. This month we both forgot to make the manual transfer by the 7th and the rent payment came…
