Fed up with HSBC can I close account but still claim?

skylight1999

Dear Forumers,

HSBC aren't that great, so I've switched. I'd now like to close this account. If I close it are my claims to obtain my unfair bank charges still applicable.

I've tried to contact Citizens Advice but they're not too sure

Thanks

Skylight

Ralphy101

If the account is in the black or £0.00 why close it?

Im not quite sure on the closed account/reclaim however again just rip up the card and still and wait until the test case etc. is over. That's what I would do!

natweststaffmember

skylight1999 wrote: »

Dear Forumers,

HSBC aren't that great, so I've switched. I'd now like to close this account. If I close it are my claims to obtain my unfair bank charges still applicable.

I've tried to contact Citizens Advice but they're not too sure

Thanks

Skylight

Yes it is still applicable.

cozzie

Was just wondering something very similar.

I have been reclaiming my OH's charges from Natwest for him and we have just received a letter saying that his hardship claim has been accepted and to sit back and wait for an offer :j.

However, his account has been closed for a couple of years......Will they just pay it by cheque?

Many thanks.

PS - Anybody with experience of this happening have an idea of how long they take to come back with an offer (and how well they may 'cough up') - I'm so impatient, but we also have loadsa his priority debts to sort out so this is coming as such a blessing - we're currently in the process of moving in together.

skylight1999

Thanks for your help. Wanted to close the account as they charge me £29 per month for the privalidge of having a "bank account plus" with them.

Skylight

natweststaffmember

skylight1999 wrote: »

Thanks for your help. Wanted to close the account as they charge me £29 per month for the privalidge of having a "bank account plus" with them.

Skylight

Ask them to downgrade to a non fee paying account.

natweststaffmember

cozzie wrote: »

Was just wondering something very similar.

I have been reclaiming my OH's charges from Natwest for him and we have just received a letter saying that his hardship claim has been accepted and to sit back and wait for an offer :j.

However, his account has been closed for a couple of years......Will they just pay it by cheque?

Many thanks.

PS - Anybody with experience of this happening have an idea of how long they take to come back with an offer (and how well they may 'cough up') - I'm so impatient, but we also have loadsa his priority debts to sort out so this is coming as such a blessing - we're currently in the process of moving in together.

Providing he owes no money whatsoever to the bank then yes I would expect them to pay by cheque.

PARIS_5000

skylight1999 wrote: »

Thanks for your help. Wanted to close the account as they charge me £29 per month for the privalidge of having a "bank account plus" with them.

Skylight

HSBC do not force you to open a fee paying account because they offer a current account or current advance which are non -fee paying accounts and you could have said no to the fee paying account.

I have been a HSBC customer for a few years and have never any problems with them or charges.