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MBNA Reclaim Help Needed Please
Hi All, Need some advise here. I have submitted and gone through the process of trying to reclaim fees relating to my MBNA credit card. All of the charges were made up of £12.00 charges, but as I despise MBNA with such passion I still wanted to reclaim in the region of £300-400. I received a letter stating they were…
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alliance and leicester overdraft issue.
Hi everone, first post here. I opened an alliance and leicester premier account a few years back but stopped using it after a short while and just took advantage of the free over draft. A couple of months back i had a letter from them saying they were cancelling my overdraft facility and i needed to pay it off. I thoght…
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Reclaiming financial hardship if married?
Im married, we have a morgage and my husband earns a good wage. However, on a personnal level, i am in the mist of setting up a business, have about £10k in personnal debt (out of necessity, not frivalous buying... ie: paying car insurance etc, tax bills cos if i had taken it from my months wages i wouldnt have had enough…
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Debt of £444.69 from direct debit charge i paid back
Hi, I set up a bank account a few years ago and they set me up 2 accounts because i got sent 2 bank cards etc... Anyway i accidently set up a direct debit with the bank account i don't use so i got charged £30 when they tried taking out the direct debit, instead of disputing it i just paid the £30 charge and a few days…
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BOS: Charges + Withdrawing my overdraft + Getting a loan to cover my unrenewed limit?
As posted in the main thread, I feel it's fairly specific to my situation but searching didn't produce much fruit on similar threads. SUMMARY: My overdraft is up for renewal of £2,7500 on the 23rd. My current renewal amount is £0. So I will be in debt to BOS. I have a meeting on Friday lunchtime to discuss my situation,…
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reclaiming from natwest
Has anyone had any success claiming from natwest recently? i started my claim in may, as i am claiming financial hardship i was sant the form to fill in which i did along with a letter explaining my financial position. i sent this on 11th june. the only thing i have had back is a letter from the collections centre saying…
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sar for everything including telephone call recordings
Im not claiming back bank charges , infact not claiming back anything. I have a dispute with insurance company and would like to do a sar for all info on their system along with all call recordings they have made. What I am wondering is what template would I use?
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Help....Lloyds tsb and student o/d charges
Hi...Just in need of a little help....I have an overdraft limit of £1500, last month I went 24p over my overdraft limit and have just had £51 overdraft charges taken out of my account and taking me overdraft again....I am a student nurse and only have my nhs bursary to get by on...and because of these charges I am…
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Bank reclaim and Ombudsman
Hi I put in a claim to my bank right at the beginning of this issue and when they refused to repay the money I then sent everything to the Ombudsman. Since then the matter has been put on hold. I am finding it extremely frustrating that I cannot get further on this issue purely because my bank has continued since my…
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Hello,my debts have been passed on to recovery agencies
Hello,my debts have been passed on to recovery agencies HI,like the title,i've had charges off HSBC andLloyds going back years but they have passed the debt onto recovery agencies can i still put a claim in against the bank? Plus i'm going for hardship.Any advice? thanks
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Lib Dems Say Banks Must Repay Charges!
Oh goody! It's a shame they aren't sorting this out! Mmm.. Jumping on a popular issue methinks! I wish they were! "Party leader Nick Clegg is to table a Parliamentary motion backing a campaign to force banks to repay so-called "rip-off" charges automatically, rather than requiring customers to reclaim them."…
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Conned into taking out a high interest loan ...
Hi there, I was wondering if anyone could help me with this query. Around 3 years ago I had the usual phone calls from the bank that they could help save me money etc etc. I arranged a visit and they advised I should consolidate an overdraft, existing loan and a credit card. I like to think I know what I am doing generally…
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Fed up with HSBC can I close account but still claim?
Dear Forumers, HSBC aren't that great, so I've switched. I'd now like to close this account. If I close it are my claims to obtain my unfair bank charges still applicable. I've tried to contact Citizens Advice but they're not too sure Thanks Skylight :o
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CCJ Relating to Bank Charges
Hi Everyone, 2 years ago i sucessfully reclaimed by bank charges from HSBC. However, I did incur a CCJ from HSBC which ultimatly was because of the 2k plus they stung me for charges. What i need to know is, can i ask for this CCJ to be removed as its causing me no ends of problems and it looks like it stuck to my credit…
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Finding out about bank charges
Hi all, I'm considering starting the process of reclaiming bank charges, however I dont know how many charges I have incurred over the last 6 years. Is it possible to ask the bank for a summary of the charges - are they obliged to do this? Apologise if this has been posted elsewhere, I did look at the article however it…
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Over Claiming!!
Hi All! First post so please be kind. If I claim for more than I am entitled, what will happen? My charges range from: Unpaid Item(s) charge of £38 GTEE Card PPYMT Fee of £35 REFERRAL CHARGE of of £30 A/C Charge of £10 Are all of these items 'claimable'? What will happen if I claim for to much? will it be…
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Barclays "premium" account - mis-sold?
Hi, during a chat with an older guy in the office today it came about that he had a "premium" bank account with Barclays which he is paying circa £12 a month for. I asked him if the benefits he got was worth £144 a year and after a couple of taps on the calculator it turned out that it wasn't. He said when he took the…
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Bank charges reclaim processed but still unhappy with bank
Hello. I have received a goodwill payment of roughly £300 of £1200 from my bank in unfair charges. I am still very unhappy with them and would like to close my account and go elsewhere. Would this be advisable under the circumstances and could it affect my claim with them? Thanks. H
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reclaiming credit card charges with a debt collection agency !!
:eek: Going to attempt reclaming my past credit card charges. Does anyone know that if your credit card is now with a debt collection agency whom I am paying a small amount off too!, can still reclaim thier charges when they did have use of a credit card ? Help please not sure :confused: :confused: :confused:
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alliance & leicester claim in hardship
Hi A couple of months ago, I put a claim into the Alliance and Leicester to reclaim my bank charges. I claimed hardship since my husband has been made redundant. The last I knew, they were looking into the matter but would get back to me by 31 July. I haven't heard from them but upon checking my account today, I have found…
