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Success with Abbey
Hi I just thought I would share a story. This is nothing on the scale of some of the reports here, but anyway... In January, I wrote a cheque for £130, by my own fault, I went £12 over drawn... but they did honor the cheque. I did not even know I had gone over drawn and paid in money later... Out of no where, in the middle…
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How can we put pressure on the fsa to lift the waiver
i am new here and would like to know if there is any way we can personally individually put pressure onto the FSA to lift the waiver on the 22 may, i have followed the case closely and tentively and agree with Martin:money:that we need to pressure the FSA, the way i think the banks will go is to appeal the judges decision…
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Need clarification on what I can and cannot claim back.
I'v heard quite a fair bit recently about people claiming back their Overdraft charges etc. and I'v never given it a moments though, but given how much I have been charged over the years and in conjunction with the article in yesterdays News of the World, I decided to see what I could and couldnt claim back. On my account…
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first charges i ever got..
ok i was out trying to get a lone to put down a deposit on a house, i was 19 at the time, and because i had no credit record the bank (Halifax) sugested i built up a credit record by gettign a mobile phone contract etc.. and gave mt a £250 overdraft, around the same time i took out a life insurance with Halifax, seemed…
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Managed Loans..
Hi guys, I'm just after a little advice... I had to take a managed loan back in 2004 and was paying £40.00 per month to cover the costs. I've just managed to logon to my online banking for that account for the first time and noticed that from each payment of £40 I've been paying every month for the last 4+ years, £21 - £23…
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Court Case's
Hi if anybody's got an answer for this then i would be much thankful. Have a court case set for the 1st of May about PPI charges on my credit card. Originally this was down for the new telephone conferencing however this weekend i received a letter from the courts stating that i now was going to have to attend the court…
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Confused (as usual...)
This is a simpleton-type question, so please don't larf (well - not too much, anyhow...) - in the letter first sent requesting charges data, is the address at the head of the text for the relevant bank that of the head office or the local branch? Thanks! (Ulp..)
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Loan with bank - claiming back charges
I have a loan with my bank, HSBC and a credit card, I am wondering if I should start the process of trying to claim back my bank charges. However, I am worried that they will demand that I pay back my loan with them. Any ideas or thoughts?
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£105 Charge For Going £20 Overdrawn!!
Hey! How can they justify this as fair? On the Wednesday, I went £20 over my limit, on the Friday I put in £100 which brought me back under. I spend enough to keep me under the limit, I made sure I did, then yesterday I get a letter in the post saying I've gone over £100 over the agreed limit. I then check my online…
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Paying In Charges
As a small social club paying in cash each week to our bank, it has been noted that we are being charged about £150 to £170 each month. Advice to whether this is all legal and above board would be of a great help. If so is there a way in which we could save money on paying in our money to the bank ? Thank you in advance…
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bank refused cheque -now charges -help please
wonder if anyone can help here please my uncle has been denied opening various bank accounts and because of this I have just got a credit report for him anyway he owes around £2300 to Halifax about this time last year he went into Halifax to pay it off by cheque the customer service person refused the cheque and apparently…
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can I claim
Hi. This is my first ever post so please bear with. I have quite a few credit cards and over the years I have been charged for numerous late payments amounting to quite a bit but it was always my fault for ignoring my mail. Can I claim these late payment fees back or is it just for going over your limit charges you can…
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Co-op Bank - charged for insufficient funds (Under 18)
I'm a 17 year old currently studying A-Levels, so my bank account is generally pretty lean, but I've always been quite good with my money; saving up for something I really want then getting it. But just this last week I've needed some things off ebay, for myself, and I have bought something for a friend, and I got the…
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Credit card charge -Question?
I had a visa credit card however got into difficulty paying it and it ended with a Debt Collection agency taking over the account - i have been paying a token payment for a few years now as i am on income support - can i still claim back my charges even though it is with an agency??
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Money took 12 days to clear my account!!!
please help! i recently went shopping to my local asda and filled up with petrol on the way home. i thought that the money must of cleared from my account when i looked 5 days later, however i have just been doing some online banking and my account has been over drawn!!! the groceries came out 3 days after my visit to asda…
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Reclaim Natwest bank Charges
The banks are now quite threatened by our actions :j, why am I saying that, simply because I have sent my first step letter on 14/04 and got all my administrative charges sent to me by 25/04.:T But the ever clever bank, sent me all bank activities for the past 6 years, so you have to take some time to read them through and…
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RE: No charges on statement sent
I followed Martin's step by step guide on reclaiming bank charges, called Barclays & requested all my statement of account as far back as 6 years but surprise surprise cannot see any charges despite its obvious that I had over drawn agains either my authorised as well as unauthorised overdraft limit. I am sure they charged…
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My story
Fist off i would like to say hi to everyone and big hugs for the help. What has annoyed me about my lloyds account is the treatment. ill make this as brief as poss, so no one falls asleep reading it. I've had my account for about 4 - 5 yrs now and everything was fine as far as i knew. Im not grt with cash so i left it to…
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Why the slight change in template letter?
I notice that the template letter has been changed to add the words going in to an unauthorised overdraft - is there any particualr significance to that? I am writing to request that you repay all the default charges that have been applied to my account during the past six years from the date of this letter. I do not…
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Any payouts after The "stay" in August 07
I put my claim in with the Abbey in Feb 07 and due to Abbey being one of the worst to pay out didnt get mine before the oft put stop on all claims in August while test case was going thru. But while i ve been browsing the site it looks like some new claims after August have been paid out. Is this true, has anybody been…
