We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has anyone claimed CC charges from more than 6 years ago?
auntie_prawn
Posts: 18 Forumite
A quick question - I'm trying to decide what to do about my offer from Barclays. In total I was claiming £726.26 and after just one letter they have offered me £634.75, saying that they are only going back to July 2003.
I can't help feeling they've been pretty generous, and if there is no precedent for claiming charges earlier than 6 years ago I might accept, but if actually there are instances where Barclaycard have paid out on charges over 6 years old I might try one more letter and see where I get to.
What do you think?
Thanks,
Prawns
I can't help feeling they've been pretty generous, and if there is no precedent for claiming charges earlier than 6 years ago I might accept, but if actually there are instances where Barclaycard have paid out on charges over 6 years old I might try one more letter and see where I get to.
What do you think?
Thanks,
Prawns
0
Comments
-
auntie_prawn wrote: »A quick question - I'm trying to decide what to do about my offer from Barclays. In total I was claiming £726.26 and after just one letter they have offered me £634.75, saying that they are only going back to July 2003.
I can't help feeling they've been pretty generous, and if there is no precedent for claiming charges earlier than 6 years ago I might accept, but if actually there are instances where Barclaycard have paid out on charges over 6 years old I might try one more letter and see where I get to.
What do you think?
Thanks,
Prawns
Ok, can you tell me whether we are talking Credit Card charges or Bank Account charges? I know the title says CC charges but I need to be certain that CC means credit card.0 -
The dumbass in me forgot to read the rest of the post. In that case the answer is yes on the 6 year limit.natweststaffmember wrote: »Ok, can you tell me whether we are talking Credit Card charges or Bank Account charges? I know the title says CC charges but I need to be certain that CC means credit card.0 -
Thanks for responding so quickly - I'm assuming you mean by your response that there is no precedent for longer than 6 years and therefore I'd be better accepting what is offered now?
Thanks,
Prawns0 -
If it amounts to 6 years worth of charges then yes.auntie_prawn wrote: »Thanks for responding so quickly - I'm assuming you mean by your response that there is no precedent for longer than 6 years and therefore I'd be better accepting what is offered now?
Thanks,
Prawns0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards