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Could some one advice please.........
Hi im new, Im posting on behalf of my husband, over the years he's been charged large amounts of money and has put in claim to get it back, he did this in June 07 at least. Could some tell me have they def put bank charges on hold, and he was only told at the weekend from his accountant he could claim businness charges…
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Thoughts A&L
I've recently started the process of applying for the bank charges levied on 2 accounts I held with A&L. Having used the template letter and enclosed my fee for 10 pounds on the 26th of Oct., I received today copies of statements for 1 of the accounts and a detail of correspondence since the opening of that account. They…
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pay pal charges
hi not sure if anyone here can help me or even if im posting in right forum i have been charged by paypal when i tried to withdraw money to my account but the account was closed(i recently changed my bank account but believed both stayed open) they charged fourteen pound as money could not go inti my old account now i know…
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FOS say no banks paying out
having wasted three months stupidly thinking that FOS were actually there to help- the consumer, this is what they are now saying (pasted below) I cannot believe this!!!!!!!! T hank you for your emails of 6 and 12 November 2007. Your case has not yet been allocated for further investigation and we have not yet contacted…
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Problems with some threads?
Due to yesterday's hardware problems some of the threads aren't loading properly but the techie team are working towards fixing this so please bear with us and if you can't find the answer you require just start a new thread meantime. As always have a read of Martin's articles for many of the answers you require.…
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Going to court. Need advice ASAP
Going to court this week and am trying to sort out paperwork. Almost wishing I'd never started this, or that I'd gone to uni and become a lawyer! Please give advice if you know what I should be putting in a Legal basis for a claim. :confused:
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Just lost my rag on phone! What can I do?
Around 8th October, I was really ill. I had a serious asthma attack and I was struggling to get over it for a few days. Because of this, a few things slipped my mind. I forgot about two DDs coming out and didn't get to the bank until later in the day. I paid in £110, which more than covered the DDs. They wrote to me on…
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Can HSBC close my account if I claim charges back from First Direct as they are....?
I know the answer is probably no...but I just wanted to double check. Can HSBC close my account if I claim charges back from First Direct as they are part of the same group? I've just opened a new bank account with HSBC as a safety net in case first direct close my account as I'm going to try claim my charges back, but I…
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Overdrawn charges - changing my account
Yes, I've been very foolish and for some bizarre reason, I didn't change my 'Current Account' to a 'Student Account' before I started my degree, and almost inevitably, I've gone overdrawn. I'm with a popular high-street bank, and they charge me £30 for everytime I do go overdrawn. So I guess I just pay this charge? Can I…
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Help im confused!
I was sent a letter from CC company telling me they were canceling my payment protection cover, is this the same as PPI? I didn't even know i had it! only since iv been managing my debt i have realised it was on my credit card. Can i claim it back? Also my bank sent me a letter sayin: We will charge you as follows for…
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Can I claim back charges if in debt management with company?
Since I have had a baby, my spending escalated and now I have entered debt managment with Payplan. They have contacted my 'ex' bank with whom I had a credit card and loan, store card company and another credit card. although these lovely people have agreed the reduced payments I am still being charged for a late payment…
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Slight Confused about claming bank bank charges
Hi their can any clear up the issue with bank charges i'm having, can i claim back bank charges currently of is the whole thing on hold??? thanks for your time guys andy
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Mcol (?) / court or Financial Ombudsman - idiot's guide please?
there are so many abbreviations I'm getting confused. Is the mcol the online 'court' or just a fast-route which you start online and then probably have to go physically to court? the ombudsman - that's a complaint route only I suppose and am I right to believe they will take many weeks to come to a decision and that will…
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HSBC Business Account
I have a HSBC business account, I run a very small business selling web hosting as well as the odd bit of web design, I'm only 21 and currently a fll time student, if I'd realised the charges were structured differently for business accounts I would definately have used my personal account! But anyway, HSBC have charged me…
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Australian bank charges
Hi, I have recently sent a cheque for £70 to someone in Australia, last night I received an e-mail from them saying that the cheque had been dishonoured and that their bank (ANZ) had charged them $255.85 (£120.20) and they now want us to pay the charges plus the £70. We have recently moved back to the U.K from France and…
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Reclaim airport tax
Hi I'm not sure if I'm posting this in the right section but I couldn't think of anywhere else for it to go. I've recently been told that you can reclaim the airport tax on any flight that you have bought but then didn't take. I'm wondering if anyone has already done this and has any advice or any template letters etc?…
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Stop Further Bank Charges
I have contacted the Halifax today because they keep adding charges on top of charges to my account even though i have told them i cannot afford to pay-found out today that you can get something called a TRI put on the account-dont know what that stands for-neither did the girl i spoke to at the Halifax-but basically it…
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Barclays have made an offer
Now heres a funny thing Put in a case for a client on the 24th of August, obviously long after the stay, on a clients business account. Barclays have now made an offer!!! The actual claim is not 100% straightforward as it is a business account and I am awaiting details of some of the types of 'charges', some of them I…
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Scottish Bank Charge Claims get Go-Ahead!
I was reading the Herald, scottish newspaper that scottish consumers are successfully claiming their money back. Despite the freeze on english bank charge claims, it appears you can apply to a Scottish court and get your bank charges reclaimed. Even if you are domiciled in England and provided the head office of your Bank…
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halifax chaps charges - advice needed
Yesterday I tried to move £20,000 from my halifax current account they refused to let me move the amount in one payment unless I paid for a chaps transfer. A manager who told me the only way I could get my money that day was to pay the fee. (or take it out a branch in cash..if i could find one with that much available!!…
