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Norwich Union 'gesture'

Having asked via SAR for details of any charges on my account I received a very fast reply (less than 7 days).. it included a printout of charges totalling £120 and a letter saying they are prepared to offer me just under £40. They say figure represents refund of difference between original £18-£20 and current £12 late payment charge. They go on about final settlement and want me to sign the letter in return. I've worked out with interest the charges in total actually total £150.

Based on other people's experiences with NU what would you possibly recommend I do next? I would love the whole amount of course but not sure whether it's possible nowadays to get full refund. :)

editing:

What I also would appreciate knowing is whether I should acknowledge their offer at all or just send the second letter stage asking for the full amount?

Hope you can assist?
  • Co-op - no details yet 10 pounds 'cashed' by them!
  • A+L - 14 day reply due soon (200)
  • Capital One - 14 day reply due soon (400)
  • Norwich Union - Letter to FO on 14.11.07 (400)
  • Marbles - awaiting details
  • Mint - claiming £40 to annoy them. 14 day due soon
  • Halifax - 14 day letter sent (400)
  • RBS - goodwill offering 130 pound - refusing claim £400+. 14 day due soon
  • Cahoot - 40 day request being sent
  • RBS Advanta - awaiting charge details
Barclays Bank - Claiming £2000 Letter to FO to be sent.

This discussion has been closed.
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