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HSBC - I sued them now they're suing me!! HELP!!
My case history: I was paying off an overdraft from HSBC via an agreement with Metropolitan Credit Services. The amount of the overdraft was £1808.06 and I was paying around £50 per month. I calculated that HSBC owed me £1750 in unlawful charges. In December 2006 I began the claim process which culminated in my issuing a…
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Can my girlfriend reclaim any charges made by her credid card company??
Hello again, My girlfriend thinks that ignorance is bliss when it comes to repaying her credit card balance. Now I know quite a few of you have successfully reclaimed your credid card charges, so I'm wondering if my girlfriend can do the same. However her situation is not quite the same as most people here in the UK. She…
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Quick question re: impending charge.
This might not be the right place to ask but hopefully someone can help. Nationwide recently returned a cheque I wrote and have sent a statement saying I will be charged £30 in 28 days. Now the cheque should have been covered with an electronic transfer I made some days before. However, this seemed to take much longer than…
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Bank Charges Reclaim Update Please
Hi everyone, this is my first posting. I've now taken my bank HSBC to County Court to reclaim charges. Did I dream it or is there a list of County Courts somewhere informing whether or not they are still dealing with these cases? I thought the list detailed Courts that are dealing with cases, Courts that have decided to…
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Very Small Claim?
Hi, I have just been charged £40 off my bank, are amounts like this too small and not worth claiming? Thanks
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Bank Charges, Need a Little help please!
Hello! Ok I am helping both my mother and sister with the bank charges. Mother has 500GBP of debt and over 1000£ of bank charges within the past year, sister is paying them back dispite it being somewhat unfair costs. What can my sister do? She got a letter back from the bank with the standard "case is going on". The…
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Fight them from the inside.
As most banks & building societies have elected boards of directors, I wonder if it would be possible to get MSE members elected to those boards?. Once on board, they could then pass resolutions to reduce bank charges, and even refund charges going back 6 years. The only question that needs considering is, is this an…
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halifax paid but now asking for judgement to be set aside ?
Hi, This is a funny one, i claimed my charges from halifax and after a long process i won my charges. i took them to small claims court via the website and they didnt respond in the time so i entered judgement by default, i waited a couple of weeks and didnt recieve any money so i phoned them a couple of times,they were…
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general form of judgement or order - help!
i have just received a General Form of Judgement or Order from the courts, what does this mean? has anyone else received one, what do i do, and what happens next?
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Court date for Thursday - Help
Hi All, Long time no threads hope you're all OK. got a letter from St Helens County Court which reads, it's a bit long winded but bear with me:- "The hearing of the defendant's application for To Stay (see copy attached) will take place at 11:10 on the 8th November 2007, at St Helens County Court. Cases are listed in…
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advice please
hi im after a bit of advice my brother had a credit card with insurances on it and cut his finger off in an accident in work 2001/2002 and was unable to work for months due to healing and counciling fees got added debt rose to now a very big debt the bank loyds tsb knew of the accident and still gave him a loan wich i…
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Received a charge but not paid it yet
My nephew has received a charge but hasn't paid it yet, he made an honest mistake having been mislead he thought he had set up a DD to cover payment, but the company sent him a letter telling him but he didn't read it properly and assumed everything was ok. Should he pay it?:confused:
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Help reclaiming credit card charges on Company Credit Card
Help! I have a Company Credit Card issued by my employers for business expenses. I would like to reclaim the charges but I am afraid to do so as its a company not personal credit card. Any advice would be appreciated!
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ppc/ payment protection cover
can someone please explain, can i get a:confused: refund
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Legal and Receivables collection agency
Hello everyone. Just hoping for some help. I have had a debt for several years now which was originally with First Direct. When i got into difficulty, it was outsourced to one of their debt collection agencies who were fine and we came to an arrangement about a payment which has never been missed. My payments go by…
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Bank charges whilst in credit! Unfair?
My Alliance & Leicester current account since this year has charged me for underfunding my account. Should I have less than £500 in my account I am now charged £5. I have no knowledge of this change in policy - My account statement is online and I have fallen a few pounds short of this £500 for several months. Now I also…
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Norwich Union 'gesture'
Having asked via SAR for details of any charges on my account I received a very fast reply (less than 7 days).. it included a printout of charges totalling £120 and a letter saying they are prepared to offer me just under £40. They say figure represents refund of difference between original £18-£20 and current £12 late…
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question on claim.
Hi, have had a look but couldnt find an answer so sorry if it's been repeated. I claimed my bank account charges sucessfully with natwest last year. I signed the dec and they gave me the money, i can remember that it said in the letter that i couldnt claim again. Now I have a CC which I have charges on, do you think it…
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Advice needed
Back at the beginning of august my bank didnt reply by the date given by the court. i rang the court and they told me i had won the case and i was to send in a request for judgement for them to pay up. this was sent same day. 3 weeks later i had a letter from the court saying all cases are stayed. (and the date was…
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Claiming whilst in overdraft..
We spend most of our time living in our overdraft, and after being out of work for a couple of months earlier this year found ourselves going just (£100 or so) over the agreed limit. This was only ever for a couple of days before we were back within the limit, but still in our overdraft. The problem is that ever since…
