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Credit card charge -Question?
dennie-
Posts: 1 Newbie
I had a visa credit card however got into difficulty paying it and it ended with a Debt Collection agency taking over the account - i have been paying a token payment for a few years now as i am on income support - can i still claim back my charges even though it is with an agency??
0
Comments
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Yes you can. But first you should send the agency a CCA request, if they can't produce a valid CCA (Consumer Credit Agreement), then you can stop paying them aswell.
Better info here..
http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/0
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